Hawaii Insurance Continuing Education (CE) Courses

Hawaii requires 24 hours of continuing education (CE) every 2 years to maintain an active insurance producer license. Of those 24 hours, 3 must specifically cover ethics and professional conduct — this is a mandatory component, not optional. All CE must be completed through a Hawaii Insurance Division-approved provider before your license renewal deadline. JustInsurance is an approved provider and offers a complete 24-hour CE package for $75, including the required ethics hours.

JustInsurance offers a complete Hawaii CE package — covering all 24 required hours including the 3-hour ethics requirement — for $75. This is a flat-fee bundle with no per-course upsells or surprise charges. Individual CE courses are also available for agents who need only specific topics to round out their renewal hours. Every purchase includes immediate online access, self-paced completion, and automatic CE credit reporting to the Hawaii Insurance Division on your behalf.

Yes. Hawaii approves online CE courses, and JustInsurance provides a full catalog of self-paced courses that meet all Hawaii Insurance Division requirements. You can study on any device, pause and resume whenever you need to, and complete your 24-hour requirement in a single sitting or spread across multiple sessions. Once you finish each course, JustInsurance reports your completion electronically to the Hawaii Insurance Division — you do not need to mail certificates or manually update your license record.

Your license lapses immediately on expiration and you must pay $300 plus complete CE within 1 year or relicense entirely. Specifically in Hawaii: the grace period is None — license lapses on expiration date, the late fee is None — no grace period, license lapses immediately on expiration, and reinstatement runs $300 total ($200 penalty + $100 renewal) per Commissioner's Memo 2021-9LIC with a window of Up to 1 year; full relicensing required after. A lapsed license also interrupts your commission flow and can trigger carrier appointment reviews. JustInsurance makes it easy to finish your hours well before your deadline — the entire $75 package can be completed in a single day if needed.

If your Hawaii insurance license has lapsed, you typically have Up to 1 year; full relicensing required after to reinstate it before you must re-apply as a new licensee. Reinstatement in Hawaii runs $300 total ($200 penalty + $100 renewal) per Commissioner's Memo 2021-9LIC, and you must complete any outstanding CE hours from the lapsed period before the Hawaii Insurance Division will process your reinstatement. The sooner you act, the simpler the process — waiting too long can mean retaking prelicensing education and the state exam from scratch. JustInsurance courses report electronically to the Hawaii Insurance Division, so once your hours are complete your reinstatement moves fast.

Carry-forward policy in Hawaii: No — excess credits cannot be carried forward. Carry-forward rules matter if you finish your required hours early in the cycle — in some states, the extra hours apply to your next renewal period, while in others any excess is simply lost. Ethics hours often have separate, stricter carry-forward rules than general CE hours, so even if general hours roll over, you typically need a fresh ethics course each cycle. For the current official carry-forward policy, always verify with the Hawaii Insurance Division, which is the authoritative source of truth for your CE account.

Yes. Hawaii mandates that 3 of your 24 required CE hours specifically cover ethics and professional conduct. This is not optional — you must satisfy the ethics component separately from general CE hours, and the Hawaii Insurance Division tracks it independently. Failing to complete the ethics hours is treated the same as failing to complete your total CE requirement. JustInsurance's $75 CE package includes a fully approved 3-hour ethics course, so your entire renewal requirement is covered in one purchase.