Michigan Life & Health Insurance Continuing Education Course

Michigan requires 24 total CE hours every 2 years to renew any active insurance producer license, including the Life & Health Insurance line. Of those 24 hours, 3 must specifically cover ethics and professional conduct. The JustInsurance Michigan Life & Health Insurance CE course covers 24 hours toward that total. If you want to satisfy your full 24-hour renewal requirement in one purchase, JustInsurance's complete CE package at $39 bundles all required hours — including the mandatory ethics component.

Your Michigan insurance license renews on a 2 years cycle, and all 24 CE hours must be completed before your renewal deadline. Your specific deadline is tied to your license issue date or birth month — log in to your Michigan Department of Insurance and Financial Services producer portal to confirm the exact date. JustInsurance recommends finishing your CE at least 30 days before your renewal date to allow time for electronic reporting to process. If you are cutting it close, the JustInsurance Michigan CE course can be completed in a single day.

Yes. When you complete a CE course through JustInsurance, we electronically report your completion directly to the Michigan Department of Insurance and Financial Services — typically on the same day you finish. You do not need to mail certificates, fill out forms, or manually update your license record. After a few business days, log in to your Michigan Department of Insurance and Financial Services producer portal to confirm your CE credits have been posted. If you see any discrepancy, JustInsurance support can resolve it quickly using your completion records.

Yes — and JustInsurance strongly recommends it. You can begin your Michigan CE courses at any point during your 2 years renewal cycle. Starting early gives you the flexibility to spread your 24 hours across multiple sessions, choose topics relevant to your practice, and avoid any last-minute technical issues. Completed CE hours are reported to the Michigan Department of Insurance and Financial Services as you finish each course, so credits accumulate throughout the cycle rather than all at once at the end.

The JustInsurance Michigan Life & Health Insurance CE course covers the core topics required to keep your knowledge current and your license compliant. Expect content on life & health insurance product updates and regulatory changes specific to Michigan, consumer protection requirements, claims handling and suitability standards, Michigan insurance statutes governing producer conduct, and ethics and professional responsibility — satisfying the mandatory 3-hour ethics component. All course content is reviewed and updated whenever the Michigan Department of Insurance and Financial Services revises its approved topic list, so you are always studying current material.