Florida Insurance License

How to Find DFS-Approved CE Courses in Florida

Finding DFS-Approved Insurance CE Courses in Florida. Requirements, fees, study hours, exam logistics, and compliance steps every licensed agent needs.

By Justin vom Eigen
Florida insurance professional reviewing licensing materials in a bright, modern office.

Completing 24 hours of continuing education doesn't matter if those hours aren't from a DFS-approved provider. In Florida, only courses approved by the Department of Financial Services count toward your CE requirement — and knowing how to verify approval protects you from wasting time and money on courses that won't credit toward renewal.

Here's exactly how to find DFS-approved CE courses in Florida.

Why DFS Approval Matters

Florida's Department of Financial Services regulates who can offer CE to licensed agents and adjusters. To be considered an approved provider:

  • The provider must be registered with DFS

  • Each individual course must be reviewed and approved

  • Course content must meet DFS standards for accuracy and relevance

  • Approval is typically tied to a specific license type and topic area

If a course isn't approved, your completion doesn't get reported to DFS, and the hours don't count toward your CE requirement — even if the course content is excellent on its own.

Where to Search for Approved Courses

DFS maintains an online portal where licensees can view their CE status, track completed hours, and verify approved providers and courses. This is your single most reliable source for verification.

Through the MyProfile system on the DFS website:

  • Log in with your license credentials

  • View the list of DFS-approved CE providers

  • Search for courses by topic, provider, or license type

  • Confirm approval status before enrolling

Warning Signs of Non-Approved Courses

Be cautious with courses that:

  • Don't list their DFS course approval number

  • Can't confirm they'll report completion directly to DFS

  • Offer "insurance CE" without specifying Florida approval

  • Use vague language like "may count toward CE" rather than confirming approval

  • Are priced dramatically lower than other providers without a clear reason

Reputable providers are transparent about their approval status. They'll list DFS approval numbers clearly and explain exactly what license types the course qualifies for.

What to Verify Before Enrolling

Before paying for any CE course, confirm:

  1. The provider is DFS-approved. Check their status in the DFS portal or ask for their provider ID number.

  2. The specific course is approved. Provider approval doesn't automatically mean every course they offer is approved. Each course has its own approval.

  3. The course matches your license type. A course approved for 2-20 agents won't count for 2-15 holders. Confirm the course is approved for your specific line.

  4. The course is current. The 5-hour Law and Ethics Update especially needs to reflect the current cycle's content. An outdated version won't satisfy the requirement.

  5. Reporting is included. Approved providers report your completion to DFS electronically — typically within days of completion. Ask the provider to confirm this before you enroll.

Common Course Topics That Qualify

DFS approves courses across many topics, including:

  • Life insurance products and provisions

  • Health insurance and Medicare

  • Annuities and suitability

  • Long-term care and long-term care partnership

  • Florida law updates

  • Ethics

  • Risk management

  • Property and casualty topics (for 2-20 and 4-40)

  • Adjuster-specific topics (for 6-20 and related)

The topic has to be approved for your specific license — courses that don't align with your license authority won't count.

How to Use the DFS MyProfile System

The MyProfile system is your command center for CE:

  • Track your current CE hours and status

  • View your completion history

  • See which hours have been reported by which providers

  • Check your renewal deadline

  • Confirm whether you've completed the 5-hour Law and Ethics Update

Check MyProfile at least twice during your renewal cycle — once around the midpoint and once about 60 days before your deadline — to catch any missing credits early.

What If a Course Doesn't Appear on Your Record?

If you've completed a course but don't see it in MyProfile within 30 days:

Step 1 — Contact the course provider. Ask them to verify they reported your completion. Most issues are resolved at this level.

Step 2 — Keep your completion certificate. Every approved course issues a certificate after completion. Save it. It's your proof if there's ever a dispute.

Step 3 — Contact DFS. If the provider reports correctly but DFS still doesn't show your hours, contact DFS directly with your certificate.

5 Frequently Asked Questions

  1. Do I submit CE completions to DFS myself? No. In Florida, the approved course provider submits your completion electronically. You don't self-report.

  2. How quickly should hours appear in MyProfile after I complete a course? Usually within 7 to 30 days. Some providers report within days, others take a few weeks.

  3. Can I take CE courses from other states to satisfy Florida requirements? Only if those courses have specific DFS approval for Florida credit. Most out-of-state courses do not count unless specifically approved.

  4. Are webinar and live-streamed courses accepted? Yes, if they're DFS-approved. Florida accepts online, self-paced, webinar, and live classroom formats — approval is what matters, not format.

  5. What's the best time to check for approved providers? Check before enrolling in any course, not after. Verifying approval after completing a non-approved course doesn't help — the hours won't count.

Skip the Guesswork

At JustInsurance, all our Florida CE courses are DFS-approved, current with the latest cycle, and reported directly to DFS upon completion. No searching, no second-guessing.

Enroll today and complete your Florida CE with confidence.

J

Justin vom Eigen

Founder & CEO, JustInsurance LLC

Justin vom Eigen is a licensed insurance agent and the founder of JustInsurance. He built the company after watching talented people fail outdated prelicensing exams — and has since trained over 30,000 agents nationwide with a 93% first-attempt pass rate.

Learn more about Justin →