West Virginia License Requirements
West Virginia Insurance License Requirements (2026)
Everything you need to know to get and keep your West Virginia insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
West Virginia Insurance License Requirements at a Glance
Key facts for getting and maintaining your West Virginia insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of West Virginia |
| Prelicensing Hours (Life) | 20 hours |
| Prelicensing Hours (Health) | 20 hours |
| Prelicensing Hours (Life & Health Combined) | 40 hours |
| Exam Provider | Pearson VUE |
| Exam Fee | $84 |
| Passing Score | 70% |
| Application Fee | $50 |
| Background Check Cost | $46 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | West Virginia licenses expire on the last day of your birth month every 2 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your West Virginia Insurance License
Follow these five steps to go from zero to licensed in West Virginia.
Complete Prelicensing Education
West Virginia requires you to complete 40 hours of state-approved prelicensing education before sitting for the exam. JustInsurance's online courses let you study at your own pace on any device. You'll receive an official certificate of completion once you finish.
Browse West Virginia Prelicensing Courses →Schedule and Pass the State Exam
The West Virginia insurance licensing exam is administered by Pearson VUE. The exam fee is $84, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with Pearson VUE →Complete Fingerprinting
Fingerprinting required through IdentoGO (Code: 228NS5)
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $50. Processing typically takes 3-10 business days.
Apply for Your West Virginia License →Get Appointed and Start Selling
Once your West Virginia insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the West Virginia Offices of the Insurance Commissioner. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
West Virginia Fingerprinting Requirements
Fingerprinting required through IdentoGO (Code: 228NS5)
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
West Virginia CE Renewal Requirements
To keep your West Virginia insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
West Virginia licenses expire on the last day of your birth month every 2 years
Renewal Deadline
$39
CE Package Price
WVOIC
Regulatory Body
West Virginia Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in West Virginia.
Insurance Code
West Virginia Code, Chapter 33 – InsuranceView Statute
Prelicensing Education
W. Va. Code § 33-12-6(a)(3) and (a)(9); § 33-12-7
Examination Requirements
W. Va. Code 33-12-5(a)
Age Requirements
W. Va. Code § 33-12-6(a)(1)
Background Check
W. Va. Code Sec. 33-12-37(c)-(d)
Fingerprinting
W. Va. Code § 33-12-37(d)
License Application
W. Va. Code § 33-12-6(a)
CE Requirements
W. Va. Code 33-12-8
CE Ethics
W. Va. Code §33-12B-13(e)
Administrative Code
Title 114 - Legislative Rule, Insurance CommissionerView Statute
Provider Regulation
West Virginia Code §33-12-7 and West Virginia Code of State Regulations §114-42
West Virginia Insurance License Requirements — FAQs
How long does it take to get a West Virginia insurance license?
Most candidates complete the West Virginia insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in West Virginia?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in West Virginia?
Fingerprinting required through IdentoGO (Code: 228NS5)
Can I transfer my insurance license from another state to West Virginia?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam is required.
How much does a West Virginia insurance license cost?
The total cost to get your West Virginia insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($84), the state application fee ($50), and the background check cost ($46). Individual costs vary based on the line of authority you choose.
What are the West Virginia CE requirements?
West Virginia requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is West Virginia licenses expire on the last day of your birth month every 2 years. JustInsurance offers state-approved CE packages starting at $39.
Does West Virginia offer a combined Life and Health insurance exam?
No. West Virginia does not offer a combined Life & Accident/Health exam. You must pass separate exams for each line of authority through Pearson VUE. West Virginia also requires prelicensing education, and the completion certificate is only valid for 6 months — so plan to schedule your exams promptly after finishing the course. Fingerprinting is required through IdentoGO using code 228NS5.
What are the prelicensing hour requirements in West Virginia?
West Virginia requires 20 hours for Life, 20 hours for Health, and 40 hours for a combined Life & Health license. Courses are available fully online through JustInsurance.
Ready to Get Your West Virginia Insurance License?
Start your state-approved prelicensing course today. 100% online, self-paced, and backed by our pass guarantee.
Start My Course Today