West Virginia Life Prelicensing
West Virginia Life Insurance Prelicensing Course
20-hour state-approved course. Study online at your own pace, then pass the West Virginia licensing exam. Pass guarantee included. Only $199.
Course Overview
20
Credit Hours
$199
Course Price
Online, Self-Paced
Course Format
30 Days
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the West Virginia Life Insurance licensing exam.
- Types of life insurance policies — term, whole life, universal life, and variable products
- Life insurance policy provisions, riders, and exclusions
- Annuity products — fixed, variable, and indexed annuities
- Beneficiary designations and settlement options
- Underwriting concepts and insurable interest
- State regulations governing life insurance producers
- Agent ethics and the Unfair Trade Practices Act
- Replacing and surrendering life insurance policies
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
West Virginia Licensing Exam Info
Know what to expect on your West Virginia insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$84
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
Pearson VUE
The West Virginia insurance licensing exam is administered by Pearson VUE. You can take the exam at a testing center near you or online with remote proctoring (where available).
Note: No Combined Life & Health Exam
West Virginia does not offer a combined Life & Health exam. If you're pursuing both lines of authority, you must schedule and pass separate Life and Health exams with Pearson VUE.
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Meet the recommended study hours, score 80%+ on the practice exam three times in a row, and test within 30 days of your first enrollment. If you don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Put in the study time, master the practice exam, and test within your window. If you still don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Meet the Study Hours
Complete the recommended study hours for your state — 20 hours for a single line, or 40 hours for a dual line in states that don't require prelicensing.
Master the Practice Exam
Score 80% or higher on the practice exam three times in a row before sitting for the state exam.
Test Within 30 Days
Take your first-time state exam attempt within 30 days of your first enrollment in the course.
Guarantee applies to first-time state exam attempts within 30 days of your first course enrollment, and requires the recommended study hours plus three consecutive 80%+ practice exam scores. Contact support@justinsuranceco.com for details.
Life Practice Exam
Ready for the West Virginia Life exam?
Take our full-length West Virginia Life practice exam. Score 80%+ three times in a row and walk into the real exam confident. $59 — instant access.
What Our Students Say
5-star rated by 20,000+ students licensed nationwide
“Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!”
DanielapintoYouTube
via YouTube comment
“This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.”
LivYouTube
via YouTube comment
“Thank you I passed my Life & Health on my first attempt March 9, 2025 after watching all your videos! Great training helpcouldn’t get any better!”
LadylastrapeYouTube
via YouTube comment
West Virginia Life Insurance Prelicensing FAQs
How long is the West Virginia Life Insurance prelicensing course?
The West Virginia Life Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the West Virginia Offices of the Insurance Commissioner to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.
What is the pass rate for JustInsurance students on the West Virginia Life Insurance exam?
JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The West Virginia Life Insurance exam is administered by Pearson VUE and requires a score of at least 70% to pass. JustInsurance's course includes a full-length practice exam modeled on the actual Pearson VUE content outline, so you can benchmark your readiness. Full pass rate methodology at /pass-rates.
What happens if I fail the West Virginia Life Insurance exam?
If you do not pass the West Virginia Life Insurance exam on your first attempt, you can retake it after a 24-hour waiting period. You are limited to a maximum of 8 attempts per line of authority. Your pre-licensing education certificate is valid for only 4 months, so you must pass within that window or retake the coursework. Each retake requires paying the $84 exam fee again to Pearson VUE. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance West Virginia Life Insurance course state-approved?
Yes. The JustInsurance West Virginia Life Insurance prelicensing course is approved by the West Virginia Offices of the Insurance Commissioner and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Pearson VUE accepts for exam registration. JustInsurance maintains active approval status with the West Virginia Offices of the Insurance Commissioner and updates course content whenever West Virginia insurance law or exam content outlines change.
What's included in the West Virginia Life Insurance prelicensing course?
The JustInsurance West Virginia Life Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Pearson VUE exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Explore More West Virginia Resources
Dive deeper into West Virginia licensing, exam prep, and CE renewal.
Overview
West Virginia Insurance License Hub
Overview of prelicensing, CE, and exam requirements in West Virginia.
Requirements
West Virginia License Requirements
Step-by-step legal and documentation requirements from the West Virginia Department of Insurance.
Practice
West Virginia Practice Exam
Free practice questions modeled on the West Virginia state licensing exam.
Prelicensing
West Virginia Prelicensing Courses
All state-approved prelicensing course options for West Virginia.
Health
West Virginia Health Insurance Prelicensing
Prelicensing course for the Health-only license in West Virginia.
L&H
West Virginia Life & Health Prelicensing
Combined Life & Health prelicensing course for West Virginia.
CE
West Virginia Continuing Education
CE course catalog for West Virginia license renewal.
CE Life
West Virginia Life CE Renewal
CE hours for West Virginia Life license renewal.
CE Health
West Virginia Health CE Renewal
CE hours for West Virginia Health license renewal.
CE L&H
West Virginia Life & Health CE Renewal
Combined Life & Health CE for West Virginia license renewal.
Last updated: March 2026
Ready to Start Your West Virginia Life Prelicensing?
Enroll in our 20-hour state-approved course today. Pass guarantee included. Only $199.
Enroll Now — $199