Arizona License Requirements
Arizona Insurance License Requirements (2026)
Everything you need to know to get and keep your Arizona insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Arizona Insurance License Requirements at a Glance
Key facts for getting and maintaining your Arizona insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Arizona |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | PSI (effective September 3, 2025) |
| Exam Fee | $50 |
| Passing Score | 70% |
| Application Fee | $120 |
| Background Check Cost | $22 |
| Fingerprinting Required | Yes |
| CE Hours Required | 48 hours every 4 years (renew by the last day of your birth month) |
| Ethics CE Hours | 6 hours |
| Renewal Deadline | Arizona licenses expire on the last day of your birth month every 4 years |
| License Duration | 4 years |
| Special Training Required | No |
| Total Cost Estimate | $350-$550 total estimated licensing cost |
| Total Licensing Time | Approximately 3-4 weeks from start to finish |
How to Get Your Arizona Insurance License
Follow these five steps to go from zero to licensed in Arizona.
Complete Prelicensing Education
Prelicensing education status for Arizona: None required (optional). Check with the Arizona Department of Insurance and Financial Institutions for current requirements.
Browse Arizona Prelicensing Courses →Schedule and Pass the State Exam
The Arizona insurance licensing exam is administered by PSI (effective September 3, 2025). The exam fee is $50, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI (effective September 3, 2025) →Complete Fingerprinting
Fingerprinting required through AZ DPS (IdentoGO)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $120. Processing typically takes 30 days.
Apply for Your Arizona License →Get Appointed and Start Selling
Once your Arizona insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Arizona Department of Insurance and Financial Institutions. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Arizona Fingerprinting Requirements
Fingerprinting required through AZ DPS (IdentoGO)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Arizona CE Renewal Requirements
To keep your Arizona insurance license active, you must complete continuing education every 4 years (renew by the last day of your birth month). Here are the details:
48 hours
Total CE Hours
6 hours
Ethics Hours Required
4 years (renew by the last day of your birth month)
Renewal Period
Arizona licenses expire on the last day of your birth month every 4 years
Renewal Deadline
$39
CE Package Price
DIFI
Regulatory Body
Arizona Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Arizona.
Insurance Code
Arizona Revised Statutes, Title 20 – InsuranceView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Ariz. Rev. Stat. 20-284(A)
Age Requirements
ARS § 20-285(B)(1)
Background Check
ARS Sec. 20-285(E)(2)
Fingerprinting
ARS § 20-285(E)(2)
License Application
A.R.S. § 20-285(A)
CE Requirements
Ariz. Rev. Stat. 20-2902
CE Ethics
Ariz. Rev. Stat. §20-2902(A)(2)
Administrative Code
Title 20, Chapter 6 - Department of Insurance and Financial Institutions, Insurance DivisionView Statute
Provider Regulation
Arizona Revised Statutes §§20-2901 through 20-2905
Arizona Insurance License Requirements — FAQs
How long does it take to get a Arizona insurance license?
Most candidates complete the Arizona insurance licensing process in Approximately 3-4 weeks from start to finish. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Arizona?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Arizona?
Fingerprinting required through AZ DPS (IdentoGO)
Can I transfer my insurance license from another state to Arizona?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Arizona insurance license cost?
The total cost to get your Arizona insurance license typically falls in the $350-$550 total estimated licensing cost range. This includes: prelicensing course fees, the exam fee ($50), the state application fee ($120), and the background check cost ($22). Individual costs vary based on the line of authority you choose.
What are the Arizona CE requirements?
Arizona requires licensed insurance agents to complete 48 hours of continuing education every 4 years (renew by the last day of your birth month), including 6 hours of ethics training. Your renewal deadline is Arizona licenses expire on the last day of your birth month every 4 years. JustInsurance offers state-approved CE packages starting at $39.
Who is the exam provider for the Arizona insurance license exam?
As of September 3, 2025, Arizona uses PSI Services LLC as its insurance exam provider. Previously, Pearson VUE administered Arizona's insurance exams. You can schedule your exam at PSI test centers throughout Arizona or online via remote proctoring. Arizona licenses run for 4 years and require 48 hours of CE (including 6 hours of ethics) at renewal.
What are the prelicensing hour requirements in Arizona?
Arizona requires None required (optional). Courses are available fully online through JustInsurance.
Ready to Get Your Arizona Insurance License?
Start your state-approved prelicensing course today. 100% online, self-paced, and backed by our pass guarantee.
Start My Course Today