Oregon License Requirements
Oregon Insurance License Requirements (2026)
Everything you need to know to get and keep your Oregon insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Oregon Insurance License Requirements at a Glance
Key facts for getting and maintaining your Oregon insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Oregon |
| Prelicensing Hours (Life) | 20 hours |
| Prelicensing Hours (Health) | 20 hours |
| Prelicensing Hours (Life & Health Combined) | 40 hours |
| Exam Provider | PSI Services LLC |
| Exam Fee | $45 |
| Passing Score | 70% |
| Application Fee | $75 |
| Background Check Cost | $61 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Oregon licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Oregon Insurance License
Follow these five steps to go from zero to licensed in Oregon.
Complete Prelicensing Education
Oregon requires you to complete 40 hours of state-approved prelicensing education before sitting for the exam. JustInsurance's online courses let you study at your own pace on any device. You'll receive an official certificate of completion once you finish.
Browse Oregon Prelicensing Courses →Schedule and Pass the State Exam
The Oregon insurance licensing exam is administered by PSI Services LLC. The exam fee is $45, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI Services LLC →Complete Fingerprinting
Fingerprinting required through PSI test centers
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $75. Processing typically takes 1-2 weeks (3-14 business days).
Apply for Your Oregon License →Get Appointed and Start Selling
Once your Oregon insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Oregon Division of Financial Regulation. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Oregon Fingerprinting Requirements
Fingerprinting required through PSI test centers
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Oregon CE Renewal Requirements
To keep your Oregon insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Oregon licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
DFR
Regulatory Body
Oregon Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Oregon.
Insurance Code
Oregon Revised Statutes, Chapters 731–752 – Insurance CodeView Statute
Prelicensing Education
ORS 744.058; OAR 836-071-0180(1) and (3)
Examination Requirements
Or. Rev. Stat. 744.058(1)
Age Requirements
ORS § 744.059(1)(a)
Background Check
ORS Sec. 705.141; OAR 836-071-0110; OAR 836-072-0010
Fingerprinting
ORS § 705.141
License Application
ORS § 744.059(1)
CE Requirements
Or. Rev. Stat. 744.072
CE Ethics
OAR 836-071-0215
Administrative Code
Chapter 836 - Department of Consumer and Business Services, Insurance RegulationView Statute
Provider Regulation
Oregon Administrative Rules §§836-071-0180 through 836-071-0250
Oregon Insurance License Requirements — FAQs
How long does it take to get a Oregon insurance license?
Most candidates complete the Oregon insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Oregon?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Oregon?
Fingerprinting required through PSI test centers
Can I transfer my insurance license from another state to Oregon?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam or pre-licensing education is required.
How much does a Oregon insurance license cost?
The total cost to get your Oregon insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($45), the state application fee ($75), and the background check cost ($61). Individual costs vary based on the line of authority you choose.
What are the Oregon CE requirements?
Oregon requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Oregon licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
How does fingerprinting work for the Oregon insurance license?
Oregon processes fingerprinting through PSI test centers, which is the same vendor used to administer the Oregon insurance licensing exam. This means you can often complete your fingerprinting at the same facility where you take the exam. Oregon requires prelicensing education with a 12-month certificate validity. After passing the PSI exam, you apply for your license through NIPR and the Oregon Division of Financial Regulation.
What are the prelicensing hour requirements in Oregon?
Oregon requires 20 hours for Life, 20 hours for Health, and 40 hours for a combined Life & Health license. Courses are available fully online through JustInsurance.
Ready to Get Your Oregon Insurance License?
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