Connecticut Insurance Licensing

Get Your Connecticut Insurance License Online

Connecticut is a high-income state with one of the largest insurance and financial services sectors per capita in the country, home to dozens of major insurers headquartered in Hartford — known as the Insurance Capital of the World. The state requires prelicensing education and uses Prometric for exam administration. Connecticut's affluent population and concentration of financial professionals create strong demand for sophisticated life, health, and annuity products.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

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Est. 2018

State-Approved Connecticut Prelicensing Provider

Approval #500029171 · Verify with the Connecticut Insurance Department

Connecticut Licensing — What You Need to Know

Key Connecticut-specific details many candidates miss. Verified against primary state sources.

Important

Connecticut's late-renewal penalties stack quickly

If you miss your Connecticut renewal, a $160 late fee is added to the $160 renewal fee — a $320 total — for up to 12 months after expiration. Past 12 months you must pay $130 plus the NIPR transaction fee to reinstate, and if you let more than a year lapse you must retake prelicensing and the exam. CE carry-forward is not permitted.

Connecticut Insurance Department producer licensing

Planning Note

Connecticut uses Pearson VUE with a 24-hour retake waiting period

Connecticut insurance exams are administered by Pearson VUE, with a 24-hour waiting period between retakes and no overall retake limit. Most candidates receive results within minutes of finishing. Confirm current exam fee, question count, and time limit in the Pearson VUE Connecticut candidate handbook — and note that Connecticut requires 20 hours of prelicensing education per line of authority before testing.

Pearson VUE Connecticut portal

Planning Note

Connecticut has no fingerprinting requirement — background check is self-disclosure

Unlike many neighboring states, Connecticut does not require fingerprinting for producer licensing. The background check is handled through self-disclosure on the NIPR application. This simplifies the timeline considerably — most applicants are licensed within 2 to 4 weeks once they pass the Pearson VUE exam. Connecticut's prelicensing certificate is valid for 12 months.

What Do You Need?

Whether you're getting licensed for the first time or renewing your existing license, we have the course for you.

Prelicensing

New to insurance? Get your Connecticut insurance license with a state-approved prelicensing course. Study online at your own pace, then pass the state exam.

  • 100% online & self-paced
  • Pass guarantee included
  • Starting at $199
Get My License →

Continuing Education (CE)

Already licensed? Complete your Connecticut CE hours online before your renewal deadline. We report your completion to the state same-day.

  • Same-day DOI reporting
  • Complete at your own pace
  • Starting at $39
Renew My License →

Connecticut Insurance Licensing Requirements

Everything you need to know to get — and keep — your Connecticut insurance license.

Prelicensing Requirements

  • Life Only20 hours$199
  • Health Only20 hours$199
  • Life & Health40 hours$199

CE & Renewal Requirements

  • Total CE Hours24 hours
  • Renewal Period2 years
  • Ethics Hours3 hours required

State Exam

  • ProviderPearson VUE
  • Passing Score70%
  • Exam Fee$65
  • ResultsWithin 24 hours (most candidates receive results within minutes of completing the exam)
Schedule Exam →

Connecticut Insurance Department

Your license application is submitted to the Connecticut Insurance Department. Most applications are processed within 2–5 business days when submitted online through NIPR or the DOI portal.

Visit Connecticut Insurance Department

How to Get Your Connecticut Insurance License

Four steps from start to active license. Same path for Life, Health, and Life & Health producers.

  1. 1

    Complete your prelicensing course

    Finish a state-approved prelicensing course covering the Connecticut exam content outline. JustInsurance offers Life, Health, and Life & Health prelicensing online for $199 per line.

  2. 2

    Schedule and pass the Connecticut state exam

    Book your exam through Pearson VUE ($65 per attempt). Passing score is 70%.

  3. 3

    Complete fingerprinting and background check

    Not required

  4. 4

    Submit your license application

    File your producer license application via NIPR with the $140 application fee. Most Connecticut applications are processed within 2-4 weeks.

