Alaska Insurance Licensing

Get Your Alaska Insurance License Online

Alaska does not require prelicensing education, making it one of the more accessible states to enter the insurance profession. The state's remote geography and extreme climate create high demand for coverage across life, health, and property lines, with a particular emphasis on commercial insurance for the fishing, oil, and aviation industries. Alaska's relatively small population of roughly 1,000 licensed agents means less competition and strong earning potential for motivated producers.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

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Est. 2018

State-Approved Alaska Prelicensing Provider

Approval #500032027 · Verify with the Alaska Division of Insurance

Alaska Licensing — What You Need to Know

Key Alaska-specific details many candidates miss. Verified against primary state sources.

Important

Alaska does not offer a combined Life & Health exam

Alaska is one of a handful of states that requires separate exams for each line of authority — there is no combined Life & Health option. If you plan to sell both lines, schedule two exam appointments with Pearson VUE and budget for two exam fees. Prelicensing education is not required, but focused study materials meaningfully improve first-attempt pass rates given the depth of Alaska-specific content.

Planning Note

Alaska uses Pearson VUE with a 4-attempt OnVUE online limit

Alaska exams are delivered by Pearson VUE at testing centers and via OnVUE remote proctoring. There is no waiting period between retakes, but OnVUE online attempts are capped at 4 before you must test in person. Confirm current exam fee, question count, and time limit in the Pearson VUE Alaska candidate handbook before you schedule.

Pearson VUE Alaska portal

Planning Note

Alaska requires one-time annuity, LTC, and NFIP training for those product lines

Agents selling annuities must complete a one-time 4-hour Annuity Best Interest training. Long-term care producers must complete an 8-hour initial course plus 4 hours of ongoing LTC CE every 24 months. Flood insurance requires a one-time 3-hour NFIP course. Verify current requirements and approved providers on the Alaska Division of Insurance producer page.

Alaska Division of Insurance producers

What Do You Need?

Whether you're getting licensed for the first time or renewing your existing license, we have the course for you.

Prelicensing

New to insurance? Get your Alaska insurance license with a state-approved prelicensing course. Study online at your own pace, then pass the state exam.

  • 100% online & self-paced
  • Pass guarantee included
  • Starting at $199
Get My License →

L&H Continuing Education

Already licensed in life & health? Complete your Alaska CE hours online before your renewal deadline. We report your completion to the state same-day.

  • Same-day DOI reporting
  • Complete at your own pace
  • Starting at $39
Renew L&H License →

Property & Casualty CE

Hold a P&C license? Complete your Alaska P&C continuing education online with state-approved Ethics + P&C electives. Same-day DOI reporting included.

  • State-approved Ethics + P&C
  • Same-day DOI reporting
  • Starting at $39
Renew P&C License →

Alaska Insurance Licensing Requirements

Everything you need to know to get — and keep — your Alaska insurance license.

Prelicensing Requirements

  • Life Only40 hrs (recommended)$199
  • Health Only40 hrs (recommended)$199
  • Life & Health40 hrs (recommended)$199

Alaska has no state-mandated prelicensing requirement, but candidates who complete a prep course pass at significantly higher rates.

CE & Renewal Requirements

  • Total CE Hours24 hours
  • Renewal Period2 years
  • Ethics Hours3 hours required

State Exam

  • ProviderPearson VUE
  • Passing Score70%
  • Exam Fee$89
  • ResultsWithin 24 hours (most candidates receive results within minutes of completing the exam)
Schedule Exam →

Alaska Division of Insurance

Your license application is submitted to the Alaska Division of Insurance. Most applications are processed within 2–5 business days when submitted online through NIPR or the DOI portal.

No combined Life & Health exam

Life and Health exams must be scheduled and taken separately in Alaska.

Visit Alaska Division of Insurance

How to Get Your Alaska Insurance License

Four steps from start to active license. Same path for Life, Health, and Life & Health producers.

  1. 1

    Complete your prelicensing course

    Finish a state-approved prelicensing course covering the Alaska exam content outline. JustInsurance offers Life, Health, and Life & Health prelicensing online for $199 per line.

  2. 2

    Schedule and pass the Alaska state exam

    Book your exam through Pearson VUE ($89 per attempt). Passing score is 70%.

  3. 3

    Complete fingerprinting and background check

    Fingerprinting required through State-approved vendor

  4. 4

    Submit your license application

    File your producer license application via NIPR with the $75 application fee. Most Alaska applications are processed within 2-5 weeks (for focused applicants).

