Get Your Montana Insurance License Online

Getting your Montana insurance license involves four steps. First, prepare for your exam — Montana does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Montana state licensing exam administered by Pearson VUE — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Montana Commissioner of Securities and Insurance application fee of $0. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Montana that get you to exam day confident and prepared.

The total cost to get your Montana insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Pearson VUE exam fee is $59, the Montana Commissioner of Securities and Insurance application fee is $0, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Montana combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Montana insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the Pearson VUE state exam, clearing your background check, and waiting for the Montana Commissioner of Securities and Insurance to process your application. The Pearson VUE exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Montana exam is administered by Pearson VUE and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam at a test center. If testing online, you are limited to 2 attempts before needing to test in person. See our full pass rate methodology at /pass-rates.

Insurance agents in Montana earn an average of $74,490 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $37,560 in their first year while building a client base, and top producers in Montana can earn $119,990 or more annually. Demand for new insurance producers remains steady in Montana. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

No. Montana does not offer a combined Life & Health insurance exam. You must schedule and pass separate exams for Life and for Accident & Health. Montana uses Pearson VUE for exam administration. The state also requires fingerprinting via a mail-in process through CSI Montana, which can add time to your application timeline — plan for this when scheduling your overall licensing process.