Connecticut License Requirements
Connecticut Insurance License Requirements (2026)
Everything you need to know to get and keep your Connecticut insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Connecticut Insurance License Requirements at a Glance
Key facts for getting and maintaining your Connecticut insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Connecticut |
| Prelicensing Hours (Life) | 20 hours |
| Prelicensing Hours (Health) | 20 hours |
| Prelicensing Hours (Life & Health Combined) | 40 hours |
| Exam Provider | Pearson VUE |
| Exam Fee | $65 |
| Passing Score | 70% |
| Application Fee | $140 |
| Background Check Cost | $No separate fee |
| Fingerprinting Required | No |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Connecticut licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Connecticut Insurance License
Follow these five steps to go from zero to licensed in Connecticut.
Complete Prelicensing Education
Connecticut requires you to complete 40 hours of state-approved prelicensing education before sitting for the exam. JustInsurance's online courses let you study at your own pace on any device. You'll receive an official certificate of completion once you finish.
Browse Connecticut Prelicensing Courses →Schedule and Pass the State Exam
The Connecticut insurance licensing exam is administered by Pearson VUE. The exam fee is $65, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Not required
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $140. Processing typically takes 7-10 business days.
Apply for Your Connecticut License →Get Appointed and Start Selling
Once your Connecticut insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Connecticut Insurance Department. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Connecticut Fingerprinting Requirements
Not required
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Connecticut CE Renewal Requirements
To keep your Connecticut insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Connecticut licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
CID
Regulatory Body
Connecticut Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Connecticut.
Insurance Code
Connecticut General Statutes, Title 38a – InsuranceView Statute
Prelicensing Education
Conn. Gen. Stat. § 38a-702e(a)(3) and (e)
Examination Requirements
Conn. Gen. Stat. 38a-702d(a)
Age Requirements
CGS § 38a-702e(a)(1)
Background Check
Conn. Gen. Stat. Sec. 38a-702k(a)(6)
Fingerprinting
N/A — not required
License Application
Conn. Gen. Stat. § 38a-702e(a)
CE Requirements
Conn. Gen. Stat. 38a-782a
CE Ethics
Conn. Agencies Regs. §38a-782a-2(b)
Administrative Code
Title 38a - Insurance DepartmentView Statute
Provider Regulation
Connecticut Regulations 38a-782a-1 through 38a-782a-17
Connecticut Insurance License Requirements — FAQs
How long does it take to get a Connecticut insurance license?
Most candidates complete the Connecticut insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Connecticut?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Connecticut?
Not required
Can I transfer my insurance license from another state to Connecticut?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Connecticut insurance license cost?
The total cost to get your Connecticut insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($65), the state application fee ($140), and the background check cost ($No separate fee). Individual costs vary based on the line of authority you choose.
What are the Connecticut CE requirements?
Connecticut requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Connecticut licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Why is Connecticut called the Insurance Capital of the World?
Hartford, Connecticut has been the center of the U.S. insurance industry since the early 1800s. Major carriers like Aetna, The Hartford, and Cigna were founded or headquartered there, and the state continues to host some of the largest insurance companies in the world. For new agents, this means excellent career opportunities and a deep professional network in the Connecticut insurance market.
What are the prelicensing hour requirements in Connecticut?
Connecticut requires 20 hours for Life, 20 hours for Health, and 40 hours for a combined Life & Health license. Courses are available fully online through JustInsurance.
Ready to Get Your Connecticut Insurance License?
Start your state-approved prelicensing course today. 100% online, self-paced, and backed by our pass guarantee.
Start My Course Today