Arizona Prelicensing
Arizona Insurance Prelicensing Courses
Get your Arizona insurance license with a state-approved online prelicensing course. Choose your line of authority below and start studying today.
What is Insurance Prelicensing?
Arizona does not require a formal prelicensing course to sit for the state licensing exam — but preparation still matters. JustInsurance's Arizona prelicensing course covers the insurance concepts, policy types, and Arizona regulations tested on the exam, giving you the structure first-time passers rely on even when it's not state-mandated.
JustInsurance's Arizona prelicensing courses are fully online and self-paced. You can study on any device, at any time. There are no live sessions to attend — just work through the lessons at your own pace and move on when you're ready.
Once you complete the required hours and pass the course assessments, you'll receive an official certificate of completion. Present that certificate to schedule your Arizona state licensing exam with PSI (effective September 3, 2025).
Enroll Online
Choose your line of authority and enroll in minutes. Instant access to all course materials.
Study at Your Pace
Complete None required (optional) hours of video lessons, readings, and quizzes on any device.
Earn Your Certificate
Pass the course assessments to receive your official certificate of completion from JustInsurance.
Pass the State Exam
Schedule and pass the Arizona licensing exam with PSI (effective September 3, 2025), then apply for your license.
Choose Your Line of Authority
Select the license type that matches your career goals. Not sure? Most agents choose Life & Health.
Life Insurance
Sell term life, whole life, universal life, and annuity products. The essential license for any agent working in life insurance or financial services.
Health Insurance
Sell major medical, Medicare supplement, disability income, long-term care, and other health products. Essential for agents focused on health and Medicare markets.
Life & Health Insurance
The most popular choice — get licensed to sell both life and health products with a single combined course and exam. Maximize your earning potential from day one.
How to Get Your Arizona Insurance License
Enroll in a Course
Choose your line of authority (Life, Health, or Life & Health) and enroll online.
Complete Your Education
Study through all None required (optional) required hours online at your own pace.
Pass the State Exam
Schedule and pass the Arizona exam at a PSI (effective September 3, 2025) testing center.
Apply for Your License
Submit your license application to the Arizona Department of Insurance and Financial Institutions after passing your exam.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Arizona Prelicensing FAQs
How many hours of prelicensing does Arizona require?
Arizona does not mandate prelicensing education hours before sitting for the state insurance exam — you can schedule your PSI (effective September 3, 2025) exam directly without completing a formal course. That said, the exam covers complex insurance law, policy types, and Arizona-specific regulations. Candidates who use a structured course consistently outperform those who attempt it unprepared. JustInsurance offers Arizona exam-prep courses to help you pass on your first try.
Can I complete Arizona insurance prelicensing online?
Yes. Arizona approves online, self-paced prelicensing education, and that is exactly what JustInsurance provides. You can study on any device — laptop, tablet, or phone — from anywhere with an internet connection. There are no scheduled live sessions or fixed class times. Your enrollment gives you 30 days of full course access, and most students complete the material in just 5–10 days. Once you finish, you receive a state-recognized certificate of completion immediately through the platform.
What does Arizona insurance prelicensing cover?
The Arizona prelicensing curriculum is organized around the specific lines of authority you plan to obtain. Life Insurance courses cover term life, whole life, universal life, variable products, annuities, policy provisions and riders, beneficiary designations, and underwriting basics. Health Insurance courses cover major medical, disability income, long-term care, Medicare Supplement, Medicaid, and group health. Both tracks include Arizona-specific insurance statutes and regulations, producer ethics, the Unfair Trade Practices Act, and state-mandated consumer protections. The combined Life & Health course covers all of the above in a single enrollment.
Do I need to finish prelicensing before taking the Arizona exam?
Arizona does not require a prelicensing certificate to schedule your exam through PSI (effective September 3, 2025) — you can register at any time. However, passing the Arizona licensing exam without structured preparation is significantly harder. JustInsurance strongly recommends completing a prelicensing course before your exam date regardless of the state requirement.
How much does Arizona insurance prelicensing cost?
JustInsurance offers the following Arizona prelicensing courses: Life Insurance at $199, Health Insurance at $199, and the combined Life & Health package at $199. Buying the combined course saves you $199 versus purchasing both individually. Every course includes all required hour content, chapter quizzes, a full-length practice exam, and your official certificate of completion — no hidden fees, no required add-ons. Your 30-day access window starts the moment you enroll.
Last updated: March 2026
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