Get Your Vermont Insurance License Online

Getting your Vermont insurance license involves four steps. First, prepare for your exam — Vermont does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Vermont state licensing exam administered by Prometric — you need a score of at least 70% to pass. Third, complete a background check. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Vermont Department of Financial Regulation application fee of $60. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Vermont that get you to exam day confident and prepared.

The total cost to get your Vermont insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Prometric exam fee is $50, the Vermont Department of Financial Regulation application fee is $60. If you need a prelicensing course, JustInsurance's Vermont combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Vermont insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the Prometric state exam, clearing your background check, and waiting for the Vermont Department of Financial Regulation to process your application. The Prometric exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Vermont exam is administered by Prometric and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period. There is no limit on the number of times you can retake the exam. See our full pass rate methodology at /pass-rates.

Insurance agents in Vermont earn an average of $86,670 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $49,610 in their first year while building a client base, and top producers in Vermont can earn $114,280 or more annually. Demand for new insurance producers remains steady in Vermont. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Vermont is known for its progressive healthcare policies, including being the first state to attempt a single-payer healthcare system. While the single-payer system was ultimately not implemented, Vermont continues to have a highly regulated health insurance market through Vermont Health Connect, the state's ACA marketplace. For health insurance agents, this creates a specialized market where knowledge of state-specific programs and Medicaid expansion rules is especially valuable.