New Jersey Life Prelicensing
New Jersey Life Insurance Prelicensing Course
20-hour state-approved course. Study online at your own pace, then pass the New Jersey licensing exam. Pass guarantee included. Only $199.
Course Overview
20
Credit Hours
$199
Course Price
Online, Self-Paced
Course Format
12 Months
Access Duration
What's Included
- Video lessons
- Interactive e-book
- Practice exams
- Flashcard review sets
- Progress tracking
- Expert support
- Certificate of completion
- Pass guarantee
What You'll Learn
This course covers everything tested on the New Jersey Life Insurance licensing exam.
- Types of life insurance policies — term, whole life, universal life, and variable products
- Life insurance policy provisions, riders, and exclusions
- Annuity products — fixed, variable, and indexed annuities
- Beneficiary designations and settlement options
- Underwriting concepts and insurable interest
- State regulations governing life insurance producers
- Agent ethics and the Unfair Trade Practices Act
- Replacing and surrendering life insurance policies
Everything You Need to Pass
Your course includes all the tools proven to help students pass their state exam on the first try.
Video Lessons
Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.
Practice Exams
Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.
Interactive E-Book
A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.
Flashcards
Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.
Progress Tracking
See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.
Expert Support
Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.
New Jersey Licensing Exam Info
Know what to expect on your New Jersey insurance licensing exam before you walk in.
Exam Format
- Passing Score70%
- Exam Fee$47
- Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
- Exam FormatMultiple Choice
Exam Provider
PSI Services LLC
The New Jersey insurance licensing exam is administered by PSI Services LLC. You can take the exam at a testing center near you or online with remote proctoring (where available).
Note: No Combined Life & Health Exam
New Jersey does not offer a combined Life & Health exam. If you're pursuing both lines of authority, you must schedule and pass separate Life and Health exams with PSI Services LLC.
Pass Guarantee
JustInsurance students who complete the full course pass at significantly higher rates. Our practice exams are built to mirror the actual state exam. If you complete the course and don't pass, we'll refund your course fee.
Our Pass Guarantee
We're so confident in our courses that we back them with a pass guarantee. Complete the full course, take your practice exams seriously, and show up prepared. If you don't pass your state exam, we'll refund your course fee. No runaround. No excuses.
Complete the Course
Finish all video lessons, readings, and chapter quizzes in full.
Take the Practice Exam
Complete the full practice exam and review all incorrect answers.
Don't Pass? Get Refunded
If you still don't pass your state exam, we refund your course fee — simple as that.
Guarantee applies to first-time exam attempts within 90 days of course completion. Contact support@yourinsurancelicense.com for details.
What Our Students Say
4.9 stars from 15,000+ students licensed nationwide
“I was nervous about the licensing exam, but JustInsurance's practice tests were spot-on. I passed on my first try and had my license in hand three weeks after I enrolled. The video lessons made even the complicated state regulations easy to understand.”
Marcus D.
Life & Health Agent
“JustInsurance's course content was thorough and well-organized. The practice exams were spot-on.”
Jennifer M.
Licensed Agent
“I passed on my first try thanks to JustInsurance. The self-paced format fit perfectly with my schedule.”
David R.
Insurance Producer
New Jersey Life Insurance Prelicensing FAQs
How long is the New Jersey Life Insurance prelicensing course?
The New Jersey Life Insurance prelicensing course requires 20 hours of state-approved education before you can sit for the licensing exam. JustInsurance's course is certified by the New Jersey Department of Banking and Insurance to fulfill this exact requirement. All 20 hours are delivered through structured video lessons, reading materials, and chapter quizzes that you complete at your own pace. You have 30 days of access from the day you enroll, and most students finish well within the first two weeks.
What is the pass rate for the New Jersey Life Insurance exam?
The New Jersey Life Insurance licensing exam, administered by PSI Services LLC, has an overall first-attempt pass rate of approximately 93.20%. You need a score of at least 70% to pass. Candidates who sit for the exam without structured preparation tend to struggle most with the New Jersey-specific insurance law and regulation questions. JustInsurance's course includes a full-length practice exam modeled on the actual PSI Services LLC content outline, so you can benchmark your readiness before you walk into the testing center.
What happens if I fail the New Jersey Life Insurance exam?
If you do not pass the New Jersey Life Insurance exam on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Your pre-licensing education certificate never expires in New Jersey. Each retake requires paying the $47 exam fee again to PSI Services LLC. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.
Is the JustInsurance New Jersey Life Insurance course state-approved?
Yes. The JustInsurance New Jersey Life Insurance prelicensing course is approved by the New Jersey Department of Banking and Insurance and meets all state education requirements for the Life Insurance line of authority. Upon completing the course, you receive an official certificate of completion that PSI Services LLC accepts for exam registration. JustInsurance maintains active approval status with the New Jersey Department of Banking and Insurance and updates course content whenever New Jersey insurance law or exam content outlines change.
What's included in the New Jersey Life Insurance prelicensing course?
The JustInsurance New Jersey Life Insurance prelicensing course at $199 includes everything you need in a single purchase: 20 hours of state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual PSI Services LLC exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.
Ready to Start Your New Jersey Life Prelicensing?
Enroll in our 20-hour state-approved course today. Pass guarantee included. Only $199.
Enroll Now — $199