Nebraska Insurance Licensing

Get Your Nebraska Insurance License Online

Nebraska does not require prelicensing education and has no fingerprinting requirement, making it one of the more accessible states for new insurance producers. Omaha is Nebraska's largest insurance employment center and home to several major carriers including Mutual of Omaha, Woodmen of the World, and West Corporation's insurance subsidiaries. The state's agricultural economy drives strong demand for crop, farm, and life insurance products across its largely rural landscape.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

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Est. 2018

State-Approved Nebraska Prelicensing Provider

Approval #500031589 · Verify with the Nebraska Department of Insurance

Nebraska Licensing — What You Need to Know

Key Nebraska-specific details many candidates miss. Verified against primary state sources.

Important

Nebraska late renewal: $40 fee within 30 days or $90 reinstatement within a year

Nebraska offers a 30-day late-renewal window with a $40 fee. Past 30 days but within one year of expiration, reinstatement requires a $90 new-application fee. After one year you must reapply from scratch. No prelicensing education and no fingerprinting are required, so the main compliance burden is keeping your renewal and 24 CE hours (3 ethics) current.

Nebraska Department of Insurance

Planning Note

Nebraska uses PSI — confirm logistics in the PSI candidate handbook

Nebraska insurance exams are administered by PSI Services LLC. Confirm current exam fee, question count, and time limit in the PSI Nebraska candidate handbook before scheduling. Nebraska does not require prelicensing education, but most candidates use a structured course given the depth of state-specific insurance law content.

Nebraska DOI education and licensees

Planning Note

Omaha hosts Mutual of Omaha, Berkshire Hathaway, and Woodmen of the World

Nebraska's outsized insurance employment profile — led by Mutual of Omaha, Berkshire Hathaway (which owns GEICO and General Re), and Woodmen of the World — creates exceptional career opportunity for newly licensed agents in Omaha. Reciprocal licensing is straightforward for producers in good standing in their home state; no exam is required.

What Do You Need?

Whether you're getting licensed for the first time or renewing your existing license, we have the course for you.

Prelicensing

New to insurance? Get your Nebraska insurance license with a state-approved prelicensing course. Study online at your own pace, then pass the state exam.

  • 100% online & self-paced
  • Pass guarantee included
  • Starting at $199
Get My License →

L&H Continuing Education

Already licensed in life & health? Complete your Nebraska CE hours online before your renewal deadline. We report your completion to the state same-day.

  • Same-day DOI reporting
  • Complete at your own pace
  • Starting at $39
Renew L&H License →

Property & Casualty CE

Hold a P&C license? Complete your Nebraska P&C continuing education online with state-approved Ethics + P&C electives. Same-day DOI reporting included.

  • State-approved Ethics + P&C
  • Same-day DOI reporting
  • Starting at $39
Renew P&C License →

Nebraska Insurance Licensing Requirements

Everything you need to know to get — and keep — your Nebraska insurance license.

Prelicensing Requirements

  • Life Only40 hrs (recommended)$199
  • Health Only40 hrs (recommended)$199
  • Life & Health40 hrs (recommended)$199

Nebraska has no state-mandated prelicensing requirement, but candidates who complete a prep course pass at significantly higher rates.

CE & Renewal Requirements

  • Total CE Hours24 hours
  • Renewal Period2 years
  • Ethics Hours3 hours required

State Exam

  • ProviderPSI Services LLC
  • Passing Score70%
  • Exam Fee$43
  • ResultsWithin 24 hours (most candidates receive results within minutes of completing the exam)
Schedule Exam →

Nebraska Department of Insurance

Your license application is submitted to the Nebraska Department of Insurance. Most applications are processed within 2–5 business days when submitted online through NIPR or the DOI portal.

Visit Nebraska Department of Insurance

How to Get Your Nebraska Insurance License

Four steps from start to active license. Same path for Life, Health, and Life & Health producers.

  1. 1

    Complete your prelicensing course

    Finish a state-approved prelicensing course covering the Nebraska exam content outline. JustInsurance offers Life, Health, and Life & Health prelicensing online for $199 per line.

  2. 2

    Schedule and pass the Nebraska state exam

    Book your exam through PSI Services LLC ($43 per attempt). Passing score is 70%.

