Maine License Requirements
Maine Insurance License Requirements (2026)
Everything you need to know to get and keep your Maine insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Maine Insurance License Requirements at a Glance
Key facts for getting and maintaining your Maine insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Maine |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Pearson VUE |
| Exam Fee | $55 |
| Passing Score | 70% |
| Application Fee | $25 |
| Background Check Cost | $No fee required |
| Fingerprinting Required | No |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Maine licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Maine Insurance License
Follow these five steps to go from zero to licensed in Maine.
Complete Prelicensing Education
Prelicensing education status for Maine: None required (optional). Check with the Maine Bureau of Insurance for current requirements.
Browse Maine Prelicensing Courses →Schedule and Pass the State Exam
The Maine insurance licensing exam is administered by Pearson VUE. The exam fee is $55, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Not required
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $25. Processing typically takes 3-5 weeks.
Apply for Your Maine License →Get Appointed and Start Selling
Once your Maine insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Maine Bureau of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Maine Fingerprinting Requirements
Not required
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Maine CE Renewal Requirements
To keep your Maine insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Maine licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
BOI
Regulatory Body
Maine Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Maine.
Insurance Code
Maine Revised Statutes, Title 24-A – Maine Insurance CodeView Statute
Prelicensing Education
Formerly Title 24-A, § 1410(4) — REPEALED (PL 2007, c. 51, § 1)
Examination Requirements
24-A M.R.S. 1410(1)
Age Requirements
24-A M.R.S. § 1420-E(1)(a)
Background Check
24-A M.R.S. Sec. 1420-K(1)(F)
Fingerprinting
N/A — not required
License Application
24-A M.R.S. § 1420-E(1)
CE Requirements
Me. Rev. Stat. tit. 24-A Section 1482
CE Ethics
24-A M.R.S. §1482
Administrative Code
02-031 - Department of Professional and Financial Regulation, Bureau of InsuranceView Statute
Provider Regulation
Maine Revised Statutes Title 24-A, §1483
Maine Insurance License Requirements — FAQs
How long does it take to get a Maine insurance license?
Most candidates complete the Maine insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Maine?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Maine?
Not required
Can I transfer my insurance license from another state to Maine?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam or pre-licensing education is required.
How much does a Maine insurance license cost?
The total cost to get your Maine insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($55), the state application fee ($25), and the background check cost ($No fee required). Individual costs vary based on the line of authority you choose.
What are the Maine CE requirements?
Maine requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Maine licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Is fingerprinting required to get a Maine insurance license?
No. Maine does not require fingerprinting as part of the insurance license application process. The state also does not require prelicensing education. To get your Maine insurance license, you simply need to pass the state exam through Prometric and submit your application through NIPR. Maine's relatively streamlined process makes it one of the more accessible states for new insurance producers.
What are the prelicensing hour requirements in Maine?
Maine requires None required (optional). Courses are available fully online through JustInsurance.
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