Indiana License Requirements
Indiana Insurance License Requirements (2026)
Everything you need to know to get and keep your Indiana insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Indiana Insurance License Requirements at a Glance
Key facts for getting and maintaining your Indiana insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Indiana |
| Prelicensing Hours (Life) | 20 hours |
| Prelicensing Hours (Health) | 20 hours |
| Prelicensing Hours (Life & Health Combined) | 40 hours |
| Exam Provider | Pearson VUE |
| Exam Fee | $69 |
| Passing Score | 70% |
| Application Fee | $40 |
| Background Check Cost | $50 |
| Fingerprinting Required | No |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Indiana licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Indiana Insurance License
Follow these five steps to go from zero to licensed in Indiana.
Complete Prelicensing Education
Indiana requires you to complete 40 hours of state-approved prelicensing education before sitting for the exam. JustInsurance's online courses let you study at your own pace on any device. You'll receive an official certificate of completion once you finish.
Browse Indiana Prelicensing Courses →Schedule and Pass the State Exam
The Indiana insurance licensing exam is administered by Pearson VUE. The exam fee is $69, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Not required
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $40. Processing typically takes 5-7 business days.
Apply for Your Indiana License →Get Appointed and Start Selling
Once your Indiana insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Indiana Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Indiana Fingerprinting Requirements
Not required
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Indiana CE Renewal Requirements
To keep your Indiana insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Indiana licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
IDOI
Regulatory Body
Indiana Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Indiana.
Insurance Code
Indiana Code, Title 27 – InsuranceView Statute
Prelicensing Education
IC 27-1-15.6-6(b)(3); IC 27-1-15.7-5(a)(2)
Examination Requirements
Ind. Code 27-1-15.6-5
Age Requirements
IC 27-1-15.6-6(b)(1)
Background Check
IC 27-1-15.6-13
Fingerprinting
N/A — not required
License Application
Ind. Code § 27-1-15.6-6(a)
CE Requirements
Ind. Code 27-1-15.7-2
CE Ethics
IC §27-1-15.7-2(a)
Administrative Code
Title 760 - Department of InsuranceView Statute
Provider Regulation
Indiana Code §27-1-15.7-4
Indiana Insurance License Requirements — FAQs
How long does it take to get a Indiana insurance license?
Most candidates complete the Indiana insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Indiana?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Indiana?
Not required
Can I transfer my insurance license from another state to Indiana?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam or pre-licensing education is required.
How much does a Indiana insurance license cost?
The total cost to get your Indiana insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($69), the state application fee ($40), and the background check cost ($50). Individual costs vary based on the line of authority you choose.
What are the Indiana CE requirements?
Indiana requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Indiana licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
How long is an Indiana prelicensing certificate valid before I must take the exam?
Indiana prelicensing completion certificates are only valid for 6 months from the date of course completion. This is shorter than most states, so you should plan to schedule and pass your exam promptly after finishing your JustInsurance course. If your certificate expires before you pass the exam, you will need to complete the prelicensing course again before you can sit for the state exam.
What are the prelicensing hour requirements in Indiana?
Indiana requires 20 hours for Life, 20 hours for Health, and 40 hours for a combined Life & Health license. Courses are available fully online through JustInsurance.
Ready to Get Your Indiana Insurance License?
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