Florida Life Prelicensing
Florida Life Insurance Prelicensing Course
40-hour state-approved course. Study online at your own pace, then pass the Florida licensing exam. Pass guarantee included. Only $199.
Course Overview
40
Credit Hours
$199
Course Price
Online, Self-Paced
Course Format
30 Days
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the Florida Life Insurance licensing exam.
- Types of life insurance policies — term, whole life, universal life, and variable products
- Life insurance policy provisions, riders, and exclusions
- Annuity products — fixed, variable, and indexed annuities
- Beneficiary designations and settlement options
- Underwriting concepts and insurable interest
- State regulations governing life insurance producers
- Agent ethics and the Unfair Trade Practices Act
- Replacing and surrendering life insurance policies
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
Florida Licensing Exam Info
Know what to expect on your Florida insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$44
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
Pearson VUE
The Florida insurance licensing exam is administered by Pearson VUE. You can take the exam at a testing center near you or online with remote proctoring (where available).
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Life Practice Exam
Ready for the Florida Life exam?
Take our full-length Florida Life practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“Passed the FL 214 Life/Annuities exam first attempt. Thanks for the great videos!”
NmbYouTube
via YouTube comment · Florida
“LETS GOOO! Passed my (FL) life exam this morning on my 1st try with a 91% following your videos!”
JennyonthewokYouTube
via YouTube comment · Florida
“These videos helped me pass my FL exam on the first try 2/13/25! Thank you so much.”
RonniebellYouTube
via YouTube comment · Florida
Florida Life Insurance Prelicensing FAQs
How long is the Florida Life Insurance prelicensing course?
The Florida Life Insurance prelicensing course requires 40 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the Florida Department of Financial Services to fulfill this exact requirement. All 40 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.
What is the pass rate for JustInsurance students on the Florida Life Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Florida Life Insurance exam is administered by Pearson VUE and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual Pearson VUE content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the Florida Life Insurance exam?
If you do not pass the Florida Life Insurance exam on your first attempt, you can retake it after scheduling your next available test date, as there is no mandatory waiting period between attempts. You are limited to 5 exam attempts per exam type within a 12-month rolling period. After reaching 5 attempts, you must wait until the 12-month window resets before testing again. Each retake requires paying the $44 exam fee again to Pearson VUE. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance Florida Life Insurance course state-approved?
Yes. The JustInsurance Florida Life Insurance prelicensing course is approved by the Florida Department of Financial Services and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Pearson VUE accepts for exam registration. JustInsurance maintains active approval status with the Florida Department of Financial Services and updates course content whenever Florida insurance law or exam content outlines change.
What's included in the Florida Life Insurance prelicensing course?
The JustInsurance Florida Life Insurance prelicensing course at $199 includes everything you need in a single purchase: 40 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Pearson VUE exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More Florida Resources
Dive deeper into Florida licensing, exam prep, and CE renewal.
Overview
Florida Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Florida.
Requirements
Florida License Requirements
Step-by-step legal and documentation requirements from the Florida Department of Insurance.
Practice
Florida Practice Exam
Free practice questions modeled on the Florida state licensing exam.
Prelicensing
Florida Prelicensing Courses
All state-approved prelicensing course options for Florida.
Health
Florida Health Insurance Prelicensing
Prelicensing course for the Health-only license in Florida.
L&H
Florida Life & Health Prelicensing
Combined Life & Health prelicensing course for Florida.
CE
Florida Continuing Education
CE course catalog for Florida license renewal.
CE Life
Florida Life CE Renewal
CE hours for Florida Life license renewal.
CE Health
Florida Health CE Renewal
CE hours for Florida Health license renewal.
CE L&H
Florida Life & Health CE Renewal
Combined Life & Health CE for Florida license renewal.
Last updated: May 2026
Ready to Start Your Florida Life Prelicensing?
Enroll in our 40-hour state-approved course today. Pass guarantee included. Only $199.
Enroll Now — $199