Virginia License Requirements
Virginia Insurance License Requirements (2026)
Everything you need to know to get and keep your Virginia insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
Virginia Insurance License Requirements at a Glance
Key facts for getting and maintaining your Virginia insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of Virginia |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | Prometric |
| Exam Fee | $51 |
| Passing Score | 70% |
| Application Fee | $15 |
| Background Check Cost | $35 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | Virginia licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your Virginia Insurance License
Follow these five steps to go from zero to licensed in Virginia.
Complete Prelicensing Education
Prelicensing education status for Virginia: None required (optional). Check with the Virginia Bureau of Insurance for current requirements.
Browse Virginia Prelicensing Courses →Schedule and Pass the State Exam
The Virginia insurance licensing exam is administered by Prometric. The exam fee is $51, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Prometric →Complete Fingerprinting
Fingerprinting required through Fieldprint Virginia (Code: FPVABOIProducer)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $15. Processing typically takes 15-20 business days (30-60 with convictions).
Apply for Your Virginia License →Get Appointed and Start Selling
Once your Virginia insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the Virginia Bureau of Insurance. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
Virginia Fingerprinting Requirements
Fingerprinting required through Fieldprint Virginia (Code: FPVABOIProducer)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Virginia CE Renewal Requirements
To keep your Virginia insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
Virginia licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
BOI
Regulatory Body
Virginia Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in Virginia.
Insurance Code
Code of Virginia, Title 38.2 – InsuranceView Statute
Prelicensing Education
Formerly § 38.2-1816 — REPEALED (Acts 2001, c. 706, eff. 9/1/2002); Title insurance: § 38.2-1814.1 still active
Examination Requirements
Va. Code 38.2-1817(A)
Age Requirements
Va. Code § 38.2-1820(A)
Background Check
Va. Code Sec. 38.2-1819(B)
Fingerprinting
Va. Code § 38.2-1819(B)
License Application
Va. Code § 38.2-1819(A)
CE Requirements
Va. Code Ann. 38.2-1866 et seq.
CE Ethics
Va. Code Ann. §38.2-1866(H)
Administrative Code
Title 14 - InsuranceView Statute
Provider Regulation
Virginia Code §38.2-1867
Virginia Insurance License Requirements — FAQs
How long does it take to get a Virginia insurance license?
Most candidates complete the Virginia insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in Virginia?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in Virginia?
Fingerprinting required through Fieldprint Virginia (Code: FPVABOIProducer)
Can I transfer my insurance license from another state to Virginia?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a Virginia insurance license cost?
The total cost to get your Virginia insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($51), the state application fee ($15), and the background check cost ($35). Individual costs vary based on the line of authority you choose.
What are the Virginia CE requirements?
Virginia requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is Virginia licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
How does Virginia's fingerprinting requirement work for insurance licensing?
Virginia requires fingerprinting through Fieldprint Virginia using the code FPVABOIProducer. Fieldprint has multiple locations throughout Virginia, making it relatively convenient to complete this step. Virginia does not require prelicensing education before sitting for the Pearson VUE exam. After passing and completing fingerprinting, you apply for your license through NIPR and the Virginia Bureau of Insurance processes the application.
What are the prelicensing hour requirements in Virginia?
Virginia requires None required (optional). Courses are available fully online through JustInsurance.
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