Georgia License Cost
How Much Does It Cost to Get a Georgia Insurance License?
The estimated total cost to get your Georgia insurance license is $350-500 estimated total cost. Here's the full breakdown — prelicensing, exam, application, and fingerprint fees — plus how JustInsurance's $199 all-in prelicensing keeps you on the low end.
Georgia Insurance License Cost Breakdown
Every fee you'll pay between today and your active Georgia insurance license, side-by-side with the JustInsurance all-inclusive price.
| Line Item | Typical GA Cost | JustInsurance Path |
|---|---|---|
Prelicensing course JustInsurance includes practice exams + pass guarantee in the $199 base price. | $616.50 | $199 |
State exam fee (Pearson VUE) Paid directly to Pearson VUE; not refundable on a fail. | $67 | $67 |
License application fee (OCI) Paid to the Georgia Office of Insurance and Safety Fire Commissioner via NIPR or sircon at submission. | $100 | $100 |
Fingerprinting / background check Fingerprinting required through IdentoGO (Code: 2TGJ6B) | $51.5 | $51.5 |
| Estimated Total (low–high) | $835 | $418 |
Estimates based on current published fees from the Georgia Office of Insurance and Safety Fire Commissioner, Pearson VUE, and the JustInsurance prelicensing catalog. Last verified March 2026. Individual costs may vary by line of authority, fingerprint provider, and county. Total cost range reported by the OCI: $350-500 estimated total cost.
Why JustInsurance Costs Less in Georgia
Most Georgia prelicensing providers charge separately for practice exams, retake protection, and pass guarantees. We bundle all three into the $199 base price.
JustInsurance — All-Inclusive
$199 prelicensing
- ✓State-approved Georgia prelicensing course
- ✓Unlimited practice exam access
- ✓Pass guarantee — refund or rebook if you fail (terms apply)
- ✓Affirm financing (3, 6, or 12 months)
- ✓93% pass rate among compliant students
Typical Georgia Provider Stack
$300+ à la carte
- ·Base prelicensing course ($199–$299)
- ·Practice exams sold separately ($49–$99)
- ·Pass guarantee usually a paid upgrade
- ·Limited course-access window (often 30 days)
- ·No published pass rate
Estimated savings vs typical GA provider stack
$418
Includes practice exams and pass guarantee — most providers charge $50–$100 more for these.
What Does a Georgia Insurance License Pay Back?
Even at the high end of the $350-500 estimated total cost range, a Georgia insurance license is one of the lowest-cost licensed professional credentials in the United States. With the average Georgia insurance agent earning $91,300 per year and entry-level agents starting at $34,430, most new licensees earn back their full licensing cost within their first month of selling. The OCI reports 3,600 licensed agents currently active in Georgia, with concentrations in Atlanta and Savannah. Career advancement is also fast: experienced agents in Georgia earn between $50,210 and $82,960, and top producers pull in $161,400+ annually.
On the maintenance side, your Georgia license renews every 2 years (24 CE hours, 3 ethics) — that's another $39 every 2 years for a JustInsurance CE package, or roughly $10/course à la carte. Renewal deadline: Last day of birth month (every 2 years).
Hidden Costs to Watch in Georgia
- Exam retakes. The Pearson VUE Georgia exam fee ($67) is charged for every attempt. Retake rules: a 14-day waiting period following your first or second failure, or a 60-day waiting period following your third and any subsequent failures. Failing twice can add $134+ to your licensing cost — practice exams pay for themselves the first time you would have failed.
- Fingerprinting logistics. Fingerprinting required through IdentoGO (Code: 2TGJ6B) Travel time and any rescheduling fees are on you, not the state.
- Appointment fees. Once your Georgia license is issued, each insurance carrier you represent submits an appointment to the OCI. Carriers typically cover the appointment fee, but a few pass it through to new producers — confirm before signing.
- Course-access expiration. JustInsurance gives you 30-day access to your prelicensing course; many competitors expire access after 30 days, forcing repurchase if your test-day slips. Certificate of completion validity in Georgia: 12 months.
- CE non-compliance. Letting your Georgia CE lapse triggers reinstatement fees and (if the lapse runs long) re-examination — a multi-hundred-dollar mistake. Renew on time: Last day of birth month (every 2 years).
Georgia Insurance License Cost — FAQs
What is the total cost to get an insurance license in Georgia?
Plan for $835 all-in to get your Georgia insurance license. That covers prelicensing course, the $67 Pearson VUE exam fee, the $100 OCI application fee, and the $51.5 background-check cost. Fingerprinting is handled per fingerprinting required through identogo (code: 2tgj6b). JustInsurance's all-in price for the prelicensing portion is $199.
What happens if I fail the Georgia insurance exam?
If you fail the Georgia state exam, you'll pay the $67 exam fee again for each retake — and depending on your prelicensing provider, you may need to repurchase course access. Retake rules: a 14-day waiting period following your first or second failure, or a 60-day waiting period following your third and any subsequent failures. JustInsurance includes a pass guarantee and unlimited practice exams to keep retake costs at zero.
How much does it cost to renew my Georgia insurance license?
Georgia requires 24 hours of CE every 2 years, including 3 ethics hours. JustInsurance offers a complete Georgia CE package for $39, with same-day reporting to the OCI. Single courses start at $10.
Does JustInsurance offer payment plans for Georgia prelicensing?
Yes — JustInsurance offers Georgia prelicensing through Affirm, with monthly payment plans starting at $199 paid over 3, 6, or 12 months (subject to credit approval). You can also pay in full upfront. State exam fees, application fees, and fingerprinting are paid directly to the testing vendor, OCI, and the fingerprint provider — those aren't covered by Affirm financing.
What is JustInsurance's refund policy on Georgia courses?
JustInsurance offers a satisfaction-based refund policy on Georgia prelicensing courses — see our terms for full details. State-collected fees (exam fee, $100 application fee, $51.5 background check) are non-refundable once paid to the OCI or the testing vendor. Always confirm requirements before paying state fees.
Explore More Georgia Resources
Dive deeper into Georgia licensing, exam prep, and CE renewal.
Requirements
Georgia License Requirements
Step-by-step legal and documentation requirements from the Georgia Department of Insurance.
Practice
Georgia Practice Exam
Free practice questions modeled on the Georgia state licensing exam.
Prelicensing
Georgia Prelicensing Courses
All state-approved prelicensing course options for Georgia.
Life
Georgia Life Insurance Prelicensing
Prelicensing course for the Life-only license in Georgia.
Health
Georgia Health Insurance Prelicensing
Prelicensing course for the Health-only license in Georgia.
L&H
Georgia Life & Health Prelicensing
Combined Life & Health prelicensing course for Georgia.
CE
Georgia Continuing Education
CE course catalog for Georgia license renewal.
CE Life
Georgia Life CE Renewal
CE hours for Georgia Life license renewal.
CE Health
Georgia Health CE Renewal
CE hours for Georgia Health license renewal.
CE L&H
Georgia Life & Health CE Renewal
Combined Life & Health CE for Georgia license renewal.
Start Your Georgia Insurance License for $199
All-inclusive prelicensing — practice exams, pass guarantee, and Affirm financing built in. Most students recoup the cost in their first month selling.
Start Now for $199