Mississippi Insurance Licensing

Get Your Mississippi Insurance License Online

Mississippi requires prelicensing education with a generous 2-year certificate validity window, giving candidates ample time to schedule their state exam. The state uses Pearson VUE for exam administration and does not require separate fingerprinting at the time of application. Mississippi's insurance market is driven by its rural agricultural economy, Gulf Coast exposure to hurricane risk, and an aging population creating demand for life and Medicare supplement products.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

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Est. 2018

State-Approved Mississippi Prelicensing Provider

Approval #15048246 · Verify with the Mississippi Insurance Department

Mississippi Licensing — What You Need to Know

Key Mississippi-specific details many candidates miss. Verified against primary state sources.

Important

Mississippi prelicensing certificates are valid for a generous 2 years

Mississippi offers one of the longest prelicensing certificate validity windows in the country — 2 full years from completion. This gives candidates exceptional flexibility to schedule and pass the Pearson VUE licensing exam without the pressure of a 6- or 12-month deadline common in other states.

Mississippi Insurance Department

Planning Note

Mississippi uses Pearson VUE — no fingerprinting required

Mississippi insurance exams are administered by Pearson VUE, and the state does not require fingerprinting for resident producer licensing. Confirm current exam fee, question count, and time limit in the Pearson VUE Mississippi candidate handbook before scheduling. The lack of a fingerprint step meaningfully shortens the post-exam timeline to active license.

Pearson VUE Mississippi portal

Planning Note

Mississippi's Gulf Coast exposure drives P&C and flood demand

Mississippi's Gulf Coast geography creates catastrophic hurricane exposure, driving strong demand for property, casualty, and flood insurance specialists. NFIP knowledge is particularly valuable along the coast. Licenses renew every 2 years with 24 CE hours (3 ethics); missed renewals trigger a $50 late fee plus a 50% penalty within a 12-month reinstatement window.

What Do You Need?

Whether you're getting licensed for the first time or renewing your existing license, we have the course for you.

Prelicensing

New to insurance? Get your Mississippi insurance license with a state-approved prelicensing course. Study online at your own pace, then pass the state exam.

  • 100% online & self-paced
  • Pass guarantee included
  • Starting at $199
Get My License →

Continuing Education (CE)

Already licensed? Complete your Mississippi CE hours online before your renewal deadline. We report your completion to the state same-day.

  • Same-day DOI reporting
  • Complete at your own pace
  • Starting at $39
Renew My License →

Mississippi Insurance Licensing Requirements

Everything you need to know to get — and keep — your Mississippi insurance license.

Prelicensing Requirements

  • Life Only20 hours$199
  • Health Only20 hours$199
  • Life & Health40 hours$199

CE & Renewal Requirements

  • Total CE Hours24 hours
  • Renewal Period2 years
  • Ethics Hours3 hours required

State Exam

  • ProviderPearson VUE
  • Passing Score70%
  • Exam Fee$52
  • ResultsWithin 24 hours (most candidates receive results within minutes of completing the exam)
Schedule Exam →

Mississippi Insurance Department

Your license application is submitted to the Mississippi Insurance Department. Most applications are processed within 2–5 business days when submitted online through NIPR or the DOI portal.

Visit Mississippi Insurance Department

How to Get Your Mississippi Insurance License

Four steps from start to active license. Same path for Life, Health, and Life & Health producers.

  1. 1

    Complete your prelicensing course

    Finish a state-approved prelicensing course covering the Mississippi exam content outline. JustInsurance offers Life, Health, and Life & Health prelicensing online for $199 per line.

  2. 2

    Schedule and pass the Mississippi state exam

    Book your exam through Pearson VUE ($52 per attempt). Passing score is 70%.

  3. 3

    Complete fingerprinting and background check

    Not required

  4. 4

    Submit your license application

    File your producer license application via NIPR with the $100 application fee. Most Mississippi applications are processed within 2-4 weeks.