  3. 3

    Complete fingerprinting and background check

    Not required

  4. 4

    Submit your license application

    File your producer license application via NIPR with the $50 application fee. Most Nebraska applications are processed within 2-4 weeks.

What insurance agents earn in Nebraska

Bureau of Labor Statistics wage and employment data for Nebraska insurance sales agents.

Median Annual Salary

$58,330

The 50th-percentile wage — half of agents earn more, half less.

Top 10% Earners

$132,470

Annual wage at the 90th percentile (high-performing agents).

Insurance sales agents employed in Nebraska

4,870

Total insurance sales agents currently employed (BLS estimate).

Source: U.S. Bureau of Labor Statistics, OEWS — Insurance Sales Agents (SOC 41-3021), May 2024.

Last Verified: March 2026Provider Approval #: 500031589

Legal References

Insurance Code: Nebraska Revised Statutes, Chapter 44 – InsuranceView Statutes

Prelicensing: Neb. Rev. Stat. §44-4052

CE Requirements: Neb. Rev. Stat. 44-3901 to 44-3908

Why Choose JustInsurance for Your Nebraska License?

We've helped 20,000+ students get licensed nationwide. Here's why they choose us.

🏛️

State-Approved Courses

Every JustInsurance course is officially approved by the Nebraska Department of Insurance to fulfill prelicensing and CE requirements.

📱

Study Anywhere

Access your course on any device — desktop, tablet, or phone. Study at home, during lunch, or on the go.

Pass Guarantee

Meet the study hours, score 80%+ on the practice exam three times, and test within 30 days of enrollment. If you don't pass, we refund your course fee.

Same-Day CE Reporting

We report your CE completions to the Nebraska Department of Insurance the same day you finish. No paperwork needed.

🎓

Built to Pass

Practice exams that mirror your actual state exam, flashcards, and video lessons taught by licensed experts.

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Real Support

Questions? Our expert support team answers real questions about the course and the licensing process.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

Thank you I passed my Life & Health on my first attempt March 9, 2025 after watching all your videos! Great training helpcouldn’t get any better!

LA

LadylastrapeYouTube

via YouTube comment

Practice Exam

Boost Your Nebraska Exam Score

Full-length practice exams that mirror the real state exam. Detailed answer explanations, unlimited retakes. Life, Health, and Life + Health — $59 each.

Nebraska Insurance License FAQs

How do I get my Nebraska insurance license?

Getting your Nebraska insurance license involves four steps. First, prepare for your exam — Nebraska does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Nebraska state licensing exam administered by PSI Services LLC — you need a score of at least 70% to pass. Third, complete a background check. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Nebraska Department of Insurance application fee of $50. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Nebraska that get you to exam day confident and prepared.

How much does it cost to get a Nebraska insurance license?

The total cost to get your Nebraska insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the PSI Services LLC exam fee is $43, the Nebraska Department of Insurance application fee is $50. If you need a prelicensing course, JustInsurance's Nebraska combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

How long does it take to get licensed in Nebraska?

Most focused candidates complete the Nebraska insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the PSI Services LLC state exam, clearing your background check, and waiting for the Nebraska Department of Insurance to process your application. The PSI Services LLC exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

What is the pass rate for JustInsurance students on the Nebraska insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Nebraska exam is administered by PSI Services LLC and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. You may test unlimited times until you pass. See our full pass rate methodology at /pass-rates.

How much do insurance agents make in Nebraska?

Insurance agents in Nebraska earn an average of $68,430 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $37,370 in their first year while building a client base, and top producers in Nebraska can earn $106,250 or more annually. Demand for new insurance producers remains steady in Nebraska. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

What insurance companies are headquartered in Nebraska?

Nebraska, and Omaha in particular, is home to some of the most well-known insurance and financial services companies in the country. Mutual of Omaha, Woodmen of the World, and Berkshire Hathaway (which owns GEICO and GenRe) are all based in Nebraska. This concentration of carriers creates excellent career opportunities for newly licensed agents. Nebraska requires no prelicensing education and no fingerprinting, so you can get licensed quickly and start your job search.

Last updated: March 2026

Ready to Get Your Nebraska Insurance License?

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