State-Approved Online Courses
Insurance Prelicensing Courses
Complete your state-required prelicensing education online for $199. Self-paced, state-approved, and backed by our pass guarantee. Available in 50 states.
Find My StateWhat Is Insurance Prelicensing?
Insurance prelicensing is state-mandated education that every aspiring insurance agent must complete before sitting for the state licensing exam. Each state's Department of Insurance sets the required number of study hours — typically between 20 and 40 hours — and defines the topics that must be covered, including life insurance concepts, health insurance products, policy structures, annuities, federal and state regulations, and professional ethics.
JustInsurance prelicensing courses are fully online and 100% self-paced. You study through video lessons, reading modules, and chapter quizzes, then take a final practice exam that mirrors your state's actual licensing test. When you pass, you receive a state-recognized completion certificate that unlocks your eligibility to sit for the official exam.
Prelicensing is required for every line of authority — whether you want to sell life insurance, health insurance, or both. The right course depends on the license type your state requires and the products you plan to offer clients. Use the state grid below to find the course options available in your state.
Why Agents Choose JustInsurance
$199
Flat course price
No hidden fees or subscriptions
93%
First-attempt pass rate
vs. ~55% national average
49
States covered
State-approved in every market we serve
1–3 wks
Avg. completion time
Fully self-paced, no deadlines
Choose Your State
Select your state to see prelicensing course options, required hours, and exam details.
Frequently Asked Questions
What is insurance prelicensing?
Insurance prelicensing is a state-mandated education requirement that must be completed before you can sit for your state insurance licensing exam. Each state specifies a minimum number of required hours — typically 20 to 40 hours — covering topics like insurance concepts, policy types, regulations, and ethics. JustInsurance courses satisfy these requirements in all 50 states where we operate.
How long does prelicensing take to complete?
Most students complete their prelicensing course in 1 to 3 weeks studying part-time. The required hours vary by state and line of authority — life-only courses average around 20 hours, while combined life and health courses may require up to 40 hours. Because our courses are fully self-paced, you can accelerate or spread out your study as needed.
Do I need prelicensing before taking the state exam?
Yes. Almost every state requires proof of prelicensing course completion before you can register for the state licensing exam. Once you finish your JustInsurance course, we issue a completion certificate that you submit to your state's exam vendor (typically Pearson VUE or PSI) to unlock exam eligibility.
What happens if I don't pass the licensing exam?
JustInsurance backs every prelicensing course with a pass guarantee. If you complete the full course — including all required practice exams — and do not pass your state licensing exam, we will refund your course fee in full. No questions asked. Our 93% first-attempt pass rate reflects the quality of our curriculum, but the guarantee gives you peace of mind either way.
Ready to Start Your Prelicensing Course?
Pick your state, enroll in minutes, and start studying today. Pass guarantee included with every course.
Find My State