North Dakota CE Courses

North Dakota Insurance Continuing Education (CE) Courses

Don't let your license lapse! Complete your North Dakota CE hours online with state-approved courses. We report your completion to the state the same day.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

Same-Day CE Reporting

We report your CE completion to the North Dakota Insurance Department the same day you finish — so your license never lapses.

North Dakota CE Requirements

North Dakota requires all licensed insurance producers to complete continuing education (CE) hours to renew their license every 2 years. This ensures agents stay current with changing insurance products, regulations, and ethics requirements.

JustInsurance offers state-approved online CE courses that you can complete entirely at your own pace, on any device. When you finish, we report your completion directly to the North Dakota Insurance Department the same day — no paperwork, no delays.

Don't Wait Until the Last Minute

License lapses can result in reinstatement fees and additional requirements. Complete your CE at least 30 days before your renewal deadline. JustInsurance courses can be finished in a single day.

CE Requirements Summary

Choose Your Line of Authority

Select the course that matches your current license type.

Life Insurance CE

Complete your life insurance continuing education requirements online. State-approved hours that keep your life license active and compliant.

Hours Required24 hrs
Course Price$75
Renewal Cycle2 years
Learn MoreEnroll Now — $75

Health Insurance CE

Complete your health insurance CE requirements online. Covers all required topics including ethics. Same-day reporting to your state DOI.

Hours Required24 hrs
Course Price$75
Renewal Cycle2 years
Learn MoreEnroll Now — $75
Most Popular

Life & Health CE

Fulfill the CE requirements for both your life and health licenses in one package. The most efficient way to renew your combined license.

Hours Required24 hrs
Course Price$75
Renewal Cycle2 years
Learn MoreEnroll Now — $75

How CE Renewal Works

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1

Choose Your Course

Select the CE course that matches your North Dakota license type (Life, Health, or Life & Health).

💻
2

Complete Online

Finish your required CE hours entirely online, at your own pace, on any device.

3

We Report to the State

JustInsurance reports your completion to the North Dakota Insurance Department the same day. No paperwork needed.

Same-Day DOI Reporting

When you complete your CE with JustInsurance, we electronically report your course completion to the North Dakota Insurance Department the same business day. Your CE credit appears on your license record automatically — no certificates to mail, no forms to submit.

What Happens If You Miss Your North Dakota CE Deadline?

Letting your insurance license lapse is more than an inconvenience — it can mean lost income, reinstatement fees, and extra CE requirements before you can legally sell again. Below you'll find the specific grace periods, late fees, and reinstatement rules that apply in North Dakota, so you know exactly where you stand if a renewal deadline slips by.

Grace Period
None — license cancels at expiration
Late Fee
No late fee — no grace period exists
Reinstatement Fee
$100 initial-application fee (must reapply)
Reinstatement Window
License cancels at expiration; must file new initial application

Consequences of a Lapsed License

Your license and all appointments are canceled and you must reapply as a new licensee with a $100 fee.

Carry-Forward Rules

Yes — up to 12 credits (courses within 365 days of expiration); ethics not carried

Rules can change mid-cycle — always confirm current requirements with the North Dakota Insurance Department, which is the official source of truth for license status and CE compliance.

Don't Let Your License Lapse

Complete your North Dakota CE today — we report same-day to the North Dakota Insurance Department, so your license stays active and you stay earning.

View North Dakota CE Courses

North Dakota Insurance CE FAQs

How many CE hours does North Dakota require for insurance license renewal?

North Dakota requires 24 hours of continuing education (CE) every 2 years to maintain an active insurance producer license. Of those 24 hours, 3 must specifically cover ethics and professional conduct — this is a mandatory component, not optional. All CE must be completed through a North Dakota Insurance Department-approved provider before your license renewal deadline. JustInsurance is an approved provider and offers a complete 24-hour CE package for $75, including the required ethics hours.

How much does North Dakota insurance CE cost?

JustInsurance offers a complete North Dakota CE package — covering all 24 required hours including the 3-hour ethics requirement — for $75. This is a flat-fee bundle with no per-course upsells or surprise charges. Individual CE courses are also available for agents who need only specific topics to round out their renewal hours. Every purchase includes immediate online access, self-paced completion, and automatic CE credit reporting to the North Dakota Insurance Department on your behalf.

Can I complete my North Dakota insurance CE online?

Yes. North Dakota approves online CE courses, and JustInsurance provides a full catalog of self-paced courses that meet all North Dakota Insurance Department requirements. You can study on any device, pause and resume whenever you need to, and complete your 24-hour requirement in a single sitting or spread across multiple sessions. Once you finish each course, JustInsurance reports your completion electronically to the North Dakota Insurance Department — you do not need to mail certificates or manually update your license record.

What happens if I don't complete my North Dakota CE on time?

Your license and all appointments are canceled and you must reapply as a new licensee with a $100 fee. Specifically in North Dakota: the grace period is None — license cancels at expiration, the late fee is No late fee — no grace period exists, and reinstatement runs $100 initial-application fee (must reapply) with a window of License cancels at expiration; must file new initial application. A lapsed license also interrupts your commission flow and can trigger carrier appointment reviews. JustInsurance makes it easy to finish your hours well before your deadline — the entire $75 package can be completed in a single day if needed.

How do I reinstate a lapsed North Dakota insurance license?

If your North Dakota insurance license has lapsed, you typically have License cancels at expiration; must file new initial application to reinstate it before you must re-apply as a new licensee. Reinstatement in North Dakota runs $100 initial-application fee (must reapply), and you must complete any outstanding CE hours from the lapsed period before the North Dakota Insurance Department will process your reinstatement. The sooner you act, the simpler the process — waiting too long can mean retaking prelicensing education and the state exam from scratch. JustInsurance courses report electronically to the North Dakota Insurance Department, so once your hours are complete your reinstatement moves fast.

Do unused CE hours carry forward in North Dakota?

Carry-forward policy in North Dakota: Yes — up to 12 credits (courses within 365 days of expiration); ethics not carried. Carry-forward rules matter if you finish your required hours early in the cycle — in some states, the extra hours apply to your next renewal period, while in others any excess is simply lost. Ethics hours often have separate, stricter carry-forward rules than general CE hours, so even if general hours roll over, you typically need a fresh ethics course each cycle. For the current official carry-forward policy, always verify with the North Dakota Insurance Department, which is the authoritative source of truth for your CE account.

Does North Dakota require ethics CE hours?

Yes. North Dakota mandates that 3 of your 24 required CE hours specifically cover ethics and professional conduct. This is not optional — you must satisfy the ethics component separately from general CE hours, and the North Dakota Insurance Department tracks it independently. Failing to complete the ethics hours is treated the same as failing to complete your total CE requirement. JustInsurance's $75 CE package includes a fully approved 3-hour ethics course, so your entire renewal requirement is covered in one purchase.

Last updated: March 2026