Virginia Insurance Licensing

Get Your Virginia Insurance License Online

Virginia does not require prelicensing education but does require fingerprinting through Fieldprint Virginia using the code FPVABOIProducer. The Northern Virginia corridor adjacent to Washington DC is one of the most affluent insurance markets in the country, with a heavy concentration of federal employees, government contractors, and technology professionals creating exceptional demand for life, health, and disability insurance products. Virginia's Richmond metro serves as a major East Coast insurance center, home to several large regional and national carriers.

Headshot of Justin vom EigenReviewed byJustin vom Eigen, Licensed Insurance AgentLast reviewed: May 2026

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Est. 2018

State-Approved Virginia Prelicensing Provider

Approval #158885 · Verify with the Virginia Bureau of Insurance

Virginia Licensing — What You Need to Know

Key Virginia-specific details many candidates miss. Verified against primary state sources.

Important

Virginia fingerprinting uses Fieldprint Service Code FPVABOIProducer

Virginia routes producer fingerprinting through Fieldprint (not IdentoGO). When you schedule your appointment, use the exact code FPVABOIProducer so that your prints are submitted to the Virginia Bureau of Insurance. Without this code your application will be held. Schedule fingerprinting before submitting your NIPR application to keep the timeline on track.

Virginia BOI agent licensing

Planning Note

Virginia uses Prometric for licensing exams — escalating waits after multiple failures

Virginia is one of the few states still using Prometric (rather than Pearson VUE or PSI) for producer exams. Retakes carry a 24-hour wait for the first three attempts, then a statutory 30-day wait after the third and any subsequent failure. Most candidates receive results within minutes of finishing. Verify question count and time limit in the Prometric Virginia handbook.

Prometric Virginia portal

Planning Note

Virginia does not require prelicensing education for standard producer lines

Virginia repealed mandatory prelicensing for major lines (Acts 2001, c. 706); only title insurance retains a separate education requirement under Va. Code 38.2-1814.1. Structured prep is still strongly recommended given the Prometric exam's heavy state-law content. After passing, apply through NIPR — most licenses issue within three weeks of complete documentation.

What Do You Need?

Whether you're getting licensed for the first time or renewing your existing license, we have the course for you.

Prelicensing

New to insurance? Get your Virginia insurance license with a state-approved prelicensing course. Study online at your own pace, then pass the state exam.

  • 100% online & self-paced
  • Pass guarantee included
  • Starting at $199
Get My License →

L&H Continuing Education

Already licensed in life & health? Complete your Virginia CE hours online before your renewal deadline. We report your completion to the state same-day.

  • Same-day DOI reporting
  • Complete at your own pace
  • Starting at $39
Renew L&H License →

Property & Casualty CE

Hold a P&C license? Complete your Virginia P&C continuing education online with state-approved Ethics + P&C electives. Same-day DOI reporting included.

  • State-approved Ethics + P&C
  • Same-day DOI reporting
  • Starting at $39
Renew P&C License →

Virginia Insurance Licensing Requirements

Everything you need to know to get — and keep — your Virginia insurance license.

Prelicensing Requirements

  • Life Only40 hrs (recommended)$199
  • Health Only40 hrs (recommended)$199
  • Life & Health40 hrs (recommended)$199

Virginia has no state-mandated prelicensing requirement, but candidates who complete a prep course pass at significantly higher rates.

CE & Renewal Requirements

  • Total CE Hours24 hours
  • Renewal Period2 years
  • Ethics Hours3 hours required

State Exam

  • ProviderPrometric
  • Passing Score70%
  • Exam Fee$35
  • ResultsWithin 24 hours (most candidates receive results within minutes of completing the exam)
Schedule Exam →

Virginia Bureau of Insurance

Your license application is submitted to the Virginia Bureau of Insurance. Most applications are processed within 2–5 business days when submitted online through NIPR or the DOI portal.

Visit Virginia Bureau of Insurance

How to Get Your Virginia Insurance License

Four steps from start to active license. Same path for Life, Health, and Life & Health producers.

  1. 1

    Complete your prelicensing course

    Finish a state-approved prelicensing course covering the Virginia exam content outline. JustInsurance offers Life, Health, and Life & Health prelicensing online for $199 per line.

  2. 2

    Schedule and pass the Virginia state exam

    Book your exam through Prometric ($35 per attempt). Passing score is 70%.

  3. 3

    Complete fingerprinting and background check

    Fingerprinting required through Fieldprint Virginia (Code: FPVABOIProducer)

  4. 4

    Submit your license application

    File your producer license application via NIPR with the $15 application fee. Most Virginia applications are processed within 2-4 weeks.

