Montana License Requirements
Montana Insurance License Requirements (2026)
Everything you need to know to get and keep your Montana insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Montana Insurance License Requirements at a Glance
Key facts for getting and maintaining your Montana insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Montana |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Pearson VUE |
| Exam Fee | $59 |
| Passing Score | 70% |
| Application Fee | $ |
| Background Check Cost | $30 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Montana licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Montana Insurance License
Follow these five steps to go from zero to licensed in Montana.
Complete Prelicensing Education
Prelicensing education status for Montana: None required (optional). Check with the Montana Commissioner of Securities and Insurance for current requirements.
Browse Montana Prelicensing Courses →Schedule and Pass the State Exam
The Montana insurance licensing exam is administered by Pearson VUE. The exam fee is $59, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through CSI Montana (mail-in)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $. Processing typically takes 2-3 business days.
Apply for Your Montana License →Get Appointed and Start Selling
Once your Montana insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Montana Commissioner of Securities and Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Montana Fingerprinting Requirements
Fingerprinting required through CSI Montana (mail-in)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Montana CE Renewal Requirements
To keep your Montana insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Montana licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
CSI
Regulatory Body
Montana Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Montana.
Insurance Code
Montana Code Annotated, Title 33 – InsuranceView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Mont. Code Ann. 33-17-212
Age Requirements
MCA § 33-17-211(1)(a)
Background Check
MCA Sec. 33-17-220(1)-(2)
Fingerprinting
MCA § 33-17-220(2)
License Application
Mont. Code Ann. § 33-17-211(1)
CE Requirements
Mont. Code Ann. 33-17-1203
CE Ethics
MCA §33-17-1203(1)(a)
Administrative Code
Title 6, Chapter 6.6 - Commissioner of Securities and InsuranceView Statute
Provider Regulation
Montana Code Annotated §§33-17-1201 through 33-17-1212
Montana Insurance License Requirements — FAQs
How long does it take to get a Montana insurance license?
Most candidates complete the Montana insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Montana?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Montana?
Fingerprinting required through CSI Montana (mail-in)
Can I transfer my insurance license from another state to Montana?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam or pre-licensing education is required.
How much does a Montana insurance license cost?
The total cost to get your Montana insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($59), the state application fee ($), and the background check cost ($30). Individual costs vary based on the line of authority you choose.
What are the Montana CE requirements?
Montana requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Montana licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does Montana offer a combined Life and Health insurance exam?
No. Montana does not offer a combined Life & Health insurance exam. You must schedule and pass separate exams for Life and for Accident & Health. Montana uses Pearson VUE for exam administration. The state also requires fingerprinting via a mail-in process through CSI Montana, which can add time to your application timeline — plan for this when scheduling your overall licensing process.
What are the prelicensing hour requirements in Montana?
Montana requires None required (optional). Courses are available fully online through JustInsurance.
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