Pennsylvania Life & Health Prelicensing
Pennsylvania Life & Health Insurance Prelicensing Course
Complete our state-approved Life & Health Insurance prelicensing course online at your own pace, then pass the Pennsylvania licensing exam. Pass guarantee included. Only $199.
Course Overview
$199
Course Price
Online, Self-Paced
Course Format
12 Months
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the Pennsylvania Life & Health Insurance licensing exam.
- Life insurance fundamentals — term, whole life, universal life, and variable products
- Annuities — fixed, indexed, and variable types explained
- Health insurance plans — individual, group, and Medicare products
- Disability income and long-term care insurance
- Medicare Supplement (Medigap) products and enrollment periods
- Policy provisions, riders, exclusions, and beneficiary rules
- State insurance laws, regulations, and agent ethics
- Underwriting, replacement policies, and the application process
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
Pennsylvania Licensing Exam Info
Know what to expect on your Pennsylvania insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$43
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
PSI Services LLC
The Pennsylvania insurance licensing exam is administered by PSI Services LLC. You can take the exam at a testing center near you or online with remote proctoring (where available).
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Life + Health Practice Exam
Ready for the Pennsylvania Life + Health exam?
Take our full-length Pennsylvania Life + Health practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“Just passed my PA on the 28th!”
AnimalYouTube
via YouTube comment · Pennsylvania
“I just passed my test here in PA!”
AnimalYouTube
via YouTube comment · Pennsylvania
“Hello, Mr. Insurance King. I have been reading most of the comments and responses. Where can I obtain the video that everyone is talking about, which supposedly helps pass the exam? My exam, Life, Accident, and Health, with 150 questions, is scheduled for this coming Saturday in Pennsylvania. Your guidance would be highly appreciated. By the way, the Practice questions above were very helpful.”
BuffyabuffyYouTube
via YouTube comment · Pennsylvania
Pennsylvania Life & Health Insurance Prelicensing FAQs
How long is the Pennsylvania Life & Health Insurance prelicensing course?
Pennsylvania does not impose a minimum hour requirement for Life & Health Insurance prelicensing. However, the JustInsurance Pennsylvania Life & Health Insurance course is structured to cover every topic tested on the PSI Services LLC exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.
What is the pass rate for JustInsurance students on the Pennsylvania Life & Health Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Pennsylvania Life & Health Insurance exam is administered by PSI Services LLC and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual PSI Services LLC content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the Pennsylvania Life & Health Insurance exam?
If you do not pass the Pennsylvania Life & Health Insurance exam on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam. Pennsylvania allows unlimited retakes. Each retake requires paying the $43 exam fee again to PSI Services LLC. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance Pennsylvania Life & Health Insurance course state-approved?
Yes. The JustInsurance Pennsylvania Life & Health Insurance prelicensing course is approved by the Pennsylvania Insurance Department and meets all state education requirements for the Life & Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI Services LLC accepts for exam registration. JustInsurance maintains active approval status with the Pennsylvania Insurance Department and updates course content whenever Pennsylvania insurance law or exam content outlines change.
What's included in the Pennsylvania Life & Health Insurance prelicensing course?
The JustInsurance Pennsylvania Life & Health Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI Services LLC exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More Pennsylvania Resources
Dive deeper into Pennsylvania licensing, exam prep, and CE renewal.
Overview
Pennsylvania Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Pennsylvania.
Requirements
Pennsylvania License Requirements
Step-by-step legal and documentation requirements from the Pennsylvania Department of Insurance.
Practice
Pennsylvania Practice Exam
Free practice questions modeled on the Pennsylvania state licensing exam.
Prelicensing
Pennsylvania Prelicensing Courses
All state-approved prelicensing course options for Pennsylvania.
Life
Pennsylvania Life Insurance Prelicensing
Prelicensing course for the Life-only license in Pennsylvania.
Health
Pennsylvania Health Insurance Prelicensing
Prelicensing course for the Health-only license in Pennsylvania.
CE
Pennsylvania Continuing Education
CE course catalog for Pennsylvania license renewal.
CE Life
Pennsylvania Life CE Renewal
CE hours for Pennsylvania Life license renewal.
CE Health
Pennsylvania Health CE Renewal
CE hours for Pennsylvania Health license renewal.
CE L&H
Pennsylvania Life & Health CE Renewal
Combined Life & Health CE for Pennsylvania license renewal.
Last updated: March 2026
Ready to Start Your Pennsylvania Life & Health Prelicensing?
Enroll in our state-approved Life & Health Insurance course today. Pass guarantee included. Only $199.
Enroll Now — $199