What insurance agents earn in Virginia

Bureau of Labor Statistics wage and employment data for Virginia insurance sales agents.

Median Annual Salary

$63,540

The 50th-percentile wage — half of agents earn more, half less.

Top 10% Earners

$138,210

Annual wage at the 90th percentile (high-performing agents).

Insurance sales agents employed in Virginia

13,780

Total insurance sales agents currently employed (BLS estimate).

Source: U.S. Bureau of Labor Statistics, OEWS — Insurance Sales Agents (SOC 41-3021), May 2024.

Last Verified: May 2026Provider Approval #: 158885

Legal References

Insurance Code: Code of Virginia, Title 38.2 – InsuranceView Statutes

Prelicensing: Va. Code §38.2-1819

CE Requirements: Va. Code Ann. 38.2-1866 et seq.

Why Choose JustInsurance for Your Virginia License?

We've helped 20,000+ students get licensed nationwide. Here's why they choose us.

🏛️

State-Approved Courses

Every JustInsurance course is officially approved by the Virginia Bureau of Insurance to fulfill prelicensing and CE requirements.

📱

Study Anywhere

Access your course on any device — desktop, tablet, or phone. Study at home, during lunch, or on the go.

Pass Guarantee

Meet the study hours, score 80%+ on the practice exam three times, and test within 30 days of enrollment. If you don't pass, we refund your course fee.

Same-Day CE Reporting

We report your CE completions to the Virginia Bureau of Insurance the same day you finish. No paperwork needed.

🎓

Built to Pass

Practice exams that mirror your actual state exam, flashcards, and video lessons taught by licensed experts.

💬

Real Support

Questions? Our expert support team answers real questions about the course and the licensing process.

What Our Students Say

5-star rated by 20,000+ students licensed nationwide

I appreciated that the course covered exactly what the state exam tests — nothing more, nothing less. No time wasted on irrelevant material.

MP

Michael P.

Licensed · Virginia

Yesterday I passed my life insurance exam on the first try also English being my second language . I appreciate your videos very helpful because I was able to keep studying while driving or working out. Thank you!

DA

DanielapintoYouTube

via YouTube comment

This is my Gf utube account. But i had to comment, i did my test today. I studied on excel and could not get anything right. I watched your videos and the way you explained things, wow. I passed cause of you. I hope you see this. Bye.

LI

LivYouTube

via YouTube comment

Practice Exam

Boost Your Virginia Exam Score

Full-length practice exams that mirror the real state exam. Detailed answer explanations, unlimited retakes. Life, Health, and Life + Health — $59 each.

Recent Articles

Virginia Insurance License — Articles, Guides & News →

Step-by-step guides, exam prep tips, and the latest Virginia licensing updates.

Virginia Insurance License FAQs

How do I get my Virginia insurance license?

Getting your Virginia insurance license involves four steps. First, prepare for your exam — Virginia does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Virginia state licensing exam administered by Prometric — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Virginia Bureau of Insurance application fee of $15. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Virginia that get you to exam day confident and prepared.

How much does it cost to get a Virginia insurance license?

The total cost to get your Virginia insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Prometric exam fee is $35, the Virginia Bureau of Insurance application fee is $15, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Virginia combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

How long does it take to get licensed in Virginia?

Most focused candidates complete the Virginia insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the Prometric state exam, clearing your background check, and waiting for the Virginia Bureau of Insurance to process your application. The Prometric exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

What is the pass rate for JustInsurance students on the Virginia insurance exam?

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Virginia exam is administered by Prometric and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period for your first three attempts, or a 30-calendar-day mandatory waiting period after your third and any subsequent failures. There is no overall limit on the number of retakes, but the 30-day statutory waiting period after 3 failures applies to each subsequent attempt. See our full pass rate methodology at /pass-rates.

How much do insurance agents make in Virginia?

Insurance agents in Virginia earn an average of $77,470 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $35,770 in their first year while building a client base, and top producers in Virginia can earn $140,530 or more annually. Demand for new insurance producers remains steady in Virginia. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

How does Virginia's fingerprinting requirement work for insurance licensing?

Virginia requires fingerprinting through Fieldprint Virginia using the code FPVABOIProducer. Fieldprint has multiple locations throughout Virginia, making it relatively convenient to complete this step. Virginia does not require prelicensing education before sitting for the Prometric exam. After passing and completing fingerprinting, you apply for your license through NIPR and the Virginia Bureau of Insurance processes the application.

Last updated: May 2026

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