Kentucky Health Prelicensing
Kentucky Health Insurance Prelicensing Course
20-hour state-approved course. Study online at your own pace, then pass the Kentucky licensing exam. Pass guarantee included. Only $199.
Course Overview
20
Credit Hours
$199
Course Price
Online, Self-Paced
Course Format
30 Days
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the Kentucky Health Insurance licensing exam.
- Individual and group health insurance policy types
- Major medical coverage, deductibles, coinsurance, and out-of-pocket limits
- Medicare, Medicaid, and Medicare Supplement (Medigap) policies
- Disability income insurance — short-term and long-term
- Long-term care insurance products and options
- Accident and sickness policy provisions
- COBRA, HIPAA, and ACA compliance basics
- State-specific health insurance regulations and agent duties
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
Kentucky Licensing Exam Info
Know what to expect on your Kentucky insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$50
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
Pearson VUE
The Kentucky insurance licensing exam is administered by Pearson VUE. You can take the exam at a testing center near you or online with remote proctoring (where available).
Important: Apply Before You Exam
Kentucky requires you to submit your license application to the Department of Insurance before scheduling your state exam. Complete your prelicensing course, then apply for your license, and then schedule your exam.
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Health Practice Exam
Ready for the Kentucky Health exam?
Take our full-length Kentucky Health practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“I passed my KY exam on the 2nd try using this video. The examples with each of the vocab were incredibly helpful”
Student, KentuckyYouTube
via YouTube comment · Kentucky
“You are a big reason I passed my test today in KY. However, there were not a lot about annuities like I thought there would be.”
BeanteamYouTube
via YouTube comment · Kentucky
“Just passed the KY life and health on my first try. I was so anxious! Thank you a gazillion for these videos. I have watched these as well as a few others and the Xcel course. THANK YOU!”
BigdreamacresYouTube
via YouTube comment · Kentucky
Kentucky Health Insurance Prelicensing FAQs
How long is the Kentucky Health Insurance prelicensing course?
The Kentucky Health Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the Kentucky Department of Insurance to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.
What is the pass rate for JustInsurance students on the Kentucky Health Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Kentucky Health Insurance exam is administered by Pearson VUE and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual Pearson VUE content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the Kentucky Health Insurance exam?
If you do not pass the Kentucky Health Insurance exam on your first attempt, you can retake it after a 24-hour (1 business day) waiting period. There is no limit on the number of retakes within your 120-day testing window. If the 120-day window expires before you pass, you must submit a new application. Each retake requires paying the $50 exam fee again to Pearson VUE. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance Kentucky Health Insurance course state-approved?
Yes. The JustInsurance Kentucky Health Insurance prelicensing course is approved by the Kentucky Department of Insurance and meets all state education requirements for the Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Pearson VUE accepts for exam registration. JustInsurance maintains active approval status with the Kentucky Department of Insurance and updates course content whenever Kentucky insurance law or exam content outlines change.
What's included in the Kentucky Health Insurance prelicensing course?
The JustInsurance Kentucky Health Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Pearson VUE exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More Kentucky Resources
Dive deeper into Kentucky licensing, exam prep, and CE renewal.
Overview
Kentucky Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Kentucky.
Requirements
Kentucky License Requirements
Step-by-step legal and documentation requirements from the Kentucky Department of Insurance.
Practice
Kentucky Practice Exam
Free practice questions modeled on the Kentucky state licensing exam.
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Last updated: March 2026
Ready to Start Your Kentucky Health Prelicensing?
Enroll in our 20-hour state-approved course today. Pass guarantee included. Only $199.
Enroll Now — $199