What insurance agents earn in Connecticut

Bureau of Labor Statistics wage and employment data for Connecticut insurance sales agents.

Median Annual Salary

$76,830

The 50th-percentile wage — half of agents earn more, half less.

Top 10% Earners

$168,450

Annual wage at the 90th percentile (high-performing agents).

Insurance sales agents employed in Connecticut

7,910

Total insurance sales agents currently employed (BLS estimate).

Source: U.S. Bureau of Labor Statistics, OEWS — Insurance Sales Agents (SOC 41-3021), May 2024.

Last Verified: March 2026Provider Approval #: 500029171

Legal References

Insurance Code: Connecticut General Statutes, Title 38a – InsuranceView Statutes

Prelicensing: C.G.S. §38a-702

CE Requirements: Conn. Gen. Stat. 38a-782a

Why Choose JustInsurance for Your Connecticut License?

We've helped 20,000+ students get licensed nationwide. Here's why they choose us.

🏛️

State-Approved Courses

Every JustInsurance course is officially approved by the Connecticut Insurance Department to fulfill prelicensing and CE requirements.

📱

Study Anywhere

Access your course on any device — desktop, tablet, or phone. Study at home, during lunch, or on the go.

Pass Guarantee

Meet the study hours, score 80%+ on the practice exam three times, and test within 30 days of enrollment. If you don't pass, we refund your course fee.

Same-Day CE Reporting

We report your CE completions to the Connecticut Insurance Department the same day you finish. No paperwork needed.

🎓

Built to Pass

Practice exams that mirror your actual state exam, flashcards, and video lessons taught by licensed experts.

💬

Real Support

Questions? Our expert support team answers real questions about the course and the licensing process.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

just pass life,health, accident, CT state exam! thanks!

KG

KgstartYouTube

via YouTube comment · Connecticut

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

Practice Exam

Boost Your Connecticut Exam Score

Full-length practice exams that mirror the real state exam. Detailed answer explanations, unlimited retakes. Life, Health, and Life + Health — $59 each.

Recent Articles

Connecticut Insurance License — Articles, Guides & News →

Step-by-step guides, exam prep tips, and the latest Connecticut licensing updates.

Connecticut Insurance License FAQs

How do I get my Connecticut insurance license?

Getting your Connecticut insurance license involves four steps. First, complete a state-approved prelicensing course (40 hours for the combined Life & Health line). Second, pass the Connecticut state licensing exam administered by Pearson VUE — you need a score of at least 70% to pass. Third, complete a background check. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Connecticut Insurance Department application fee of $140. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Connecticut that get you to exam day confident and prepared.

How much does it cost to get a Connecticut insurance license?

The total cost to get your Connecticut insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Pearson VUE exam fee is $65, the Connecticut Insurance Department application fee is $140. If you need a prelicensing course, JustInsurance's Connecticut combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

How long does it take to get licensed in Connecticut?

Most focused candidates complete the Connecticut insurance licensing process in 2-4 weeks. That timeframe covers finishing your prelicensing course (you get 30 days of access; most students finish in 5–10 days), scheduling and passing the Pearson VUE state exam, clearing your background check, and waiting for the Connecticut Insurance Department to process your application. The Pearson VUE exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

What is the pass rate for JustInsurance students on the Connecticut insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Connecticut exam is administered by Pearson VUE and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam at a test center. See our full pass rate methodology at /pass-rates.

How much do insurance agents make in Connecticut?

Insurance agents in Connecticut earn an average of $100,950 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $39,240 in their first year while building a client base, and top producers in Connecticut can earn $199,990 or more annually. Demand for new insurance producers remains steady in Connecticut. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Why is Connecticut called the Insurance Capital of the World?

Hartford, Connecticut has been the center of the U.S. insurance industry since the early 1800s. Major carriers like Aetna, The Hartford, and Cigna were founded or headquartered there, and the state continues to host some of the largest insurance companies in the world. For new agents, this means excellent career opportunities and a deep professional network in the Connecticut insurance market.

Last updated: March 2026

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