Delaware License Requirements
Delaware Insurance License Requirements (2026)
Everything you need to know to get and keep your Delaware insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Delaware Insurance License Requirements at a Glance
Key facts for getting and maintaining your Delaware insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Delaware |
| Prelicensing Hours (Life) | Note: Delaware does NOT require pre-licensing education hours - it's completely optional |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Pearson VUE |
| Exam Fee | $90 |
| Passing Score | 70% |
| Application Fee | $125 |
| Background Check Cost | $85 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Delaware licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Delaware Insurance License
Follow these five steps to go from zero to licensed in Delaware.
Complete Prelicensing Education
Prelicensing education status for Delaware: Note: Delaware does NOT require pre-licensing education hours - it's completely optional. Check with the Delaware Department of Insurance for current requirements.
Browse Delaware Prelicensing Courses →Schedule and Pass the State Exam
The Delaware insurance licensing exam is administered by Pearson VUE. The exam fee is $90, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through IdentoGO (Code: 27S46Z)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $125. Processing typically takes 2-5 weeks.
Apply for Your Delaware License →Get Appointed and Start Selling
Once your Delaware insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Delaware Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Delaware Fingerprinting Requirements
Fingerprinting required through IdentoGO (Code: 27S46Z)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Delaware CE Renewal Requirements
To keep your Delaware insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Delaware licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
DDOI
Regulatory Body
Delaware Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Delaware.
Insurance Code
Delaware Code, Title 18 – Insurance CodeView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Del. Code tit. 18 1705(a)
Age Requirements
18 Del. C. § 1706(a)(1)
Background Check
18 Del.C. Sec. 1706(b)(1)
Fingerprinting
18 Del. C. § 1706(b)(1)
License Application
18 Del. C. § 1706(a)
CE Requirements
Del. Code tit. 18 Section 1706
CE Ethics
18 Del. Admin. Code §504, Sec 8.1
Administrative Code
Title 18 - Insurance (Department of Insurance)View Statute
Provider Regulation
18 Delaware Administrative Code 504
Delaware Insurance License Requirements — FAQs
How long does it take to get a Delaware insurance license?
Most candidates complete the Delaware insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Delaware?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Delaware?
Fingerprinting required through IdentoGO (Code: 27S46Z)
Can I transfer my insurance license from another state to Delaware?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Delaware insurance license cost?
The total cost to get your Delaware insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($90), the state application fee ($125), and the background check cost ($85). Individual costs vary based on the line of authority you choose.
What are the Delaware CE requirements?
Delaware requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Delaware licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does Delaware require prelicensing education for an insurance license?
No. Delaware does not mandate prelicensing education for life or health insurance licenses. You can sit for the state exam without completing a formal course. However, insurance licensing exams are challenging, and most candidates benefit from structured preparation. JustInsurance offers an optional Delaware prelicensing course that covers all exam topics and includes practice tests.
What are the prelicensing hour requirements in Delaware?
Delaware requires Note: Delaware does NOT require pre-licensing education hours - it's completely optional. Courses are available fully online through JustInsurance.
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