Vermont License Requirements
Vermont Insurance License Requirements (2026)
Everything you need to know to get and keep your Vermont insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Vermont Insurance License Requirements at a Glance
Key facts for getting and maintaining your Vermont insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Vermont |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Prometric |
| Exam Fee | $50 |
| Passing Score | 70% |
| Application Fee | $60 |
| Background Check Cost | $No fee required |
| Fingerprinting Required | No |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Last day of birth month (every 2 years) |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
Not a Vermont resident? Producers licensed in another state can also be licensed in Vermont via reciprocity — see our Non-Resident Insurance License guide.
How to Get Your Vermont Insurance License
Follow these five steps to go from zero to licensed in Vermont.
Complete Prelicensing Education
Prelicensing education status for Vermont: None required (optional). Check with the Vermont Department of Financial Regulation for current requirements.
Browse Vermont Prelicensing Courses →Schedule and Pass the State Exam
The Vermont insurance licensing exam is administered by Prometric. The exam fee is $50, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Prometric →Complete Fingerprinting
Not required
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $60. Processing typically takes 48 hours (routine); up to 10 days (non-routine).
Apply for Your Vermont License →Get Appointed and Start Selling
Once your Vermont insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Vermont Department of Financial Regulation. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Vermont Fingerprinting Requirements
Not required
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Vermont CE Renewal Requirements
To keep your Vermont insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Last day of birth month (every 2 years)
Renewal Deadline
$75
CE Package Price
DFR
Regulatory Body
Vermont Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Vermont.
Insurance Code
Vermont Statutes Annotated, Title 8 – Banking and InsuranceView Statute
Prelicensing Education
N/A — not required
Examination Requirements
8 V.S.A. 4800(3)(D)(i)
Age Requirements
8 V.S.A. § 4800 + DFR admin guidance
Background Check
8 V.S.A. Sec. 4800(3)(E)
Fingerprinting
8 V.S.A. § 4800(4)(E)(iii)
License Application
8 V.S.A. § 4800(1)
CE Requirements
8 Vt. Stat. Ann. 4800a
CE Ethics
8 V.S.A. §4800a; Reg. Sec. 7.B.4
Administrative Code
Agency 21, Subagency 020 - Insurance DivisionView Statute
Provider Regulation
Vermont Statutes Annotated Title 8, §4800a
Vermont Insurance License Requirements — FAQs
How long does it take to get a Vermont insurance license?
Most candidates complete the Vermont insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Vermont?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Vermont?
Not required
Can I transfer my insurance license from another state to Vermont?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Vermont insurance license cost?
The total cost to get your Vermont insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($50), the state application fee ($60), and the background check cost ($No fee required). Individual costs vary based on the line of authority you choose.
What are the Vermont CE requirements?
Vermont requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Renewal deadline: Last day of birth month (every 2 years). JustInsurance offers state-approved CE packages starting at $75.
What makes Vermont's health insurance market unique?
Vermont is known for its progressive healthcare policies, including being the first state to attempt a single-payer healthcare system. While the single-payer system was ultimately not implemented, Vermont continues to have a highly regulated health insurance market through Vermont Health Connect, the state's ACA marketplace. For health insurance agents, this creates a specialized market where knowledge of state-specific programs and Medicaid expansion rules is especially valuable.
What are the prelicensing hour requirements in Vermont?
Vermont requires None required (optional). Courses are available fully online through JustInsurance.
Related Vermont Licensing Guides
Sources & Regulators
Information on this page is sourced from the Vermont insurance regulator and state statutes. Check the links below for the most current regulations directly from the source.
Primary Sources
Regulatory Citations
- Prelicensing: 8 V.S.A. §4800
- CE: 8 Vt. Stat. Ann. 4800a
- CE Ethics: 8 V.S.A. §4800a; Reg. Sec. 7.B.4
Explore More Vermont Resources
Dive deeper into Vermont licensing, exam prep, and CE renewal.
Overview
Vermont Insurance License Hub
Overview of prelicensing, CE, and exam requirements in Vermont.
Practice
Vermont Practice Exam
Free practice questions modeled on the Vermont state licensing exam.
Prelicensing
Vermont Prelicensing Courses
All state-approved prelicensing course options for Vermont.
Life
Vermont Life Insurance Prelicensing
Prelicensing course for the Life-only license in Vermont.
Health
Vermont Health Insurance Prelicensing
Prelicensing course for the Health-only license in Vermont.
L&H
Vermont Life & Health Prelicensing
Combined Life & Health prelicensing course for Vermont.
CE
Vermont Continuing Education
CE course catalog for Vermont license renewal.
CE Life
Vermont Life CE Renewal
CE hours for Vermont Life license renewal.
CE Health
Vermont Health CE Renewal
CE hours for Vermont Health license renewal.
CE L&H
Vermont Life & Health CE Renewal
Combined Life & Health CE for Vermont license renewal.
Last updated: March 2026
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