North Dakota License Requirements
North Dakota Insurance License Requirements (2026)
Everything you need to know to get and keep your North Dakota insurance license — hours, exam, fingerprinting, renewal, and state-specific rules.
North Dakota Insurance License Requirements at a Glance
Key facts for getting and maintaining your North Dakota insurance license.
| Minimum Age | 18 years old |
| Residency Requirement | Must be a resident of North Dakota |
| Prelicensing Hours (Life) | None required (optional) |
| Prelicensing Hours (Health) | None required (optional) |
| Prelicensing Hours (Life & Health Combined) | None required (optional) |
| Exam Provider | PSI Services LLC |
| Exam Fee | $64 |
| Passing Score | 70% |
| Application Fee | $100 |
| Background Check Cost | $70 |
| Fingerprinting Required | Yes |
| CE Hours Required | 24 hours every 2 years |
| Ethics CE Hours | 3 hours |
| Renewal Deadline | North Dakota licenses expire on the last day of your birth month every 3 years |
| License Duration | 2 years |
| Special Training Required | No |
| Total Cost Estimate | $350-500 estimated total cost |
| Total Licensing Time | 2-4 weeks |
How to Get Your North Dakota Insurance License
Follow these five steps to go from zero to licensed in North Dakota.
Complete Prelicensing Education
Prelicensing education status for North Dakota: None required (optional). Check with the North Dakota Insurance Department for current requirements.
Browse North Dakota Prelicensing Courses →Schedule and Pass the State Exam
The North Dakota insurance licensing exam is administered by PSI Services LLC. The exam fee is $64, and you'll need a passing score of 70%. Schedule your exam online after completing your prelicensing education.
Schedule Your Exam with PSI Services LLC →Complete Fingerprinting
Fingerprinting required through ND DOI fingerprint forms
Apply for Your License
Submit your application through the National Insurance Producer Registry (NIPR) The application fee is $100. Processing typically takes 3-5 weeks.
Apply for Your North Dakota License →Get Appointed and Start Selling
Once your North Dakota insurance license is issued, you must be appointed by an insurance carrier before you can sell their products. Each carrier you work with will submit an appointment request to the North Dakota Insurance Department. Appointments are typically processed within a few business days, and there is no additional exam required. Your sponsoring agency or carrier will guide you through this process.
North Dakota Fingerprinting Requirements
Fingerprinting required through ND DOI fingerprint forms
Name Match Requirement
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
North Dakota CE Renewal Requirements
To keep your North Dakota insurance license active, you must complete continuing education every 2 years. Here are the details:
24 hours
Total CE Hours
3 hours
Ethics Hours Required
2 years
Renewal Period
North Dakota licenses expire on the last day of your birth month every 3 years
Renewal Deadline
$39
CE Package Price
NDID
Regulatory Body
North Dakota Insurance Licensing Laws & Regulations
Legal citations and statutory references governing insurance licensing in North Dakota.
Insurance Code
North Dakota Century Code, Title 26.1 – InsuranceView Statute
Prelicensing Education
Formerly N.D.C.C. §§ 26.1-26-13 through 26.1-26-15 — REPEALED (S.L. 2001, ch. 262, § 136)
Examination Requirements
N.D. Cent. Code 26.1-26-13.2(1)
Age Requirements
NDCC § 26.1-26-31(1)(a)
Background Check
N.D.C.C. Sec. 26.1-26-13.3(2)-(3)
Fingerprinting
N.D.C.C. § 26.1-26-13.3(2)-(3)
License Application
N.D.C.C. § 26.1-26-13.3(1)
CE Requirements
N.D. Cent. Code 26.1-26-31.1 to 26.1-26-31.8
CE Ethics
N.D. Cent. Code §26.1-26.8-12
Administrative Code
Title 45 - Insurance, Commissioner ofView Statute
Provider Regulation
North Dakota Century Code §26.1-26.8-12
North Dakota Insurance License Requirements — FAQs
How long does it take to get a North Dakota insurance license?
Most candidates complete the North Dakota insurance licensing process in 2-4 weeks. This includes completing prelicensing education, passing the state exam, fingerprinting (if required), and waiting for license approval after submitting your application.
What happens if my name doesn't match my ID in North Dakota?
Your name on the exam registration, course enrollment, and license application must match your government-issued ID exactly. Any discrepancies — including middle names, suffixes, or maiden names — can cause delays in your license application.
Where do I get fingerprinted in North Dakota?
Fingerprinting required through ND DOI fingerprint forms
Can I transfer my insurance license from another state to North Dakota?
Reciprocal licensing is available for producers licensed in good standing in their home state. No exam, pre-licensing education, or fingerprinting is required.
How much does a North Dakota insurance license cost?
The total cost to get your North Dakota insurance license typically falls in the $350-500 estimated total cost range. This includes: prelicensing course fees, the exam fee ($64), the state application fee ($100), and the background check cost ($70). Individual costs vary based on the line of authority you choose.
What are the North Dakota CE requirements?
North Dakota requires licensed insurance agents to complete 24 hours of continuing education every 2 years, including 3 hours of ethics training. Your renewal deadline is North Dakota licenses expire on the last day of your birth month every 3 years. JustInsurance offers state-approved CE packages starting at $39.
Does North Dakota have a combined Life and Health insurance exam?
No. North Dakota does not offer a combined Life & Health insurance exam. Each line of authority must be tested separately through Pearson VUE. No prelicensing education is required. North Dakota uses DOI fingerprint forms for its background check process rather than a commercial vendor. The state's 3-year license renewal cycle means CE is required less frequently than in most other states.
What are the prelicensing hour requirements in North Dakota?
North Dakota requires None required (optional). Courses are available fully online through JustInsurance.
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