Get Your Washington Insurance License Online

Getting your Washington insurance license involves four steps. First, prepare for your exam — Washington does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the Washington state licensing exam administered by PSI Services LLC — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the Washington Office of the Insurance Commissioner application fee of $55. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for Washington that get you to exam day confident and prepared.

The total cost to get your Washington insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the PSI Services LLC exam fee is $35, the Washington Office of the Insurance Commissioner application fee is $55, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's Washington combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the Washington insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the PSI Services LLC state exam, clearing your background check, and waiting for the Washington Office of the Insurance Commissioner to process your application. The PSI Services LLC exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

JustInsurance students nationwide pass insurance licensing exams at a rate of approximately 93% on their first attempt — measured among students who complete the full course, finish the recommended study hours, and score 80%+ three times in a row on the practice exam before testing. The Washington exam is administered by PSI Services LLC and requires a minimum score of 70% to pass. If you do not pass on your first attempt, you can retake it after approximately 2 calendar days. There is no limit on the number of times you can retake the exam. You must submit all application requirements within 180 days of passing. See our full pass rate methodology at /pass-rates.

Insurance agents in Washington earn an average of $77,030 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $39,360 in their first year while building a client base, and top producers in Washington can earn $130,020 or more annually. Demand for new insurance producers remains steady in Washington. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

Washington state combines several factors that create an excellent insurance market: no prelicensing requirement makes entry accessible; the Seattle metro is one of the highest-income regions in the country; and the state's massive tech industry creates strong demand for sophisticated group benefits and individual life and disability products. Washington also has a state-based health exchange (Washington Healthplanfinder) that creates active demand for health insurance professionals during open enrollment periods.