South Carolina Life Prelicensing

South Carolina Life Insurance Prelicensing Course

Complete our state-approved Life Insurance prelicensing course online at your own pace, then pass the South Carolina licensing exam. Pass guarantee included. Only $199.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: March 2026

Course Overview

$199

Course Price

Online, Self-Paced

Course Format

12 Months

Access Duration

What's Included

  • Video lessons
  • Interactive e-book
  • Practice exams
  • Flashcard review sets
  • Progress tracking
  • Expert support
  • Certificate of completion
  • Pass guarantee

What You'll Learn

This course covers everything tested on the South Carolina Life Insurance licensing exam.

  • Types of life insurance policies — term, whole life, universal life, and variable products
  • Life insurance policy provisions, riders, and exclusions
  • Annuity products — fixed, variable, and indexed annuities
  • Beneficiary designations and settlement options
  • Underwriting concepts and insurable interest
  • State regulations governing life insurance producers
  • Agent ethics and the Unfair Trade Practices Act
  • Replacing and surrendering life insurance policies

Everything You Need to Pass

Your course includes all the tools proven to help students pass their state exam on the first try.

Video Lessons

Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.

Practice Exams

Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.

Interactive E-Book

A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.

Flashcards

Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.

Progress Tracking

See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.

Expert Support

Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.

South Carolina Licensing Exam Info

Know what to expect on your South Carolina insurance licensing exam before you walk in.

Exam Format

  • Passing Score70%
  • Exam Fee$59
  • Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
  • Exam FormatMultiple Choice

Exam Provider

Pearson VUE

The South Carolina insurance licensing exam is administered by Pearson VUE. You can take the exam at a testing center near you or online with remote proctoring (where available).

Pass Guarantee

JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.

Our Pass Guarantee

We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.

1

Meet the Study Hours

Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.

2

Master the Practice Exam

Score 80% or higher on the practice exam three times in a row before sitting for the state exam.

3

Test Within 30 Days

Take your first-time state exam attempt within 30 days of your first enrollment in the course.

Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.

Life Practice Exam

Ready for the South Carolina Life exam?

Take our full-length South Carolina Life practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

Passed using ChatGPT SC Life Accident and Health. And studying your YouTube videos.!

RO

RonmalloyYouTube

via YouTube comment · South Carolina

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

South Carolina Life Insurance Prelicensing FAQs

How long is the South Carolina Life Insurance prelicensing course?

South Carolina does not impose a minimum hour requirement for Life Insurance prelicensing. However, the JustInsurance South Carolina Life Insurance course is structured to cover every topic tested on the Pearson VUE exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.

What is the pass rate for JustInsurance students on the South Carolina Life Insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The South Carolina Life Insurance exam is administered by Pearson VUE and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual Pearson VUE content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.

What happens if I fail the South Carolina Life Insurance exam?

If you do not pass the South Carolina Life Insurance exam on your first attempt, you can retake it after a 24-hour waiting period. You are allowed a maximum of 6 exam attempts per exam within a one-year period. After reaching the limit, you must wait until the one-year period resets. Each retake requires paying the $59 exam fee again to Pearson VUE. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Is the JustInsurance South Carolina Life Insurance course state-approved?

Yes. The JustInsurance South Carolina Life Insurance prelicensing course is approved by the South Carolina Department of Insurance and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Pearson VUE accepts for exam registration. JustInsurance maintains active approval status with the South Carolina Department of Insurance and updates course content whenever South Carolina insurance law or exam content outlines change.

What's included in the South Carolina Life Insurance prelicensing course?

The JustInsurance South Carolina Life Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Pearson VUE exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.

Last updated: March 2026

Ready to Start Your South Carolina Life Prelicensing?

Enroll in our state-approved Life Insurance course today. Pass guarantee included. Only $199.

Enroll Now — $199