Insurance Practice Exams
Pass Your Insurance Exam With Confidence
Full-length state-specific practice exams that mirror the real Life, Health, and Life & Health licensing exam. Pick your state below to get started — $59 per exam.
48 states available · instant access · unlimited retakes
93%
first-attempt pass rate
$59
per practice exam
3 LOAs
Life, Health, Life & Health
48
states available
Need the Full Prep Package?
Our state-approved prelicensing courses include a full-length practice exam at no extra cost — plus complete video lessons, readings, and quizzes. One purchase, test-ready in days, and backed by our pass guarantee.
See Prelicensing CoursesFree Resource
Not Ready to Buy Yet? Start With Our Free Study Guide
The most comprehensive free insurance exam study guide online — universal concepts, 50-term glossary, all 50 state breakdowns, mnemonics, and a 7-day plan.
Read the Free Study Guide →Why a Practice Exam Is the Single Best Prep Investment
The #1 reason candidates fail is walking in unfamiliar with the test format. Our practice exam closes that gap.
Know what the real exam looks like
Same question style, same timing, same topic weighting as the real state exam. No surprises on test day.
Find your weak spots fast
Every wrong answer comes with a full explanation. You'll know exactly which topics to re-study — no guessing.
Build the 80% benchmark
Students who score 80%+ three times in a row on our practice exam pass the real state exam on the first attempt.
Practice Exams by State
Click your state to see Life, Health, and Life & Health practice exam options.
Practice Exam FAQs
What's included in the JustInsurance practice exam?
Each practice exam is a full-length set of questions modeled on your state's actual insurance licensing exam. You get instant scoring, detailed answer explanations for every question (right or wrong), and unlimited retakes for the duration of your course access. Pick Life, Health, or Life & Health depending on the license you plan to test for.
How close is the practice exam to the real state exam?
Our practice exams mirror the real Pearson VUE, PSI, or Prometric state exam in format, question style, and topic weighting. The content is written by licensed insurance educators who track each state's exam content outline. Students who score 80% or higher on the practice exam three times in a row typically pass the state exam on the first attempt — that's the threshold our pass guarantee uses.
Which practice exam should I buy — Life, Health, or Life + Health?
Match your practice exam to the license you plan to test for. Taking just the Life exam? Buy the Life Practice Exam. Just Health? Buy Health. Taking the combined Life & Health exam (the most common path for new agents)? Buy the Life + Health Practice Exam — it covers both lines in one sitting exactly like the real state exam.
Do I need to take a prelicensing course first?
It depends on your state. Some states (like Texas) don't require prelicensing. Others require a set number of hours before you can sit for the exam. The practice exam works as standalone prep, but for best results we recommend pairing it with our full prelicensing course — which actually includes a practice exam at no extra cost. If you already have a prelicensing course elsewhere, the $59 practice exam is a targeted way to sharpen weak areas before test day.
How much does the practice exam cost?
$59 per practice exam. You can buy Life, Health, or Life + Health — or purchase multiple if you're testing for more than one line. Instant access at checkout, no waiting. Course access duration depends on your state.
Can I get a refund if I don't pass?
The standalone practice exam is a study tool and is not covered by the prelicensing course pass guarantee. However, our full prelicensing course — which includes a practice exam — is backed by a pass guarantee if you meet the eligibility criteria (recommended study hours, 80%+ three times in a row on the practice exam, and testing within 30 days of enrollment). If the full prep package appeals to you, see our state prelicensing courses.