New Jersey Health Prelicensing
New Jersey Health Insurance Prelicensing Course
20-hour state-approved course. Study online at your own pace, then pass the New Jersey licensing exam. Pass guarantee included. Only $199.
Course Overview
20
Credit Hours
$199
Course Price
Online, Self-Paced
Course Format
30 Days
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the New Jersey Health Insurance licensing exam.
- Individual and group health insurance policy types
- Major medical coverage, deductibles, coinsurance, and out-of-pocket limits
- Medicare, Medicaid, and Medicare Supplement (Medigap) policies
- Disability income insurance — short-term and long-term
- Long-term care insurance products and options
- Accident and sickness policy provisions
- COBRA, HIPAA, and ACA compliance basics
- State-specific health insurance regulations and agent duties
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
New Jersey Licensing Exam Info
Know what to expect on your New Jersey insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$47
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
PSI Services LLC
The New Jersey insurance licensing exam is administered by PSI Services LLC. You can take the exam at a testing center near you or online with remote proctoring (where available).
Note: No Combined Life & Health Exam
New Jersey does not offer a combined Life & Health exam. If you're pursuing both lines of authority, you must schedule and pass separate Life and Health exams with PSI Services LLC.
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Health Practice Exam
Ready for the New Jersey Health exam?
Take our full-length New Jersey Health practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“Just here to say that I was not able to pass my Life Insurance exam in the state of NJ, I decided to search for an online study group and found you. I PASSED 24 hours later. Thank you for posting and for the efforts you have shown.”
ChillcharlieYouTube
via YouTube comment · New Jersey
“The course organized every topic exactly the way the state exam breaks it down. Studying felt efficient rather than overwhelming.”
Kevin S.
Licensed · New Jersey
“Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!”
DanielapintoYouTube
via YouTube comment
New Jersey Health Insurance Prelicensing FAQs
How long is the New Jersey Health Insurance prelicensing course?
The New Jersey Health Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the New Jersey Department of Banking and Insurance to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.
What is the pass rate for JustInsurance students on the New Jersey Health Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The New Jersey Health Insurance exam is administered by PSI Services LLC and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual PSI Services LLC content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the New Jersey Health Insurance exam?
If you do not pass the New Jersey Health Insurance exam on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Your pre-licensing education certificate never expires in New Jersey. Each retake requires paying the $47 exam fee again to PSI Services LLC. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance New Jersey Health Insurance course state-approved?
Yes. The JustInsurance New Jersey Health Insurance prelicensing course is approved by the New Jersey Department of Banking and Insurance and meets all state education requirements for the Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI Services LLC accepts for exam registration. JustInsurance maintains active approval status with the New Jersey Department of Banking and Insurance and updates course content whenever New Jersey insurance law or exam content outlines change.
What's included in the New Jersey Health Insurance prelicensing course?
The JustInsurance New Jersey Health Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI Services LLC exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More New Jersey Resources
Dive deeper into New Jersey licensing, exam prep, and CE renewal.
Overview
New Jersey Insurance License Hub
Overview of prelicensing, CE, and exam requirements in New Jersey.
Requirements
New Jersey License Requirements
Step-by-step legal and documentation requirements from the New Jersey Department of Insurance.
Practice
New Jersey Practice Exam
Free practice questions modeled on the New Jersey state licensing exam.
Prelicensing
New Jersey Prelicensing Courses
All state-approved prelicensing course options for New Jersey.
Life
New Jersey Life Insurance Prelicensing
Prelicensing course for the Life-only license in New Jersey.
L&H
New Jersey Life & Health Prelicensing
Combined Life & Health prelicensing course for New Jersey.
CE
New Jersey Continuing Education
CE course catalog for New Jersey license renewal.
CE Life
New Jersey Life CE Renewal
CE hours for New Jersey Life license renewal.
CE Health
New Jersey Health CE Renewal
CE hours for New Jersey Health license renewal.
CE L&H
New Jersey Life & Health CE Renewal
Combined Life & Health CE for New Jersey license renewal.
Last updated: May 2026
Ready to Start Your New Jersey Health Prelicensing?
Enroll in our 20-hour state-approved course today. Pass guarantee included. Only $199.
Enroll Now — $199