Texas Life & Health Prelicensing

Texas Life & Health Insurance Prelicensing Course

None required (optional)-hour state-approved course. Study online at your own pace, then pass the Texas licensing exam. Pass guarantee included. Only $199.

Course Overview

0

Credit Hours

$199

Course Price

Online, Self-Paced

Course Format

12 Months

Access Duration

What's Included

  • Video lessons
  • Interactive e-book
  • Practice exams
  • Flashcard review sets
  • Progress tracking
  • Expert support
  • Certificate of completion
  • Pass guarantee

What You'll Learn

This course covers everything tested on the Texas Life & Health Insurance licensing exam.

  • Life insurance fundamentals — term, whole life, universal life, and variable products
  • Annuities — fixed, indexed, and variable types explained
  • Health insurance plans — individual, group, and Medicare products
  • Disability income and long-term care insurance
  • Medicare Supplement (Medigap) products and enrollment periods
  • Policy provisions, riders, exclusions, and beneficiary rules
  • State insurance laws, regulations, and agent ethics
  • Underwriting, replacement policies, and the application process

Everything You Need to Pass

Your course includes all the tools proven to help students pass their state exam on the first try.

Video Lessons

Engaging, expert-led video lessons that break down complex insurance concepts into easy-to-understand segments. Study on any device.

Practice Exams

Full-length practice exams that mirror the format and difficulty of your real state licensing exam. Know what to expect before test day.

Interactive E-Book

A comprehensive digital textbook with highlighting, notes, and instant search. Reference any topic as you study or prepare for your exam.

Flashcards

Digital flashcard sets for every key term, definition, and concept. Perfect for on-the-go review between study sessions.

Progress Tracking

See exactly how far you've come and what's left to complete. Pick up right where you left off on any device at any time.

Expert Support

Have a question about the material or the licensing process? Our team of licensed insurance educators is here to help you succeed.

Texas Licensing Exam Info

Know what to expect on your Texas insurance licensing exam before you walk in.

Exam Format

  • Passing Score70%
  • Exam Fee$39
  • Results TimingWithin 24 hours (most candidates receive results within minutes of completing the exam)
  • Exam FormatMultiple Choice

Exam Provider

Pearson VUE

The Texas insurance licensing exam is administered by Pearson VUE. You can take the exam at a testing center near you or online with remote proctoring (where available).

Pass Guarantee

JustInsurance students who complete the full course pass at significantly higher rates. Our practice exams are built to mirror the actual state exam. If you complete the course and don't pass, we'll refund your course fee.

Our Pass Guarantee

We're so confident in our courses that we back them with a pass guarantee. Complete the full course, take your practice exams seriously, and show up prepared. If you don't pass your state exam, we'll refund your course fee. No runaround. No excuses.

1

Complete the Course

Finish all video lessons, readings, and chapter quizzes in full.

2

Take the Practice Exam

Complete the full practice exam and review all incorrect answers.

3

Don't Pass? Get Refunded

If you still don't pass your state exam, we refund your course fee — simple as that.

Guarantee applies to first-time exam attempts within 90 days of course completion. Contact support@yourinsurancelicense.com for details.

What Our Students Say

4.9 stars from 15,000+ students licensed nationwide

I was nervous about the licensing exam, but JustInsurance's practice tests were spot-on. I passed on my first try and had my license in hand three weeks after I enrolled. The video lessons made even the complicated state regulations easy to understand.

MD

Marcus D.

Life & Health Agent

JustInsurance's course content was thorough and well-organized. The practice exams were spot-on.

JM

Jennifer M.

Licensed Agent

I passed on my first try thanks to JustInsurance. The self-paced format fit perfectly with my schedule.

DR

David R.

Insurance Producer

Texas Life & Health Insurance Prelicensing FAQs

How long is the Texas Life & Health Insurance prelicensing course?

Texas does not impose a minimum hour requirement for Life & Health Insurance prelicensing. However, the JustInsurance Texas Life & Health Insurance course is structured to cover every topic tested on the Pearson VUE exam. You get 30 days of access from enrollment, and most students work through the full course in 5–10 days at a comfortable pace — no mandatory session times and no live classes to attend.

What is the pass rate for the Texas Life & Health Insurance exam?

The Texas Life & Health Insurance licensing exam, administered by Pearson VUE, has an overall first-attempt pass rate of approximately 93.20%. You need a score of at least 70% to pass. Candidates who sit for the exam without structured preparation tend to struggle most with the Texas-specific insurance law and regulation questions. JustInsurance's course includes a full-length practice exam modeled on the actual Pearson VUE content outline, so you can benchmark your readiness before you walk into the testing center.

What happens if I fail the Texas Life & Health Insurance exam?

If you do not pass the Texas Life & Health Insurance exam on your first attempt, you can retake it after scheduling your next available test date with no mandatory waiting period. There is no limit on the number of times you can retake the exam. Each retake requires paying the $39 exam fee again to Pearson VUE. JustInsurance recommends reviewing your score report after a failed attempt to identify weak areas, then spending additional time on those topics before rescheduling. Your JustInsurance course access remains active throughout your 30-day enrollment window, so you can review material at no extra cost.

Is the JustInsurance Texas Life & Health Insurance course state-approved?

Yes. The JustInsurance Texas Life & Health Insurance prelicensing course is approved by the Texas Department of Insurance and meets all state education requirements for the Life & Health Insurance line of authority. Upon completing the course, you receive an official certificate of completion that Pearson VUE accepts for exam registration. JustInsurance maintains active approval status with the Texas Department of Insurance and updates course content whenever Texas insurance law or exam content outlines change.

What's included in the Texas Life & Health Insurance prelicensing course?

The JustInsurance Texas Life & Health Insurance prelicensing course at $199 includes everything you need in a single purchase: comprehensive state-approved course content organized by exam topic, chapter-by-chapter review quizzes to reinforce key concepts, a full-length practice exam that mirrors the format and difficulty of the actual Pearson VUE exam, 30 days of unlimited access across all your devices, and your official state-recognized certificate of completion issued immediately when you finish. There are no hidden fees, no required textbooks, and no add-on costs.

Ready to Start Your Texas Life & Health Prelicensing?

Enroll in our None required (optional)-hour state-approved course today. Pass guarantee included. Only $199.

Enroll Now — $199