Get Your North Dakota Insurance License Online

Getting your North Dakota insurance license involves four steps. First, prepare for your exam — North Dakota does not require a formal prelicensing course, though most candidates strongly recommend taking one. Second, pass the North Dakota state licensing exam administered by PSI Services LLC — you need a score of at least 70% to pass. Third, complete a background check, including fingerprinting. Fourth, Submit your application through the National Insurance Producer Registry (NIPR) and pay the North Dakota Insurance Department application fee of $100. Most candidates complete the entire process in 2-4 weeks. JustInsurance offers fully online, self-paced prelicensing courses approved for North Dakota that get you to exam day confident and prepared.

The total cost to get your North Dakota insurance license typically runs $350-500 estimated total cost. Here is how it breaks down: the PSI Services LLC exam fee is $64, the North Dakota Insurance Department application fee is $100, and a background check adds a small additional cost. If you need a prelicensing course, JustInsurance's North Dakota combined Life & Health package is $199 — that's $199 less than purchasing Life and Health courses separately. Everything you need to get licensed, with no hidden fees.

Most focused candidates complete the North Dakota insurance licensing process in 2-4 weeks. That timeframe covers scheduling and passing the PSI Services LLC state exam, clearing your background check, and waiting for the North Dakota Insurance Department to process your application. The PSI Services LLC exam delivers results quickly — most candidates receive their score before leaving the testing center. JustInsurance's self-paced format lets you move as fast or as steady as your schedule allows.

The North Dakota insurance licensing exam has an overall first-attempt pass rate of around 93.2%. The exam is administered by PSI Services LLC and requires a minimum score of 70% to pass. Candidates who complete a thorough prelicensing course perform significantly better than those who attempt the exam without preparation. If you do not pass on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Both portions of a two-part exam must be passed within 1 year of each other. JustInsurance includes a full-length practice exam that mirrors the actual PSI Services LLC question format, so you know exactly what to expect on test day.

Insurance agents in North Dakota earn an average of $83,530 per year according to Bureau of Labor Statistics data. New agents starting out typically earn around $45,970 in their first year while building a client base, and top producers in North Dakota can earn $148,320 or more annually. The North Dakota insurance market is growing at approximately 6%, keeping demand for new producers strong. Income is heavily influenced by the lines of authority you hold and whether you work as a captive or independent agent — the combined Life & Health license unlocks the broadest product range and highest earning potential.

No. North Dakota does not offer a combined Life & Health insurance exam. Each line of authority must be tested separately through Pearson VUE. No prelicensing education is required. North Dakota uses DOI fingerprint forms for its background check process rather than a commercial vendor. The state's 3-year license renewal cycle means CE is required less frequently than in most other states.