Nebraska License Requirements
Nebraska Insurance License Requirements (2026)
Everything you need to know to get and keep your Nebraska insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Nebraska Insurance License Requirements at a Glance
Key facts for getting and maintaining your Nebraska insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Nebraska |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | PSI Services LLC |
| Exam Fee | $43 |
| Passing Score | 70% |
| Application Fee | $50 |
| Background Check Cost | $No fee required |
| Fingerprinting Required | No |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Last day of birth month (every 2 years) |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
Not a Nebraska resident? Producers licensed in another state can also be licensed in Nebraska via reciprocity — see our Non-Resident Insurance License guide.
How to Get Your Nebraska Insurance License
Follow these five steps to go from zero to licensed in Nebraska.
Complete Prelicensing Education
Prelicensing education status for Nebraska: None required (optional). Check with the Nebraska Department of Insurance for current requirements.
Browse Nebraska Prelicensing Courses →Schedule and Pass the State Exam
The Nebraska insurance licensing exam is administered by PSI Services LLC. The exam fee is $43, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI Services LLC →Complete Fingerprinting
Not required
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $50. Processing typically takes 3-5 business days.
Apply for Your Nebraska License →Get Appointed and Start Selling
Once your Nebraska insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Nebraska Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Nebraska Fingerprinting Requirements
Not required
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Nebraska CE Renewal Requirements
To keep your Nebraska insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Last day of birth month (every 2 years)
Renewal Deadline
$75
CE Package Price
NDOI
Regulatory Body
Nebraska Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Nebraska.
Insurance Code
Nebraska Revised Statutes, Chapter 44 – InsuranceView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Neb. Rev. Stat. 44-4052
Age Requirements
Neb. Rev. Stat. § 44-4053(1)(a)
Background Check
Neb. Rev. Stat. Sec. 44-4059(1)(f)
Fingerprinting
N/A — not required
License Application
Neb. Rev. Stat. § 44-4053(1)
CE Requirements
Neb. Rev. Stat. 44-3901 to 44-3908
CE Ethics
Neb. Admin. Code Title 210, Ch. 38
Administrative Code
Title 210 - Nebraska Department of InsuranceView Statute
Provider Regulation
Nebraska Administrative Code Title 210, Chapter 38
Nebraska Insurance License Requirements — FAQs
How long does it take to get a Nebraska insurance license?
Most candidates complete the Nebraska insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Nebraska?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Nebraska?
Not required
Can I transfer my insurance license from another state to Nebraska?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Nebraska insurance license cost?
The total cost to get your Nebraska insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($43), the state application fee ($50), and the background check cost ($No fee required). Individual costs vary based on the line of authority you choose.
What are the Nebraska CE requirements?
Nebraska requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Renewal deadline: Last day of birth month (every 2 years). JustInsurance offers state-approved CE packages starting at $75.
What insurance companies are headquartered in Nebraska?
Nebraska, and Omaha in particular, is home to some of the most well-known insurance and financial services companies in the country. Mutual of Omaha, Woodmen of the World, and Berkshire Hathaway (which owns GEICO and GenRe) are all based in Nebraska. This concentration of carriers creates excellent career opportunities for newly licensed agents. Nebraska requires no prelicensing education and no fingerprinting, so you can get licensed quickly and start your job search.
What are the prelicensing hour requirements in Nebraska?
Nebraska requires None required (optional). Courses are available fully online through JustInsurance.
Related Nebraska Licensing Guides
Sources & Regulators
Information on this page is sourced from the Nebraska insurance regulator and state statutes. Check the links below for the most current regulations directly from the source.
Primary Sources
Regulatory Citations
- Prelicensing: Neb. Rev. Stat. §44-4052
- CE: Neb. Rev. Stat. 44-3901 to 44-3908
- CE Ethics: Neb. Admin. Code Title 210, Ch. 38
Explore More Nebraska Resources
Dive deeper into Nebraska licensing, exam prep, and CE renewal.
Overview
Nebraska Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Nebraska.
Practice
Nebraska Practice Exam
Free practice questions modeled on the Nebraska state licensing exam.
Prelicensing
Nebraska Prelicensing Courses
All state-approved prelicensing course options for Nebraska.
Life
Nebraska Life Insurance Prelicensing
Prelicensing course for the Life-only license in Nebraska.
Health
Nebraska Health Insurance Prelicensing
Prelicensing course for the Health-only license in Nebraska.
L&H
Nebraska Life & Health Prelicensing
Combined Life & Health prelicensing course for Nebraska.
CE
Nebraska Continuing Education
CE course catalog for Nebraska license renewal.
CE Life
Nebraska Life CE Renewal
CE hours for Nebraska Life license renewal.
CE Health
Nebraska Health CE Renewal
CE hours for Nebraska Health license renewal.
CE L&H
Nebraska Life & Health CE Renewal
Combined Life & Health CE for Nebraska license renewal.
Last updated: March 2026
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