Pennsylvania License Requirements
Pennsylvania Insurance License Requirements (2026)
Everything you need to know to get and keep your Pennsylvania insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Pennsylvania Insurance License Requirements at a Glance
Key facts for getting and maintaining your Pennsylvania insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Pennsylvania |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | PSI Services LLC |
| Exam Fee | $43 |
| Passing Score | 70% |
| Application Fee | $55 |
| Background Check Cost | $24 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Pennsylvania licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Pennsylvania Insurance License
Follow these five steps to go from zero to licensed in Pennsylvania.
Complete Prelicensing Education
Prelicensing education status for Pennsylvania: None required (optional). Check with the Pennsylvania Insurance Department for current requirements.
Browse Pennsylvania Prelicensing Courses →Schedule and Pass the State Exam
The Pennsylvania insurance licensing exam is administered by PSI Services LLC. The exam fee is $43, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI Services LLC →Complete Fingerprinting
Fingerprinting required through IdentoGO (Code: 1KGBGJ)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $55. Processing typically takes 2-3 weeks.
Apply for Your Pennsylvania License →Get Appointed and Start Selling
Once your Pennsylvania insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Pennsylvania Insurance Department. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Pennsylvania Fingerprinting Requirements
Fingerprinting required through IdentoGO (Code: 1KGBGJ)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Pennsylvania CE Renewal Requirements
To keep your Pennsylvania insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Pennsylvania licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
PID
Regulatory Body
Pennsylvania Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Pennsylvania.
Insurance Code
Pennsylvania Consolidated Statutes, Title 40 – InsuranceView Statute
Prelicensing Education
Formerly 40 P.S. § 310.4(b) — REPEALED (Act 142 of 2024, eff. 4/29/2025)
Examination Requirements
40 P.S. 310.4(a)
Age Requirements
40 P.S. § 310.6(a)(1)
Background Check
40 P.S. Sec. 310.5a(a)(2) [Section 605-A(a)(2)]
Fingerprinting
40 P.S. § 310.5 (Sec. 605-A)
License Application
40 P.S. § 310.5(a)
CE Requirements
40 Pa. Stat. 310.8
CE Ethics
40 P.S. §310.8; 31 Pa. Code Ch. 39a
Administrative Code
Title 31 - InsuranceView Statute
Provider Regulation
31 Pennsylvania Code Chapter 39a
Pennsylvania Insurance License Requirements — FAQs
How long does it take to get a Pennsylvania insurance license?
Most candidates complete the Pennsylvania insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Pennsylvania?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Pennsylvania?
Fingerprinting required through IdentoGO (Code: 1KGBGJ)
Can I transfer my insurance license from another state to Pennsylvania?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam or fingerprinting is required.
How much does a Pennsylvania insurance license cost?
The total cost to get your Pennsylvania insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($43), the state application fee ($55), and the background check cost ($24). Individual costs vary based on the line of authority you choose.
What are the Pennsylvania CE requirements?
Pennsylvania requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Pennsylvania licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does Pennsylvania require prelicensing education for an insurance license?
No. Pennsylvania does not require prelicensing education to sit for the state insurance exam. However, the state does require fingerprinting through IdentoGO using code 1KGBGJ. Pennsylvania uses PSI for exam administration. After passing the exam, you apply through NIPR and the Pennsylvania Insurance Department reviews your background and application. The overall process typically takes 3 to 5 weeks from exam to license issuance.
What are the prelicensing hour requirements in Pennsylvania?
Pennsylvania requires None required (optional). Courses are available fully online through JustInsurance.
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