Massachusetts Life Prelicensing
Massachusetts Life Insurance Prelicensing Course
Complete our state-approved Life Insurance prelicensing course online at your own pace, then pass the Massachusetts licensing exam. Pass guarantee included. Only $199.
Course Overview
$199
Course Price
Online, Self-Paced
Course Format
12 Months
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the Massachusetts Life Insurance licensing exam.
- Types of life insurance policies — term, whole life, universal life, and variable products
- Life insurance policy provisions, riders, and exclusions
- Annuity products — fixed, variable, and indexed annuities
- Beneficiary designations and settlement options
- Underwriting concepts and insurable interest
- State regulations governing life insurance producers
- Agent ethics and the Unfair Trade Practices Act
- Replacing and surrendering life insurance policies
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
Massachusetts Licensing Exam Info
Know what to expect on your Massachusetts insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$39
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
Prometric
The Massachusetts insurance licensing exam is administered by Prometric. You can take the exam at a testing center near you or online with remote proctoring (where available).
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Life Practice Exam
Ready for the Massachusetts Life exam?
Take our full-length Massachusetts Life practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“I’ve been milking ChatGPT as much as I can but I still can’t pass I’m going for my 5th try tomorrow Massachusetts accidental life and health Prometric exam sucks so bad”
Am K.YouTube
via YouTube comment · Massachusetts
“JustInsurance's practice tests nailed the question style and difficulty of my actual state exam. First attempt, passing score.”
Lauren G.
P&C Agent · Massachusetts
“Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!”
DanielapintoYouTube
via YouTube comment
Massachusetts Life Insurance Prelicensing FAQs
How long is the Massachusetts Life Insurance prelicensing course?
Massachusetts does not impose a minimum hour requirement for Life Insurance prelicensing. However, the JustInsurance Massachusetts Life Insurance course is structured to cover every topic tested on the Prometric exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.
What is the pass rate for JustInsurance students on the Massachusetts Life Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Massachusetts Life Insurance exam is administered by Prometric and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual Prometric content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the Massachusetts Life Insurance exam?
If you do not pass the Massachusetts Life Insurance exam on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Each retake requires paying the $39 exam fee again to Prometric. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance Massachusetts Life Insurance course state-approved?
Yes. The JustInsurance Massachusetts Life Insurance prelicensing course is approved by the Massachusetts Division of Insurance and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Prometric accepts for exam registration. JustInsurance maintains active approval status with the Massachusetts Division of Insurance and updates course content whenever Massachusetts insurance law or exam content outlines change.
What's included in the Massachusetts Life Insurance prelicensing course?
The JustInsurance Massachusetts Life Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Prometric exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More Massachusetts Resources
Dive deeper into Massachusetts licensing, exam prep, and CE renewal.
Overview
Massachusetts Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Massachusetts.
Requirements
Massachusetts License Requirements
Step-by-step legal and documentation requirements from the Massachusetts Department of Insurance.
Practice
Massachusetts Practice Exam
Free practice questions modeled on the Massachusetts state licensing exam.
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Massachusetts Life & Health Prelicensing
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CE
Massachusetts Continuing Education
CE course catalog for Massachusetts license renewal.
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Massachusetts Life CE Renewal
CE hours for Massachusetts Life license renewal.
CE Health
Massachusetts Health CE Renewal
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CE L&H
Massachusetts Life & Health CE Renewal
Combined Life & Health CE for Massachusetts license renewal.
Last updated: March 2026
Ready to Start Your Massachusetts Life Prelicensing?
Enroll in our state-approved Life Insurance course today. Pass guarantee included. Only $199.
Enroll Now — $199