Idaho License Requirements
Idaho Insurance License Requirements (2026)
Everything you need to know to get and keep your Idaho insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Idaho Insurance License Requirements at a Glance
Key facts for getting and maintaining your Idaho insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Idaho |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Pearson VUE |
| Exam Fee | $65 |
| Passing Score | 70% |
| Application Fee | $80 |
| Background Check Cost | $61 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Idaho licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Idaho Insurance License
Follow these five steps to go from zero to licensed in Idaho.
Complete Prelicensing Education
Prelicensing education status for Idaho: None required (optional). Check with the Idaho Department of Insurance for current requirements.
Browse Idaho Prelicensing Courses →Schedule and Pass the State Exam
The Idaho insurance licensing exam is administered by Pearson VUE. The exam fee is $65, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through Pearson VUE (Code: InsID-FPELC)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $80. Processing typically takes 1-2 business days after fingerprints.
Apply for Your Idaho License →Get Appointed and Start Selling
Once your Idaho insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Idaho Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Idaho Fingerprinting Requirements
Fingerprinting required through Pearson VUE (Code: InsID-FPELC)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Idaho CE Renewal Requirements
To keep your Idaho insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Idaho licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
DOI
Regulatory Body
Idaho Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Idaho.
Insurance Code
Idaho Code, Title 41 – InsuranceView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Idaho Code 41-1006(1)
Age Requirements
Idaho Code § 41-1007(1)(a)
Background Check
Idaho Code Sec. 41-1007(1)(b)
Fingerprinting
Idaho Code § 41-1007(1)(b)
License Application
Idaho Code § 41-1007(1)
CE Requirements
Idaho Code 41-1013
CE Ethics
Idaho Code §41-1013(6)
Administrative Code
IDAPA 18 - Department of InsuranceView Statute
Provider Regulation
IDAPA 18.06.04
Idaho Insurance License Requirements — FAQs
How long does it take to get a Idaho insurance license?
Most candidates complete the Idaho insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Idaho?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Idaho?
Fingerprinting required through Pearson VUE (Code: InsID-FPELC)
Can I transfer my insurance license from another state to Idaho?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Idaho insurance license cost?
The total cost to get your Idaho insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($65), the state application fee ($80), and the background check cost ($61). Individual costs vary based on the line of authority you choose.
What are the Idaho CE requirements?
Idaho requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Idaho licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
How does Idaho's fingerprinting requirement work for insurance licensing?
Idaho requires fingerprinting as part of the background check process, and conveniently it is processed through Pearson VUE test centers using the code InsID-FPELC. This means you can often complete your fingerprinting at the same facility where you take your exam. No prelicensing education is required before sitting for the Idaho insurance exam.
What are the prelicensing hour requirements in Idaho?
Idaho requires None required (optional). Courses are available fully online through JustInsurance.
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