Georgia License Requirements
Georgia Insurance License Requirements (2026)
Everything you need to know to get and keep your Georgia insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Georgia Insurance License Requirements at a Glance
Key facts for getting and maintaining your Georgia insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Georgia |
| Prelicensing Hours (Life) | 20 hours |
| Prelicensing Hours (Health) | 20 hours |
| Prelicensing Hours (Life & Health Combined) | 40 hours |
| Exam Provider | Pearson VUE |
| Exam Fee | $67 |
| Passing Score | 70% |
| Application Fee | $100 |
| Background Check Cost | $52 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Georgia licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Georgia Insurance License
Follow these five steps to go from zero to licensed in Georgia.
Complete Prelicensing Education
Georgia requires you to complete 40 hours of state-approved prelicensing education before sitting for the exam. JustInsurance's online courses let you study at your own pace on any device. You'll receive an official certificate of completion once you finish.
Browse Georgia Prelicensing Courses →Schedule and Pass the State Exam
The Georgia insurance licensing exam is administered by Pearson VUE. The exam fee is $67, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through IdentoGO (Code: 2TGJ6B)
Apply for Your License
Submit your application through NIPR, then upload your notarized Proof of Citizenship Affidavit and photo ID to the NIPR Attachment Warehouse The application fee is $100. Processing typically takes 14 business days.
Apply for Your Georgia License →Get Appointed and Start Selling
Once your Georgia insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Georgia Office of Insurance and Safety Fire Commissioner. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Georgia Fingerprinting Requirements
Fingerprinting required through IdentoGO (Code: 2TGJ6B)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Georgia CE Renewal Requirements
To keep your Georgia insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Georgia licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
OCI
Regulatory Body
Georgia Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Georgia.
Insurance Code
Official Code of Georgia Annotated, Title 33 – InsuranceView Statute
Prelicensing Education
O.C.G.A. § 33-23-5(a)(7); GA Comp. R. & Regs. 120-2-3-.08
Examination Requirements
Ga. Code 33-23-5(a)(4) + 33-23-10(a)
Age Requirements
O.C.G.A. § 33-23-5(a)(1)
Background Check
O.C.G.A. Sec. 33-23-5.1
Fingerprinting
O.C.G.A. § 33-23-5.1
License Application
O.C.G.A. § 33-23-8(a)
CE Requirements
Ga. Code Ann. 33-23-18
CE Ethics
O.C.G.A. §33-23-18; Ga. Regs. 120-2-3-.15
Administrative Code
Chapter 120-2 - Office of Commissioner of Insurance and Safety FireView Statute
Provider Regulation
Georgia Rule 120-2-3-.12
Georgia Insurance License Requirements — FAQs
How long does it take to get a Georgia insurance license?
Most candidates complete the Georgia insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Georgia?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Georgia?
Fingerprinting required through IdentoGO (Code: 2TGJ6B)
Can I transfer my insurance license from another state to Georgia?
Reciprocal licensing is available for producers licensed in good standing in their home state. A notarized Citizenship Affidavit is required.
How much does a Georgia insurance license cost?
The total cost to get your Georgia insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($67), the state application fee ($100), and the background check cost ($52). Individual costs vary based on the line of authority you choose.
What are the Georgia CE requirements?
Georgia requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Georgia licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
How long does it take to get a Georgia insurance license?
Most candidates complete the Georgia insurance licensing process in 3 to 5 weeks from start to finish. This includes completing the 40-hour prelicensing course (typically 1-2 weeks with focused study), scheduling and passing the Pearson VUE exam, completing fingerprinting through IdentoGO (Code: 2TGJ6B), and submitting your NIPR application. The Georgia Office of Insurance typically processes applications within 12 months of course completion.
What are the prelicensing hour requirements in Georgia?
Georgia requires 20 hours for Life, 20 hours for Health, and 40 hours for a combined Life & Health license. Courses are available fully online through JustInsurance.
Ready to Get Your Georgia Insurance License?
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