Utah License Requirements
Utah Insurance License Requirements (2026)
Everything you need to know to get and keep your Utah insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Utah Insurance License Requirements at a Glance
Key facts for getting and maintaining your Utah insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Utah |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Prometric |
| Exam Fee | $32 |
| Passing Score | 70% |
| Application Fee | $75 |
| Background Check Cost | $38 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Utah licenses expire on the last day of your birth month every 3 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Utah Insurance License
Follow these five steps to go from zero to licensed in Utah.
Complete Prelicensing Education
Prelicensing education status for Utah: None required (optional). Check with the Utah Insurance Department for current requirements.
Browse Utah Prelicensing Courses →Schedule and Pass the State Exam
The Utah insurance licensing exam is administered by Prometric. The exam fee is $32, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Prometric →Complete Fingerprinting
Fingerprinting required through Per UT DOI instructions
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $75. Processing typically takes 5-10 business days.
Apply for Your Utah License →Get Appointed and Start Selling
Once your Utah insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Utah Insurance Department. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Utah Fingerprinting Requirements
Fingerprinting required through Per UT DOI instructions
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Utah CE Renewal Requirements
To keep your Utah insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Utah licenses expire on the last day of your birth month every 3 years
Renewal Deadline
$39
CE Package Price
UID
Regulatory Body
Utah Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Utah.
Insurance Code
Utah Code Annotated, Title 31A – Insurance CodeView Statute
Prelicensing Education
N/A — not required
Examination Requirements
Utah Code 31A-23a-108(1)(a)
Age Requirements
Utah Code § 31A-23a-104(2)(b)(iv)
Background Check
Utah Code Sec. 31A-23a-105(3)(a)-(c)
Fingerprinting
Utah Code § 31A-23a-105(3)(a)-(c)
License Application
Utah Code § 31A-23a-104(2)
CE Requirements
Utah Code Ann. 31A-23a-202
CE Ethics
Utah Code §31A-23a-113; Rule R590-142
Administrative Code
Title R590 - Insurance, AdministrationView Statute
Provider Regulation
Utah Administrative Code R590-142
Utah Insurance License Requirements — FAQs
How long does it take to get a Utah insurance license?
Most candidates complete the Utah insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Utah?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Utah?
Fingerprinting required through Per UT DOI instructions
Can I transfer my insurance license from another state to Utah?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Utah insurance license cost?
The total cost to get your Utah insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($32), the state application fee ($75), and the background check cost ($38). Individual costs vary based on the line of authority you choose.
What are the Utah CE requirements?
Utah requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Utah licenses expire on the last day of your birth month every 3 years. JustInsurance offers state-approved CE packages starting at $39.
How long does a Utah insurance license last?
Utah insurance licenses are valid for 3 years, longer than the 2-year standard in most states. At renewal, Utah requires 24 hours of CE (including 3 hours of ethics) per 3-year cycle. Utah does not require prelicensing education before the exam, and fingerprinting is processed per Utah Department of Insurance instructions provided during the application process. PSI administers Utah's licensing exams.
What are the prelicensing hour requirements in Utah?
Utah requires None required (optional). Courses are available fully online through JustInsurance.
Ready to Get Your Utah Insurance License?
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