Arizona Life & Health Prelicensing

Arizona Life & Health Insurance Prelicensing Course

Complete our state-approved Life & Health Insurance prelicensing course online at your own pace, then pass the Arizona licensing exam. Pass guarantee included. Only $199.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

Course Overview

$199

Course Price

Online, Self-Paced

Course Format

12 Months

Access Duration

What's Included

  • Video lessons
  • Interactive e-book
  • Practice exams
  • Flashcard review sets
  • Progress tracking
  • Expert support
  • Certificate of completion
  • Pass guarantee

What You'll Learn

This course covers everything tested on the Arizona Life & Health Insurance licensing exam.

  • Life insurance fundamentals — term, whole life, universal life, and variable products
  • Annuities — fixed, indexed, and variable types explained
  • Health insurance plans — individual, group, and Medicare products
  • Disability income and long-term care insurance
  • Medicare Supplement (Medigap) products and enrollment periods
  • Policy provisions, riders, exclusions, and beneficiary rules
  • State insurance laws, regulations, and agent ethics
  • Underwriting, replacement policies, and the application process

Everything You Need to Pass

Your course includes all the tools proven to help students pass their state exam on the first try.

Video Lessons

Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.

Practice Exams

Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.

Interactive E-Book

A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.

Flashcards

Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.

Progress Tracking

See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.

Expert Support

Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.

Arizona Licensing Exam Info

Know what to expect on your Arizona insurance licensing exam before you walk in.

Exam Format

  • Passing Score70%
  • Exam Fee$50
  • Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
  • Exam FormatMultiple Choice

Exam Provider

PSI (effective September 3, 2025)

The Arizona insurance licensing exam is administered by PSI (effective September 3, 2025). You can take the exam at a testing center near you or online with remote proctoring (where available).

Pass Guarantee

JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.

Our Pass Guarantee

We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.

1

Meet the Study Hours

Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.

2

Master the Practice Exam

Score 80% or higher on the practice exam three times in a row before sitting for the state exam.

3

Test Within 30 Days

Take your first-time state exam attempt within 30 days of your first enrollment in the course.

Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.

Life + Health Practice Exam

Ready for the Arizona Life + Health exam?

Take our full-length Arizona Life + Health practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Hi Justin, I just wanted to share some great news—I passed my Health and Life Insurance Exam today in Arizona! Thank you so much for all your assistance and support throughout this process. I truly appreciate it!

LI

LilianlaimoYouTube

via YouTube comment · Arizona

Hey Justin, I just wanted to say thank you for these Videos. They were amazing. I passed my Arizona Life and Health Exam my first try. I just got my License number. I would watch these videos all day. The course didn't really help me understand what it was. Anyways just want to give credit were credit is due. Thank you again for these awesome videos.

AZ

Student, ArizonaYouTube

via YouTube comment · Arizona

The practice exams felt like the real thing. By test day I had taken so many mock exams that I was completely calm under pressure.

CH

Christopher H.

Licensed · Arizona

Arizona Life & Health Insurance Prelicensing FAQs

How long is the Arizona Life & Health Insurance prelicensing course?

Arizona does not impose a minimum hour requirement for Life & Health Insurance prelicensing. However, the JustInsurance Arizona Life & Health Insurance course is structured to cover every topic tested on the PSI (effective September 3, 2025) exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.

What is the pass rate for JustInsurance students on the Arizona Life & Health Insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Arizona Life & Health Insurance exam is administered by PSI (effective September 3, 2025) and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual PSI (effective September 3, 2025) content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.

What happens if I fail the Arizona Life & Health Insurance exam?

If you do not pass the Arizona Life & Health Insurance exam on your first attempt, you can retake it after scheduling your next available test date, as there is no mandatory waiting period between individual attempts. You are limited to 4 exam attempts per line of authority within a 12-month period. After a 4th unsuccessful attempt, you must wait one full year from the date of your last attempt before retaking. Each retake requires paying the $50 exam fee again to PSI (effective September 3, 2025). JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Is the JustInsurance Arizona Life & Health Insurance course state-approved?

Yes. The JustInsurance Arizona Life & Health Insurance prelicensing course is approved by the Arizona Department of Insurance and Financial Institutions and meets all state education requirements for the Life & Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI (effective September 3, 2025) accepts for exam registration. JustInsurance maintains active approval status with the Arizona Department of Insurance and Financial Institutions and updates course content whenever Arizona insurance law or exam content outlines change.

What's included in the Arizona Life & Health Insurance prelicensing course?

The JustInsurance Arizona Life & Health Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI (effective September 3, 2025) exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.

Last updated: March 2026

Ready to Start Your Arizona Life & Health Prelicensing?

Enroll in our state-approved Life & Health Insurance course today. Pass guarantee included. Only $199.

Enroll Now — $199