Alabama License Requirements
Alabama Insurance License Requirements (2026)
Everything you need to know to get and keep your Alabama insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Alabama Insurance License Requirements at a Glance
Key facts for getting and maintaining your Alabama insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | No — Alabama licenses both residents and nonresidents |
| Prelicensing Hours (Life) | Not Required (as of January 1, 2024) |
| Prelicensing Hours (Health) | Not Required (as of January 1, 2024) |
| Prelicensing Hours (Life & Health Combined) | Not Required (as of January 1, 2024) |
| Exam Provider | University of Alabama |
| Exam Fee | $50-75 |
| Passing Score | 70% |
| Application Fee | $80 |
| Background Check Cost | $47 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Last day of your birth month (every 2 years) |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $400-$500 |
| Total Licensing Time | 3-4 weeks |
How to Get Your Alabama Insurance License
Follow these five steps to go from zero to licensed in Alabama.
Complete Prelicensing Education
Prelicensing education status for Alabama: Not Required (as of January 1, 2024). Check with the Alabama Department of Insurance for current requirements.
Browse Alabama Prelicensing Courses →Schedule and Pass the State Exam
The Alabama insurance licensing exam is administered by University of Alabama. The exam fee is $50-75, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with University of Alabama →Complete Fingerprinting
Fingerprinting required through Fieldprint Alabama
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $80. Processing typically takes 2-4 business days.
Apply for Your Alabama License →Get Appointed and Start Selling
Once your Alabama insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Alabama Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Alabama Fingerprinting Requirements
Fingerprinting required through Fieldprint Alabama
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Alabama CE Renewal Requirements
To keep your Alabama insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Last day of your birth month (every 2 years)
Renewal Deadline
$39
CE Package Price
ALDOI
Regulatory Body
Alabama Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Alabama.
Insurance Code
Code of Alabama, Title 27 – InsuranceView Statute
Prelicensing Education
Formerly Ala. Code § 27-7-5(a)(3) — REPEALED (Act 2023-104, eff. 1/1/2024)
Examination Requirements
Ala. Code 27-7-4.3(a)
Age Requirements
Ala. Code § 27-7-5(a)(1)
Background Check
Ala. Code Sec. 27-7-4.4(a)-(b)
Fingerprinting
Ala. Code § 27-7-4.4(b)
License Application
Ala. Code § 27-7-5(a)
CE Requirements
Alabama Code 27-8A-1 to 27-8A-9
CE Ethics
Ala. Code §27-8A-1 et seq.
Administrative Code
Title 482 - Alabama Department of InsuranceView Statute
Provider Regulation
Alabama Administrative Code Chapter 482-1-110
Alabama Insurance License Requirements — FAQs
How long does it take to get a Alabama insurance license?
Most candidates complete the Alabama insurance licensing process in 3-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Alabama?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Alabama?
Fingerprinting required through Fieldprint Alabama
Can I transfer my insurance license from another state to Alabama?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Alabama insurance license cost?
The total cost to get your Alabama insurance license typically falls in the $400-$500 range. This includes: prelicensing course fees, the exam fee ($50-75), the state application fee ($80), and the background check cost ($47). Individual costs vary based on the line of authority you choose.
What are the Alabama CE requirements?
Alabama requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Last day of your birth month (every 2 years). JustInsurance offers state-approved CE packages starting at $39.
Did Alabama eliminate its prelicensing education requirement?
Yes. Effective January 1, 2024, Alabama repealed its mandatory prelicensing education requirement under Act 2023-104. You no longer need to complete any set number of study hours before sitting for the state exam. However, many candidates still choose to take a prelicensing course through a provider like JustInsurance to improve their chances of passing — the exam still covers detailed insurance concepts and state law.
What are the prelicensing hour requirements in Alabama?
Alabama requires Not Required (as of January 1, 2024). Courses are available fully online through JustInsurance.
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