Louisiana License Requirements
Louisiana Insurance License Requirements (2026)
Everything you need to know to get and keep your Louisiana insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Louisiana Insurance License Requirements at a Glance
Key facts for getting and maintaining your Louisiana insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Louisiana |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | PSI Services LLC |
| Exam Fee | $36 |
| Passing Score | 70% |
| Application Fee | $75 |
| Background Check Cost | $61 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Louisiana licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Louisiana Insurance License
Follow these five steps to go from zero to licensed in Louisiana.
Complete Prelicensing Education
Prelicensing education status for Louisiana: None required (optional). Check with the Louisiana Department of Insurance for current requirements.
Browse Louisiana Prelicensing Courses →Schedule and Pass the State Exam
The Louisiana insurance licensing exam is administered by PSI Services LLC. The exam fee is $36, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI Services LLC →Complete Fingerprinting
Fingerprinting required through IdentoGO (Code: 27N339)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $75. Processing typically takes 7-10 days (fingerprints up to 4 weeks).
Apply for Your Louisiana License →Get Appointed and Start Selling
Once your Louisiana insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Louisiana Department of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Louisiana Fingerprinting Requirements
Fingerprinting required through IdentoGO (Code: 27N339)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Louisiana CE Renewal Requirements
To keep your Louisiana insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Louisiana licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
LDI
Regulatory Body
Louisiana Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Louisiana.
Insurance Code
Louisiana Revised Statutes, Title 22 – InsuranceView Statute
Prelicensing Education
Formerly R.S. 22:1545(C) and R.S. 22:1546(A)(4) — REPEALED (Acts 2022, No. 273, eff. 6/3/2022)
Examination Requirements
La. Rev. Stat. 22:1545(A)
Age Requirements
La. R.S. § 22:1546(A)(1)
Background Check
La. R.S. Sec. 22:1546(D)(1)-(2)
Fingerprinting
La. R.S. 22:1546(D)(2)
License Application
La. R.S. § 22:1546(A)
CE Requirements
La. Rev. Stat. 22:1573
CE Ethics
La. R.S. 22:1573(C)
Administrative Code
Title 37 - InsuranceView Statute
Provider Regulation
Louisiana Administrative Code Title 37, Part XI, Section 719
Louisiana Insurance License Requirements — FAQs
How long does it take to get a Louisiana insurance license?
Most candidates complete the Louisiana insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Louisiana?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Louisiana?
Fingerprinting required through IdentoGO (Code: 27N339)
Can I transfer my insurance license from another state to Louisiana?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Louisiana insurance license cost?
The total cost to get your Louisiana insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($36), the state application fee ($75), and the background check cost ($61). Individual costs vary based on the line of authority you choose.
What are the Louisiana CE requirements?
Louisiana requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Louisiana licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does Louisiana require prelicensing education before the insurance exam?
No. Louisiana does not require prelicensing education. You can sit for the PSI insurance exam without completing any formal coursework. However, Louisiana's insurance exam covers state-specific regulations that can be challenging without preparation. JustInsurance offers an optional Louisiana prelicensing course that covers all exam topics, including the state's unique legal framework and high-demand areas like flood and hurricane coverage.
What are the prelicensing hour requirements in Louisiana?
Louisiana requires None required (optional). Courses are available fully online through JustInsurance.
Ready to Get Your Louisiana Insurance License?
Start your state-approved prelicensing course today. 100% online, self-paced, and backed by our pass guarantee.
Start My Course Today