Michigan Life Insurance Prelicensing Course

The Michigan Life Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the Michigan Department of Insurance and Financial Services to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Michigan Life Insurance exam is administered by PSI Services LLC and requires a score of at least 72% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual PSI Services LLC content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.

If you do not pass the Michigan Life Insurance exam on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam. Your pre-licensing education certificate is valid for 12 months, so you must pass within that window or retake your coursework. Each retake requires paying the $41 exam fee again to PSI Services LLC. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Yes. The JustInsurance Michigan Life Insurance prelicensing course is approved by the Michigan Department of Insurance and Financial Services and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI Services LLC accepts for exam registration. JustInsurance maintains active approval status with the Michigan Department of Insurance and Financial Services and updates course content whenever Michigan insurance law or exam content outlines change.

The JustInsurance Michigan Life Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI Services LLC exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.