Michigan Health Prelicensing

Michigan Health Insurance Prelicensing Course

20-hour state-approved course. Study online at your own pace, then pass the Michigan licensing exam. Pass guarantee included. Only $199.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: May 2026

Course Overview

20

Credit Hours

$199

Course Price

Online, Self-Paced

Course Format

30 Days

Access Duration

What's Included

  • Video lessons
  • Interactive e-book
  • Practice exams
  • Flashcard review sets
  • Progress tracking
  • Expert support
  • Certificate of completion
  • Pass guarantee

What You'll Learn

This course covers everything tested on the Michigan Health Insurance licensing exam.

  • Individual and group health insurance policy types
  • Major medical coverage, deductibles, coinsurance, and out-of-pocket limits
  • Medicare, Medicaid, and Medicare Supplement (Medigap) policies
  • Disability income insurance — short-term and long-term
  • Long-term care insurance products and options
  • Accident and sickness policy provisions
  • COBRA, HIPAA, and ACA compliance basics
  • State-specific health insurance regulations and agent duties

Everything You Need to Pass

Your course includes all the tools proven to help students pass their state exam on the first try.

Video Lessons

Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.

Practice Exams

Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.

Interactive E-Book

A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.

Flashcards

Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.

Progress Tracking

See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.

Expert Support

Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.

Michigan Licensing Exam Info

Know what to expect on your Michigan insurance licensing exam before you walk in.

Exam Format

  • Passing Score72%
  • Exam Fee$41
  • Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
  • Exam FormatMultiple Choice

Exam Provider

PSI Services LLC

The Michigan insurance licensing exam is administered by PSI Services LLC. You can take the exam at a testing center near you or online with remote proctoring (where available).

Pass Guarantee

JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.

Our Pass Guarantee

We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.

1

Meet the Study Hours

Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.

2

Master the Practice Exam

Score 80% or higher on the practice exam three times in a row before sitting for the state exam.

3

Test Within 30 Days

Take your first-time state exam attempt within 30 days of your first enrollment in the course.

Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.

Health Practice Exam

Ready for the Michigan Health exam?

Take our full-length Michigan Health practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Thank you for this. Passed Michigan Life Accident and Health last week and taking Michigan Variable Life and Annuities Producer exam in 3 days. Is there any content of yours that you recommend for that? I'd love to check it out. Preciate it, Justin!

CO

ConnorgageYouTube

via YouTube comment · Michigan

Hey Justin @InsuranceExam just wanted to drop in the comments. Thank you very much sir! Watching your videos helped me pass the life insurance producer exam here in Michigan. Thank you for putting out videos that are easy to digest and understand

RO

RobsteventonYouTube

via YouTube comment · Michigan

Can u please send practice exam for Michigan, thanks thanks,

FR

FredandersonYouTube

via YouTube comment · Michigan

Michigan Health Insurance Prelicensing FAQs

How long is the Michigan Health Insurance prelicensing course?

The Michigan Health Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the Michigan Department of Insurance and Financial Services to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.

What is the pass rate for JustInsurance students on the Michigan Health Insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Michigan Health Insurance exam is administered by PSI Services LLC and requires a score of at least 72% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual PSI Services LLC content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.

What happens if I fail the Michigan Health Insurance exam?

If you do not pass the Michigan Health Insurance exam on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam. Your pre-licensing education certificate is valid for 12 months, so you must pass within that window or retake your coursework. Each retake requires paying the $41 exam fee again to PSI Services LLC. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Is the JustInsurance Michigan Health Insurance course state-approved?

Yes. The JustInsurance Michigan Health Insurance prelicensing course is approved by the Michigan Department of Insurance and Financial Services and meets all state education requirements for the Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI Services LLC accepts for exam registration. JustInsurance maintains active approval status with the Michigan Department of Insurance and Financial Services and updates course content whenever Michigan insurance law or exam content outlines change.

What's included in the Michigan Health Insurance prelicensing course?

The JustInsurance Michigan Health Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI Services LLC exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.

Last updated: May 2026

Ready to Start Your Michigan Health Prelicensing?

Enroll in our 20-hour state-approved course today. Pass guarantee included. Only $199.

Enroll Now — $199