What insurance agents earn in Alaska

Bureau of Labor Statistics wage and employment data for Alaska insurance sales agents.

Median Annual Salary

$70,260

The 50th-percentile wage — half of agents earn more, half less.

Top 10% Earners

$143,480

Annual wage at the 90th percentile (high-performing agents).

Insurance sales agents employed in Alaska

720

Total insurance sales agents currently employed (BLS estimate).

Source: U.S. Bureau of Labor Statistics, OEWS — Insurance Sales Agents (SOC 41-3021), May 2024.

Last Verified: March 2026Provider Approval #: 500032027

Legal References

Insurance Code: Alaska Statutes, Title 21 – InsuranceView Statutes

Prelicensing: AS 21.27.020

CE Requirements: Alaska Stat. 21.27.020(f)

Why Choose JustInsurance for Your Alaska License?

We've helped 20,000+ students get licensed nationwide. Here's why they choose us.

🏛️

State-Approved Courses

Every JustInsurance course is officially approved by the Alaska Division of Insurance to fulfill prelicensing and CE requirements.

📱

Study Anywhere

Access your course on any device — desktop, tablet, or phone. Study at home, during lunch, or on the go.

Pass Guarantee

Meet the study hours, score 80%+ on the practice exam three times, and test within 30 days of enrollment. If you don't pass, we refund your course fee.

Same-Day CE Reporting

We report your CE completions to the Alaska Division of Insurance the same day you finish. No paperwork needed.

🎓

Built to Pass

Practice exams that mirror your actual state exam, flashcards, and video lessons taught by licensed experts.

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Real Support

Questions? Our expert support team answers real questions about the course and the licensing process.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

Thank you I passed my Life & Health on my first attempt March 9, 2025 after watching all your videos! Great training helpcouldn’t get any better!

LA

LadylastrapeYouTube

via YouTube comment

Practice Exam

Boost Your Alaska Exam Score

Full-length practice exams that mirror the real state exam. Detailed answer explanations, unlimited retakes. Life, Health, and Life + Health — $59 each.

Alaska Insurance License FAQs

How do I get my Alaska insurance license?

Getting your Alaska insurance license involves four steps. First, prepare for your exam — Alaska does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Alaska state licensing exam administered by Pearson VUE — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Alaska Division of Insurance application fee of $75. Most candidates complete the entire process in 2-5 weeks (for focused applicants). JustInsurance offers fully online, self-paced prelicensing courses approved for Alaska that get you to exam day confident and prepared.

How much does it cost to get an Alaska insurance license?

The total cost to get your Alaska insurance license typically runs $450-$660 (varies by course selection). Here is how it breaks down: the Pearson VUE exam fee is $89, the Alaska Division of Insurance application fee is $75, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Alaska combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

How long does it take to get licensed in Alaska?

Most focused candidates complete the Alaska insurance licensing process in 2-5 weeks (for focused applicants). That timeframe covers scheduling and passing the Pearson VUE state exam, clearing your background check, and waiting for the Alaska Division of Insurance to process your application. The Pearson VUE exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

What is the pass rate for JustInsurance students on the Alaska insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Alaska exam is administered by Pearson VUE and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam at a test center. If testing online via OnVUE, you are limited to 4 attempts before needing to test in person. See our full pass rate methodology at /pass-rates.

How much do insurance agents make in Alaska?

Insurance agents in Alaska earn an average of $63,010 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $45,340 in their first year while building a client base, and top producers in Alaska can earn $79,850 or more annually. Demand for new insurance producers remains steady in Alaska. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Does Alaska require prelicensing education before the insurance exam?

No. Alaska does not mandate prelicensing education for life or health insurance licenses. You may sit for the state exam without completing any coursework. That said, JustInsurance offers an optional prelicensing course that covers all exam topics in depth — most candidates who study pass on their first attempt, saving time and the cost of a retake.

Special Training Requirements for Alaska

Alaska mandates additional training for agents selling certain product types. Review these requirements before you apply.

Long-Term Care (LTC)

Initial 8-hour LTC certification required, plus 4 hours of ongoing LTC CE every 24 months for LTC sellers.

National Flood Insurance Program (NFIP)

One-time 3-hour National Flood Insurance Program (NFIP) course required.

Annuity Training

One-time 4-hour Annuity Best Interest training required before selling annuity products.

Last updated: March 2026

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