Hawaii License Requirements
Hawaii Insurance License Requirements (2026)
Everything you need to know to get and keep your Hawaii insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Hawaii Insurance License Requirements at a Glance
Key facts for getting and maintaining your Hawaii insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Hawaii |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Pearson VUE |
| Exam Fee | $75 |
| Passing Score | 70% |
| Application Fee | $150 |
| Background Check Cost | $63 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Hawaii licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Hawaii Insurance License
Follow these five steps to go from zero to licensed in Hawaii.
Complete Prelicensing Education
Prelicensing education status for Hawaii: None required (optional). Check with the Hawaii Insurance Division for current requirements.
Browse Hawaii Prelicensing Courses →Schedule and Pass the State Exam
The Hawaii insurance licensing exam is administered by Pearson VUE. The exam fee is $75, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through Fieldprint Hawaii (Code: HI-DCCA-INS)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $150. Processing typically takes 45-60 days.
Apply for Your Hawaii License →Get Appointed and Start Selling
Once your Hawaii insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Hawaii Insurance Division. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Hawaii Fingerprinting Requirements
Fingerprinting required through Fieldprint Hawaii (Code: HI-DCCA-INS)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Hawaii CE Renewal Requirements
To keep your Hawaii insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Hawaii licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
HID
Regulatory Body
Hawaii Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Hawaii.
Insurance Code
Hawaii Revised Statutes, Chapter 431 – Insurance CodeView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Haw. Rev. Stat. 431:9A-105(a)
Age Requirements
HRS § 431:9A-106(a)(1)
Background Check
HRS Sec. 431:9A-106(a)(5)
Fingerprinting
HRS § 431:9A-106(a)(5)
License Application
Haw. Rev. Stat. § 431:9A-106(a)
CE Requirements
Haw. Rev. Stat. 431:9A-124
CE Ethics
HRS §431:9A-124(b)
Administrative Code
Title 16 - Department of Commerce and Consumer AffairsView Statute
Provider Regulation
Hawaii Revised Statutes §§431:9A-151 through 431:9A-160
Hawaii Insurance License Requirements — FAQs
How long does it take to get a Hawaii insurance license?
Most candidates complete the Hawaii insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Hawaii?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Hawaii?
Fingerprinting required through Fieldprint Hawaii (Code: HI-DCCA-INS)
Can I transfer my insurance license from another state to Hawaii?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Hawaii insurance license cost?
The total cost to get your Hawaii insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($75), the state application fee ($150), and the background check cost ($63). Individual costs vary based on the line of authority you choose.
What are the Hawaii CE requirements?
Hawaii requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Hawaii licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does Hawaii offer a combined Life and Health insurance exam?
No. Hawaii does not offer a combined Life & Accident/Health exam. You must register and pass separate exams for each line of authority. Hawaii uses Pearson VUE for exam scheduling. The good news is that no prelicensing education is required before sitting for either exam, though most candidates benefit from structured study materials to prepare.
What are the prelicensing hour requirements in Hawaii?
Hawaii requires None required (optional). Courses are available fully online through JustInsurance.
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