Get Your Virginia Insurance License Online

Getting your Virginia insurance license involves four steps. First, prepare for your exam — Virginia does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Virginia state licensing exam administered by Prometric — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Virginia Bureau of Insurance application fee of $15. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Virginia that get you to exam day confident and prepared.

The total cost to get your Virginia insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the Prometric exam fee is $35, the Virginia Bureau of Insurance application fee is $15, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Virginia combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Virginia insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the Prometric state exam, clearing your background check, and waiting for the Virginia Bureau of Insurance to process your application. The Prometric exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Virginia exam is administered by Prometric and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after a 24-hour waiting period for your first three attempts, or a 30-calendar-day mandatory waiting period after your third and any subsequent failures. There is no overall limit on the number of retakes, but the 30-day statutory waiting period after 3 failures applies to each subsequent attempt. See our full pass rate methodology at /pass-rates.

Insurance agents in Virginia earn an average of $77,470 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $35,770 in their first year while building a client base, and top producers in Virginia can earn $140,530 or more annually. Demand for new insurance producers remains steady in Virginia. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Virginia requires fingerprinting through Fieldprint Virginia using the code FPVABOIProducer. Fieldprint has multiple locations throughout Virginia, making it relatively convenient to complete this step. Virginia does not require prelicensing education before sitting for the Prometric exam. After passing and completing fingerprinting, you apply for your license through NIPR and the Virginia Bureau of Insurance processes the application.