What insurance agents earn in Mississippi

Bureau of Labor Statistics wage and employment data for Mississippi insurance sales agents.

Median Annual Salary

$49,840

The 50th-percentile wage — half of agents earn more, half less.

Top 10% Earners

$109,650

Annual wage at the 90th percentile (high-performing agents).

Insurance sales agents employed in Mississippi

4,180

Total insurance sales agents currently employed (BLS estimate).

Source: U.S. Bureau of Labor Statistics, OEWS — Insurance Sales Agents (SOC 41-3021), May 2024.

Last Verified: March 2026Provider Approval #: 15048246

Legal References

Insurance Code: Mississippi Code Annotated, Title 83 – InsuranceView Statutes

Prelicensing: Miss. Code §83-17-251

CE Requirements: Miss. Code Ann. 83-17-251

Why Choose JustInsurance for Your Mississippi License?

We've helped 20,000+ students get licensed nationwide. Here's why they choose us.

🏛️

State-Approved Courses

Every JustInsurance course is officially approved by the Mississippi Insurance Department to fulfill prelicensing and CE requirements.

📱

Study Anywhere

Access your course on any device — desktop, tablet, or phone. Study at home, during lunch, or on the go.

Pass Guarantee

Meet the study hours, score 80%+ on the practice exam three times, and test within 30 days of enrollment. If you don't pass, we refund your course fee.

Same-Day CE Reporting

We report your CE completions to the Mississippi Insurance Department the same day you finish. No paperwork needed.

🎓

Built to Pass

Practice exams that mirror your actual state exam, flashcards, and video lessons taught by licensed experts.

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Real Support

Questions? Our expert support team answers real questions about the course and the licensing process.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

Thank you I passed my Life & Health on my first attempt March 9, 2025 after watching all your videos! Great training helpcouldn’t get any better!

LA

LadylastrapeYouTube

via YouTube comment

Mississippi Insurance License FAQs

How do I get my Mississippi insurance license?

Getting your Mississippi insurance license involves four steps. First, complete a state-approved prelicensing course (40 hours for the combined Life & Health line). Second, pass the Mississippi state licensing exam administered by Pearson VUE — you need a score of at least 70% to pass. Third, complete a background check. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Mississippi Insurance Department application fee of $100. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Mississippi that get you to exam day confident and prepared.

How much does it cost to get a Mississippi insurance license?

The total cost to get your Mississippi insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Pearson VUE exam fee is $52, the Mississippi Insurance Department application fee is $100. If you need a prelicensing course, JustInsurance's Mississippi combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

How long does it take to get licensed in Mississippi?

Most focused candidates complete the Mississippi insurance licensing process in 2-4 weeks. That timeframe covers finishing your prelicensing course (you get 30 days of access; most students finish in 5–10 days), scheduling and passing the Pearson VUE state exam, clearing your background check, and waiting for the Mississippi Insurance Department to process your application. The Pearson VUE exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

What is the pass rate for JustInsurance students on the Mississippi insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Mississippi exam is administered by Pearson VUE and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period at a test center (14 days if testing online, and only 1 online attempt is allowed). There is no limit on the number of times you can retake the exam at a test center. Your pre-licensing education certificate is valid for 2 years. See our full pass rate methodology at /pass-rates.

How much do insurance agents make in Mississippi?

Insurance agents in Mississippi earn an average of $67,170 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $29,520 in their first year while building a client base, and top producers in Mississippi can earn $113,730 or more annually. Demand for new insurance producers remains steady in Mississippi. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

How long is a Mississippi prelicensing certificate valid?

Mississippi prelicensing certificates are valid for 2 years from the completion date — one of the longest validity windows in the country. This gives you significant flexibility in scheduling your state exam without risking certificate expiration. After passing the exam, you apply for your license through NIPR and the Mississippi Department of Insurance processes your application.

Last updated: March 2026

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