Georgia Life & Health Insurance Exam: What to Expect on Test Day

Walking into the Georgia Life, Accident, and Sickness insurance exam without knowing what to expect is one of the most common ways candidates trip themselves up. Test-day anxiety hits harder when everything feels unfamiliar. The good news is that the exam has a predictable structure — and knowing exactly what you're walking into helps you stay calm and focused.

Here's what to expect on test day for the Georgia Life & Health exam.

Who Administers the Exam

Georgia insurance licensing exams are administered by Prometric under contract with the Georgia Office of Commissioner of Insurance and Safety Fire (OCI). You register and schedule through Prometric at prometric.com, and you take the exam at an approved Georgia testing center.

Where You'll Take the Exam

Prometric operates testing centers throughout Georgia, including:

• Atlanta metro area (multiple locations)

• Savannah

• Augusta

• Columbus

• Macon

• Athens

• Albany

• Valdosta

When you schedule, you choose the testing center most convenient to you. Most candidates can find an appointment within 1–2 weeks of booking.

Exam Structure

The Georgia Life, Accident, and Sickness exam:

• Contains 150 scored questions (plus a small number of unscored pilot questions)

• Gives you 2 hours and 30 minutes to complete

• Requires a 70% passing score

• Questions are all multiple choice with four answer options

You won't know which questions are pilot questions. They're mixed throughout, so answer every question as if it counts.

Before the Exam: What to Bring

Two forms of valid ID. One must be government-issued with a photo. Common acceptable IDs include:

• Driver's license

• Passport

• Military ID

• Permanent resident card

The name on your IDs must match the name on your Prometric registration exactly. Nickname mismatches or maiden name issues cause check-in delays.

Your Prometric confirmation. Bring a printed or digital copy of your registration confirmation.

Nothing else. You cannot bring phones, notes, study materials, bags, watches, calculators, or electronic devices into the testing room. Most testing centers provide secure lockers for personal items.

Arrival and Check-In

Arrive at least 30 minutes early. This gives you time for check-in, the security process, and settling in without stress.

Check-in process:

• Present your IDs

• Sign in with Prometric staff

• Complete any required biometric verification (palm scan, signature)

• Store personal items in a locker

• Receive scratch paper and pencil (or erasable board, depending on the location)

• Be escorted to your testing station

Late arrivals may be denied entry and required to reschedule (with additional fees). Give yourself plenty of time.

What the Testing Environment Is Like

Prometric testing centers are quiet, controlled environments:

• Individual testing stations with computers

• Camera monitoring throughout

• Staff observing through windows or monitors

• Strict silence policy during testing

• Other candidates taking various exams around you

Some candidates find the atmosphere surprisingly clinical. This is normal. Focus on your exam and tune out the environment.

Taking the Exam

Navigation. The Prometric testing interface lets you:

• Click through questions one at a time

• Flag questions to revisit later

• Review flagged questions before submitting

• See your remaining time on screen

Time management. With 150 questions and 150 minutes (plus extra time), you have about 60 seconds per question. Most candidates finish with time to spare. Don't rush, but don't get stuck on single questions.

Strategy for hard questions. Flag questions you're unsure about and come back to them. Answer what you know confidently first, then revisit the harder ones with remaining time.

Use the calculator if provided. The testing platform may include a basic on-screen calculator for simple calculations. You can't bring your own.

During the Exam

Read every question carefully. Georgia exam questions often include modifiers like "EXCEPT," "NOT," or "LEAST LIKELY." Missing these changes your answer entirely.

Don't overthink. Trust your preparation. Second-guessing correct answers is a common cause of missed questions.

Make educated guesses. Every question counts — there's no penalty for guessing. Never leave a question blank, especially as time runs out.

Use breaks if allowed. Some Prometric locations allow bathroom breaks during the exam. The clock keeps running, but if you need a minute to reset, take it.

After You Finish

Once you submit:

Your result appears immediately on screen. Pass or fail — no waiting.

You receive a printed score report at the testing center before you leave. Passed candidates receive confirmation; failed candidates receive a breakdown by content area.

Your score is reported electronically to OCI. You don't need to submit results — they flow automatically.

If You Pass

Congratulations! Next steps:

• Complete fingerprinting if not already done

• Submit your license application through NIPR or Sircon

• Pay the application fee

• Wait for OCI to process and issue your license

If You Don't Pass

Don't panic. Many successful Georgia agents failed their first attempt.

Review the score report to identify weak content areas

Wait at least 1–2 weeks before retaking — use the time for focused review

Re-register with Prometric and schedule your retake

Pay the retake fee (approximately $63)

Come back with stronger preparation in your weak areas

Georgia doesn't cap the number of attempts, but each retake costs time and money. Prepare thoroughly before your next attempt.

Test-Day Tips That Help

Sleep well the night before. Cramming until 2 AM hurts more than helps.

Eat a real breakfast. Blood sugar affects focus. Don't test hungry.

Dress in layers. Testing centers can be cold or warm. Comfortable clothing helps.

Arrive early, not on time. Rushing in spikes stress before the exam even starts.

Use the bathroom before starting. You don't want to be distracted.

Breathe. If anxiety hits during the exam, pause for three deep breaths. Reset, then continue.

5 Frequently Asked Questions

1. How many questions are on the Georgia Life & Health exam? 150 scored questions plus a small number of unscored pilot questions. You have 2 hours and 30 minutes to complete all of them.

2. What's the passing score? 70%. You need to answer at least 105 of the 150 scored questions correctly to pass.

3. Can I leave and come back during the exam? Short bathroom breaks are typically allowed, but the clock keeps running. Plan your time accordingly.

4. When do I find out if I passed? Immediately after submitting the exam. Your result appears on screen before you leave the testing center.

5. How many times can I retake the exam if I fail? Georgia doesn't cap attempts, but each retake requires a new Prometric registration and fee. Most candidates pass within 1–2 attempts with proper preparation.

Walk Into Test Day Prepared

Knowing what to expect removes half the stress. At JustInsurance, our Georgia prelicense course covers everything on the exam — plus practice questions that mirror the real exam's style and difficulty.

Enroll today and walk into your Georgia exam prepared for every part of the experience.