Alabama Life & Health Insurance Prelicensing Course

Alabama does not impose a minimum hour requirement for Life & Health Insurance prelicensing. However, the JustInsurance Alabama Life & Health Insurance course is structured to cover every topic tested on the University of Alabama exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Alabama Life & Health Insurance exam is administered by University of Alabama and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual University of Alabama content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.

If you do not pass the Alabama Life & Health Insurance exam on your first attempt, you can retake it after your first failed attempt with no waiting period, but a 90-day waiting period applies after your second failure, and a 180-day waiting period applies after your fourth and subsequent failures. There is no limit on the number of retake attempts, but the escalating waiting periods between failures (90 days after the 2nd, 180 days after the 4th) serve as a significant practical constraint. The cycle resets after 24 months from your last failure. Each retake requires paying the $50-$75 exam fee again to University of Alabama. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Yes. The JustInsurance Alabama Life & Health Insurance prelicensing course is approved by the Alabama Department of Insurance and meets all state education requirements for the Life & Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that University of Alabama accepts for exam registration. JustInsurance maintains active approval status with the Alabama Department of Insurance and updates course content whenever Alabama insurance law or exam content outlines change.

The JustInsurance Alabama Life & Health Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual University of Alabama exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.